How Do FoundersCard Hotel Benefits Compare to Amex FH&R?
Update: Some offers mentioned below are no longer available. View the current offers here.
Today, TPG Senior Points & Miles Correspondent Nick Ewen explains how to find the best rates and get more for your money by using FoundersCard hotel benefits.
As the saying goes, "You get what you pay for." I've found that this is especially applicable to most premium travel and credit card products. Even though cards like Citi Prestige and The Platinum Card from American Express carry high annual fees, they're loaded with benefits that justify the cost.
However, what about other membership-only products? Earlier this year, TPG Contributor Leigh Rowan wrote about FoundersCard and explained the value he has gotten from its benefits. Last week, FoundersCard launched a limited-time offer for TPG readers of $400 off membership plus no initiation fee; however, FoundersCard is a little secretive about its benefits, so to help you evaluate whether the card is worth getting, today I want to examine one benefit in particular: the Private Hotel Collection.
Similar to the American Express Fine Hotels & Resorts program (and the Small Luxury Hotels program offered by rival Regal Card), FoundersCard provides members with a variety of benefits when booking stays at partner hotels through its site. The Private Hotel Collection is a carefully selected list of properties in both large cities and resort destinations, allowing you to choose from a wide variety of well-known brands and smaller, boutique locations. Last year, members booked over 15,000 nights in the 500+ properties across the portfolio.
The first (and arguably most valuable) benefit is access to discounted room rates. FoundersCard rates are privately negotiated and were previously reserved for corporate executives; on average, you'll save between $100 and $300 per night booking through the card's Private Hotel Collection (when compared to booking directly on a hotel's website). Depending on the property, you may find that your savings are even greater, so the discounted annual fee can easily be covered with just a couple of nights in partner properties.
Unlike FHR, however, FoundersCard actually gives you access to chain-wide preferred rates at some of the top brands around the world. Other programs offer individual properties within these brands, but FoundersCard gives you automatic discounts across these chains:
- Waldorf Astoria Hotels & Resorts
- Sofitel Hotels
- Conrad Hotels & Resorts
- Kempinski Hotels
- Omni Hotels & Resorts
- Taj Hotels
In addition to these discounted rates, you can also enjoy a variety of benefits at the actual hotel. These will vary by property, but you can expect room upgrades, early check-in/late checkout and welcome amenities when available.
Here's a sample of benefits at some top partner properties that you'd have access to as a FoundersCard member:
- Ace Hotel, New York — preferred rates, complimentary welcome amenity, complimentary space-available upgrade;
- The Delano, Miami Beach — preferred rates, complimentary space-available upgrade, early check-in/late check-out, $20 daily food & beverage credit per room;
- W Chicago Lakeshore Hotel — preferred rates, complimentary wireless internet, 20% off Bliss Spa treatments.
For a full list, you can check out the FoundersCard Hotels website.
Given that many of the FoundersCard properties are affiliated with a loyalty program (like the Andaz Tokyo and Conrad Maldives), you're probably wondering how this works with earning points and elite credit. Fortunately, like TPG experienced in Bali with Amex FHR, hotel stays booked through FoundersCard are still eligible to earn full loyalty points and elite stay/night credits. This is a powerful way to double-dip by leveraging the benefits and discounted rate through FoundersCard while still taking advantage of on-property recognition for your existing elite status.
If you're a Hilton fan and a FoundersCard member, you may not have to worry about pursuing elite status, since FoundersCard offers you automatic Gold status in the Hilton HHonors program. This gives you room upgrades, bonus points and complimentary breakfast. My recent valuation of Hilton HHonors elite status pegged HHonors Gold at $751, though at many Conrad and Waldorf Astoria properties, you'll likely get even more value than I estimated.
Hilton isn't the only automatic status granted to FoundersCard members; you'll also receive complimentary Diamond status in the Total Rewards program. Depending on your typical travel patterns (i.e., how frequently you travel to Las Vegas), this can be an incredibly valuable benefit. For starters, just having the FoundersCard immediately gives you 20% off most rooms and suites at many Caesars Entertainment properties, including Caesars Palace, NOBU Hotel at Caesars and Harrah's properties in New Orleans, Lake Tahoe and Atlantic City.
Beyond that, Total Rewards Diamond status also gives you a variety of additional benefits at all Caesars Entertainment properties:
- 20% discount at casino gift shops
- Priority lines at check-in and restaurants
- Access to Diamond Lounges
- No resort fees
- 15% discount at Total Rewards golf courses in Las Vegas, Southern Indiana, and the Gulf Coast
One of my biggest pet peeves about large resorts in Las Vegas is the ubiquitous resort fee, and this new benefit of Diamond status can be a big money saver. Resort fees at Caesars Entertainment properties range from $25 (at the Flamingo, Bally's and others) to $29 (at Caesars, NOBU and Paris, to name a few). On a mid-week stay, resort fees can easily add 50% to the total cost of your room, so being able to wipe them out is a nice perk.
You can also take advantage of the partnership between Caesars and Starwood Preferred Guest to earn Starpoints for stays at Caesars properties. This actually winds up being a quadruple dip for FoundersCard members: get discounted rates, use your Total Rewards Diamond status for on-property benefits, earn Reward Credits through the Total Rewards program, and bank Starpoints and elite status credits. Just be sure to register your SPG account.
One final hotel-related benefit is available with the HotelTonight app (the company's CEO, Sam Shank, has been a FoundersCard member since 2011). Anyone can use HotelTonight to make a last-minute reservation, and the app recently added the ability to search up to 7 days in advance. However, as a FoundersCard member you receive a $50 credit toward your first booking, and on all reservations you receive a 15% rebate toward your next reservation. Depending on your destination, this can be a solid discount.
Bottom line
FoundersCard certainly isn't for everyone, but if you typically travel to destinations with partner properties and can utilize the Hilton HHonors, Total Rewards and HotelTonight benefits, you could wind up saving some significant money! Remember that for a limited time, you can get FoundersCard for just $395 per year with no initiation fee using the promotional code FCPOINTSVIP.
What do you think of the hotel benefits on FoundersCard?
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Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.