How to (Almost) Never Lose Your Luggage Again
Lost luggage can put a damper on your trip, so today TPG Senior Points & Miles Correspondent Jason Steele offers tips on how to make sure your bags stay with you.
As long as airlines have carried bags, they have lost them. And while there's little you can do once you've surrendered your luggage, there are actually many useful steps you can take beforehand to help prevent your bags from being lost in the first place. In this post I'll look at effective ways to keep your bag from being lost, and discuss what you should do in the unfortunate (but almost inevitable) event that it happens.

Preventing Loss
Of course, instead of just making it easier to find your lost luggage, you'd rather take some steps to avoid losing altogether. Here are a few proven techniques to help avoid lost luggage, and to minimize the hassle when it does happen:
1. Assume your luggage will be lost
Many people go into a panic when they find that their luggage is missing. What will they do without their car keys, medications, warm clothing, etc? The chances of having your bag go missing may not be large, but you should always assume that it can happen. And when you pack, do so with that exact possibility in mind. That means you shouldn't check anything that can't be replaced, or that you won't be reimbursed for when it goes missing. For example, every airline contract of carriage absolves them from liability for lost jewelry, electronics, art work, and even furs.
Furthermore, you should include in your carry-on bags anything essential that you'll need at your destination in case your checked bag is delayed or lost. That means carrying on some warm clothing if you're flying to a cold weather destination, or perhaps a bathing suit if you're going to the beach. Either way, think about what your backup plan will be if your bag doesn't arrive with you, and pack your carry-on accordingly. If you're on a domestic trip to a major city, anything you need should be close at hand, so your backup plan can be as simple as purchasing replacement items at a local department store. However, if your destination is a small, remote island, you probably need to bring more in your carry-on.
Another strategy for couples and families traveling with multiple checked bags is to cross pack a little bit. This means that no individual should have all of his or her belongings in a single bag. That way if one bag is lost, you can all share the misery a little instead of one person suffering a lot.

2. Prepare your bag for the journey
First, make sure your bag is labeled with at least two forms of identification. I use two baggage tags, and have a sticker or two with my contact information affixed to the outside of the bag. It's also important to remove any old airline baggage tags, as you don't want your bag to be accidentally re-routed to your previous destination (it can happen). It's also smart to put some identification inside the bag as well, such as a business card.
Another good idea is to snap a few pictures of your bag with your mobile phone, so you have something to show baggage agents to help them identify it, should it go missing. This also helps to establish its replacement value should it become lost. And of course, if your bag has a generic appearance, try to add a colorful ribbon or a unique bumper sticker so that it won't be mistaken for another. I once saw a bag with big letters written next to the handle stating "This is not your bag!" It's not subtle, but it does the trick.
Once you're in line to check your bag, make sure to stow or remove any excess handles or straps, as they can get caught in the machinery and possibly contribute to your bag being damaged or lost. Before surrendering your bag, double check that the airline's baggage tag is correct. Airline check-in agents could affix someone else's label to your bag, or tag your luggage to the wrong city on your itinerary. My father once had his bag tagged to London, which was only an overnight stopover on the way to his destination. Without examining the tag, he had no way to know that it would be on a carousel in Heathrow, rather than at his final stop.

3. Get to the baggage claim area quickly
There's always the possibility that your bag could be purposely stolen from the baggage carousel, but more commonly, similar bags are taken on accident. To ensure this doesn't happen, I like to quickly proceed to baggage claim and watch for my bag coming off the belt.
4. Consider a luggage tracking device. There's a new generation of luggage tracking devices you can use to locate your bag in real time. While this might not actually prevent your bag from being lost, at least it can help you recover your stuff once it's gone. At the very least, you won't have to wait for all the bags to come off the carousel if you already know yours isn't among them. A luggage tracker will also enable you to tell the airline exactly where your bag is, so that it can be retrieved more easily. For more on these options, read my review of two popular devices.

What to do when your bag is missing
1. Immediately file a claim. When your bag is lost, the most important thing is to file a claim with the airline's baggage service office before leaving the airport. If for any reason the airline's baggage office isn't open, then you need to document that fact by taking a picture of it, and then call the airline before leaving the airport. Remember, the claim process has not begun until you have a written copy of the claim that includes both a claim number and a telephone number to follow up.
If your bag is not found, you will then have a deadline (often 30 days) in which to file a claim for reimbursement.
2. Get reimbursed from your credit card. Most travel rewards credit cards include some kind of insurance for lost or delayed baggage, but you have to meet the terms. Most credit cards only offer this coverage when you use your card to pay for your tickets, which can exclude award travel. However, there is one major exception. With Chase cards, there's a provision that specifically includes award travel so long as "all of the miles or Rewards points were accumulated from a Rewards program sponsored by Chase Bank."
As with the airlines, claims for lost or delayed baggage have to be filed within the time frame specified in the card's statement of benefits. For example, Chase cards give you 20 days to file a claim.
3. Demand any bag fees back. According to DOT rules, airlines must refund any bag fees paid if your bags are permanently lost. Although strictly speaking this rule doesn't apply if your bag is eventually returned, I think you have a pretty strong case if your bag doesn't arrive on the same flight, and it can't hurt to ask.
What are your tips for preventing lost luggage?
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- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
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Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
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You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

