Advertisement

Maximizing British Airways Avios Series: Household Accounts

by on April 25, 2012 · 58 comments

in British Airways

This is the next installment on my new Maximizing British Airways Avios series. Other posts include Master FAQ Post on British Airways 100,000 Mile OfferSpotlight on Taxes and FeesDistance-Based AwardsTravel Together Companion TicketUsing Avios to Upgrade Paid TicketsThe Avios and Cash OptionSave Money on Fuel Surcharges by Transferring British Airways Avios to IberiaUsing Avios For Non-Flight Redemptions.

Update: The current sign-up bonus offer for the British Airways Visa is 50,000 Avios. 25,000 upon first use, and another 25,000 when you spend $2,500 within 90 days.

One of the most unique aspects is British Airways’ Executive Club is its Household Account feature. The Household Account allows you to pool miles, free of charge,with up to 7 other people.
Key things to note:
1) There has to be a Head of Household. This person will have full control of who joins/leaves the Household.
2) Anyone can join your Household, they just need to have the same address as the Head of Household on file in their Executive Club account. Your address on file can be changed at any time, free of charge.
3) Elite status is earned by the individual, not by the Household, so your status depends on your individual travel.
4) When awards are booked, the miles will be pulled proportionately from each member’s account.

The Spring Break Example
For example, if there are 4 members in the household:
Bill: 32,000 miles, 11% of total Household miles
Hillary: (Head of Household): 28,000 miles, 8% of total Household miles
Mitt: 300,000 miles, 79% of total Household miles
Ann: 9,000 miles, 2% of total Household miles
Collectively the Household has 369,000 miles.

Let’s say Bill and Hillary decide they both want to go from New York to Bogota on spring break, but neither of them has the 35,000 Avios each needed for the roundtrip coach award on American Airlines via Miami. (Unfortunately Avios cannot be used for private jets.) Under most loyalty programs, they’d still be short and would be stuck paying fees to transfer miles between accounts. However, since the Household has enough collective miles to book two 35,000 Avios awards, they can still take their trip without extra fees.

To do so, they can simply log in to their British Airways account and book the awards and the 70,000 Avios (which is 19% of the total Household’s mileage balance) would come proportionately from each account. So to see how many points they’d each be left with simply take the leftover balance (299,000 Avios) and multiple it by each of their % ownership of the account.

But what if Mitt and Ann don’t want to let Bill and Hillary use their hard-earned Avios? They could leave the Household on their own at any point and their miles would then be their own, but as long as they are a part of a Household, there’d be no way to stop the others from booking awards. This is why you should only add people you trust to your Household account!

Going back to the epic spring break trip, this process is automated, so no long division required of the Household members. It also makes it easy to book awards for Household members without having to worry about mileage transfers going through and extra taxes and fees. However, the drawback is that you can’t select the amount of mileage going out of any individual’s account—for instance, you can’t just take 20,000 Avios out of one account and 10,000 out of another since the formula depends of the proportion of overall Household Avios in each individual member’s account.

The British Like Their Rules
While the Household account is free to establish, British Airways did put some rules in place to limit abuse:
1) You can only book awards for people in your Household. This is probably the biggest thing to note. What you gain in flexibility to pool miles, you lose in ability to redeem for anyone else outside your Household. The one exception to this is the 2 for 1 “Travel Together” companion certificate, which you get after spending $30,000 in a calendar year on the BA Visa.
2) Once it’s created, you can only add/delete members every 6 months. Household accounts were not created so you could pool miles with random people. The intention is that it’s with your immediate household, though they leave the interpretation of who qualifies as a Household member up to the Head of Household, which is generous.
3) You can disband a Household Account at any time, but you can’t re-create another for 6 months.
4) Suspicious activity will be flagged and remember – BA can take all of your miles away at any time. Pressing your luck with a fraudulent Household Account isn’t worth it.
5) Only people 18+ can redeem for awards. If the Household Account is disbanded, all miles of minors go to the head of household.
6) Only redeemable miles are pooled. Each member still continues to earn elite points individually.
7) Like regular BA miles, Household miles expire after 36 months of no activity (though it’s very easy to keep accounts active, especially if you have the BA card).

I recommend reading the rules on Household accounts before signing up for one. If you still have any questions, feel free to ask in the comment section and I’ll do my best to answer since I am currently a Head of my BA Household Account – oh the power!

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author.s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

Previous post:

Next post:

  • http://infamousdx.com infamousdx

    Love this feature of BA. I used it so much after telling my parents, sister, and bro-in-law to sign up for the BA 100k cards. After that, it was Business class to Asia multiple times for all of them! This was before the devaluation of course :-(

  • SeaBee3

    Nice examples of the household – plus Hillary would have to be happy to have been given the Head of Household position. :)

  • thepointsguy

    Hah I was in a creative mood today :-)

  • travel light

    This would make it easier to keep Avios alive, no? Activity in one account would count for the entire household.

  • dab

    On the topic of family and miles pooling let’s keep in mind that BA will also let you use your miles for lap infant (10%), for us this offsets most of the high booking fees and fuel surcharge as most airline would charge 10% of full fare ($1,500 for first). With the 2 for 1 voucher and great availability BA is a good choice for our little family traveling in F to Europe.

  • mhenner

    Points Guy – Please Clarify
    Would activity in one person’s account count as activity for all accounts?

  • michaeljapan

    Hi Brian: not a big difference really, but the account allows the maximum of 6 household members, so it’s you + FIVE, not you + 7.

  • The Points Guy

    Actually, it is 7 members living at the same address. You can see it in the screenshot in the post, which comes directly from BA’s site, as well as at this link to the program’s page on BA.com: http://www.britishairways.com/travel/household-account/public/en_us

  • ff_lover

    If one of the Household account member don’t have any Avios miles for himself, can that member still be able to get a ticket using the Household account?

  • traveljunky2024

    Is this also to say that I couldn’t use my miles to book an award ticket for someone else? In other words Mitt with the 300k miles couldn’t book Hillary an award ticket? I thought this was something commonly done…..maybe just not on BA.

  • Mitch

    Mitt could book the award for Hillary since they’re both in the same household account. (He might as well let Hillary book it, since the miles are split proportionally regardless of who initiates the booking, and that way she can choose the flights herself.) However, he couldn’t book an award for Newt, since Newt isn’t a member of the household account. On the other hand, if Mitt weren’t a member of a household account, he could book a flight for either Hillary or Newt.

  • Alex

    dab – Can you speak to your experience of flying F with an infant? I have a toddler (aged 2.5) and an infant (4 months) and plan on using my 2 for 1 voucher on a Europe trip before the infant turns 2. Are infants and toddlers allowed in F? Are they welcomed? Is the F experience dampened by having kids in tow and therefore worth considering Business or Premium Economy redemption instead? We’d fly from PHX to LHR, maybe then carrying on to CPH or CDG. Curious on anyone’s input on travelling in F or Biz with kids!

  • traveljunky2024

    So people not in a household account can book award flights for people in household accounts and people not in household accounts. correct?

  • thepointsguy

    Correct

  • Mitch

    I’m not 100% on if Newt could book a ticket for Hillary and attach her BAEC number, since she’s in a household account. However, I don’t see why he couldn’t book it for her and just not attach a BAEC number to her reservation. I guess if she has BAEC status, it would be problematic to not have it in her reservation, but without status it shouldn’t matter at all.

  • thepointsguy

    Right., and now that Newt will have a lot more time off, it’s very likely he will be needing some leisure flights booked in the near future

  • Iamzhy

    hi, how can i disband a household account? I can’t find the options online. thanks.

  • http://www.facebook.com/gxmitchell Gary Mitchell

    off topic somewhat but I just called and checked with BA about flying with one of their “other” partner airlines Alaska (as it’s not possible to see “other” partner availibility on BA web site) and was quoted low mile but high taxes ($270) to fly from California to Mexico – anyone know why so high?
    Last year I flew from CA to Hawaii using BA miles on Alaska and it was only $15 or so plus miles!
    Has something changed or was the agent wrong?

  • James

    “Normal” taxes on most carriers from US to Mexico adds about $100 – not sure if he was quoting a cash and point option? I just looked at LAX-SJD saver on AA in Sept – 15,000 Avios +$119 or 7500 Avios +219 booked on BA.com

  • arcticbull

    Let’s say you’re planning on flying AS from LAX-SJD round trip. A revenue ticket would have the following taxes/fees/surcharges.

    US (16.70), AY (2.50), XF (4.50)
    XA (5.00), XY (7.00), YC (5.50)
    XD (38.23), UK (23.04), US (16.70)

    Since you’re booking by phone, you’re going to pay a $40 “channel fee” (that’s what they told me one time, honestly I haven’t found it documented elsewhere) and a $25 phone booking fee. This brings your total to almost $200.

    Ask them for a breakdown of taxes and fees and see if it lines up with what I posted. Bearing in mind that which cities and airport you arrive, depart and transit will affect your breakdown. You can see what the taxes, fees and surcharges should be for any given routing by going to matrix.itasoftware.com

  • dab

    Alex- by the time my son was 6 month he had flown 3 times to Europe in F! 2 on BA and one on LH. Frankly I was very lucky my son behaved perfectly on every one of these flights to the point where most people/crew would actually make comments to us at the end of the flights. That being said an infant needs attention in order especially during flights, therefore it does somewhat dampened the F experience (which dampens by itself the more your fly F anyway).
    I would not worry about being welcome, if you are asking this question it probably means you are aware and will try your best to not let your infant”bother”others travelers experience.
    Bottom line is as long as you are willing to take care of your infant the best you can things will be fine, and anyone who traveled with an infant will tell you this is when you truly deserve to be in F and treat yourself when the infant is sleeping!

  • Drew

    I’ve heard that if one person earns a ba visa companion ticket, 2 other people from the household account can use it (in other words, the companion ticket “earner” does not have to travel on the itinerary which is normally not aloud). Can you confirm this?

  • http://www.facebook.com/gxmitchell Gary Mitchell

    is there any way to book other than by telephone (as “other partner airlines” such as Alaska do not show up on BA web site)?

  • arcticbull

    Unfortunately not. However if you remind them of the fact that these awards are not bookable online, they may waive your phone booking fee. Give it a shot!

  • Pingback: Maximizing British Airways Avios Series: Distance-Based Awards | The Points Guy

  • audisfo

    What if I have 5 members including myself in the household account and each of us has 20K miles. Total is 100K miles. When I book a ticket for myself costing 70K miles, it will draw 14K miles even from each member’s account?

  • Dan

    Hope this is the right thread for this. I need your advice, as I may have made a major mistake. I have two BA companion certificates earned through Chase BA Visa spend. One expires June 2013 (no problem), but the other expires June 18, 2012. We have 319,368 Avios total points (216,743 under my name, 102,625 under my wife’s, and we have a household account). I wanted to take my wife and two children, ages 10 and 12, to Europe at the end of this August (would be first time for the children). The plan would be to depart from JFK, traveling BA first class (at least for the transcon legs), and visit London, Paris and Rome (don’t care about the order, but had some notion that best route would be JFK to Rome, Rome to Paris, Paris to London. London to JFK). I had been under the impression that the trip could commence in August as long as it was booked before the expiration of the certificate. I just read somewhere else that this is not the case, and that travel using a BA companion certificate must commence before the certificate expiration date. I’m hoping there’s some way to salvage this, as my wife and I had been looking forward to this as a once-in-a-lifetime family experience. So, am I totally up the creek without a paddle, or do I have any viable options?

  • Pingback: Maximizing British Airways Avios Series: Spotlight on Taxes and Fees | The Points Guy

  • Pingback: Master FAQ Post on Chase British Airways 100,000 Mile Offer | The Points Guy

  • Pingback: Reminder: Amex British Airways 50% Transfer Bonus Ends Tomorrow May 31, 2012! | The Points Guy

  • Pingback: Updated Airline Award Charts and Partner Lists | The Points Guy

  • Pingback: Maximizing British Airways Avios: Using Avios to Upgrade Paid Tickets | The Points Guy

  • Pingback: Maximizing British Airways Avios Series: Travel Together Companion Ticket | The Points Guy

  • Pingback: 40% Bonus on Amex to British Airways Transfers Until September 27, 2012 | The Points Guy

  • Archlives

    Yes, I have booked a reward ticket for my wife shortly after joining her to the household account, and she had an inactive account with a balance of 0. In hindsight, I should have booked it from her login (perfectly possible due to pooling of points), as booking it through mine meant her account stayed inactive!

  • Archlives

    No. If you book a ticket for another person through your own account, your account is the active one, and the other person taking the flight is still inactive! I have experienced this.

    Another extremely interesting point to note is that if you try to make a booking with an inactive account (possible due to miles pool), you pay 9,000 Avios and full booking fees for short-haul flights (LHR-BRU return is £105). However, make the same booking via an active account for the same person in the household account with the inactive account, and you still pay 9,000 Avios, yet only have to pay the Reward Flight Saver fees – a set charge of £30!

  • Archlives

    No, YOU have to be active in your own right. Just like status points, the only thing pooled is the miles. See post and reply above to mhenner.

  • Archlives

    A neat trick if necessary to avoid using a specific member’s/members’ miles, is to, assuming enough miles left over, temporarily transfer the miles from BAEC a/c to Avios a/c until the required ticket is booked.

    So for example given above, between Bill (32k), Hillary (28k) and Ann (9k), they have 69k, just 1,000 miles short of the round trip for both (35k x 2). If they book as is, Mitt will contribute 56,910 of the required miles, while Bill will only contribute ±6k and Hillary a mere ±5k.

    But if Mitt transfers 299k miles to his personal Avios a/c temporarily (must be personal – cannot do transfers between household a/c on both programs), then he only contributes 1,000 miles while the other members’ a/c’s are drained.

  • Pingback: (Canada) 50% British Airways Transfer Bonus From RBC Avion Points Is Back! | The Points Guy

  • Pingback: Using British Airways Avios To Book Domestic First Class Flights | The Points Guy

  • Pingback: Maximizing British Airways Avios: Using Avios for Non-Flight Redemptions | The Points Guy

  • Pingback: Maximizing British Airways Avios: The Avios and Cash Option | The Points Guy

  • Pingback: British Airways Visa 100,000 Mile Bonus Is Back Through February 2013 | The Points Guy

  • guest

    sorry, I’m coming to this thread late…just found your site.
    Our 28 year old son and his girlfriend live with us. Can they be part of the household account?

  • Pingback: Maximizing British Airways Avios: Save Money on Fuel Surcharges and Fees – Transfer British Airways Avios to Iberia | The Points Guy

  • Pingback: 30% Transfer Bonus From Amex to British Airways Avios December 3- January 14, 2013 | The Points Guy

  • Pingback: Reminder: 40% Amex Transfer Bonus to British Airways Ends Thursday! | The Points Guy

  • Pingback: Reminder: British Airways Visa 100,000 Bonus Ends Tomorrow: July 17, 2012 | The Points Guy

  • Pingback: (Canada) 50% British Airways Transfer Bonus With Amex Membership Rewards Through March 31 | The Points Guy

  • Pingback: How to Redeem British Airways Avios Without Huge Fees | The Points Guy

  • Pingback: Reminder: British Airways Visa One of Best Current Credit Card Offers | The Points Guy

  • Pingback: Sunday Reader Question: Advantage to Additional Cardholders Vs. Two Accounts | The Points Guy

  • Pingback: 2,500 Free Avios For Children With Iberia Kids Enrollment | The Points Guy

  • Pingback: Two Foundational Questions in Miles Collecting | milevalue.com

  • Pingback: What Happens To Frequent Flyer Miles and Credit Card Points Upon Death? | The Points Guy

  • Pingback: Chase British Airways 100,000 Bonus Ends July 18 | The Points Guy

  • Pingback: Travel Tuesday Top 10: Foreign Frequent Flyer Programs | The Points Guy

  • Pingback: Sunday Reader Question: Credit Oneworld Miles With American or British Airways? | The Points Guy