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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
10 best ways to redeem 175,000 Chase Ultimate Rewards points
Ben Smithson is a senior writer for TPG and is based in London. Originally from Australia and a qualified lawyer with a financial services background, he has almost a decade of experience writing about a broad range of travel and loyalty topics.
November 25, 2025 • 11 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: Prices were accurate at the time of publication.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
A major welcome offer provides a substantial points bonus, enabling a variety of high-value travel redemptions for flights, hotels and more.
Points can be transferred at a 1:1 rate to numerous airline and hotel loyalty programs, unlocking options like round-trip business-class flights to Europe or Asia, family trips to London or Hawaii, and all-inclusive stays in Cancun.
Flexible redemption through a travel portal allows for booking hotels, airfare and rental cars, sometimes at enhanced rates via Points Boost for added value.
Options also include road trips, Las Vegas getaways and premium experiences such as United Polaris or EVA Air business class.
What to consider
Some offers mentioned in the article are no longer available.
Award availability, dynamic pricing and taxes and fees can impact the total value and feasibility of each redemption.
Points Boost and certain hotel benefits may only be accessible at select properties or for specific cardholders.
What you'll miss from the article
A detailed breakdown of 10 specific ways to maximize a large points bonus for luxury and family travel, including step-by-step redemption strategies.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
Right now, you can check Chase's prequalification tool to see if you're targeted for a 175,000-point bonus (after spending $6,000 on purchases in the first three months from account opening) on the Chase Sapphire Reserve® (see rates and fees).
Worth a massive up to $3,588, according to TPG's November 2025 valuations, this offer is a launchpad for long-haul luxury travel or saving thousands on flights and accommodations for the whole family — the choice is yours. You'll receive flexible, valuable Chase Ultimate Rewards points that transfer 1:1 to terrific airline and hotel partners. Plus, the Chase Travel℠ portal's new Points Boost option can net you a value of up to 2 cents per point.
Here are 10 ways you can redeem that hefty welcome bonus for flights, hotel stays and more.
Transfer your Chase Ultimate Rewards points to Virgin Atlantic Flying Club at a 1:1 rate to book Saver-level awards from New York's John F. Kennedy International Airport (JFK), Dulles International Airport (IAD) near Washington, D.C., or Boston Logan International Airport (BOS) to London's Heathrow Airport (LHR). Saver fares start from only 6,000 Virgin points per person (excluding taxes and fees) one-way in economy and include checked baggage, seat selection and food and beverages.
This means that four people can fly round-trip from as few as 48,000 Chase points transferred to Flying Club, plus taxes, fees and surcharges.
With 127,000 Ultimate Rewards points from your 175,000-point welcome bonus left, you could also make a transfer to Marriott Bonvoy at a 1:1 rate to book a standard room at the Four Points by Sheraton Flex London Shoreditch East from just 22,000 Bonvoy points per night (subject to dynamic pricing). This means you could book two rooms for the family for two nights and still have points left over.
Buzzy Shoreditch is one of East London’s most vibrant neighborhoods, blending independent boutiques, street art and an international food and nightlife scene, making it perfect for travelers who want a modern base just a quick ride from the city’s top sights.
Book 2 round-trip flights to Hawaii, plus your hotel stay
Transfer your Ultimate Rewards points to British Airways Club at a 1:1 rate to book nonstop flights operated by American Airlines or Alaska Airlines from California to Hawaii.
When saver space is available, these flights fall within the 2,001- to 3,000-mile band, costing just 20,000 British Airways Club Avios per person one-way in economy. Taxes and fees are usually just $5.60 each way.
Two round-trip flights total 80,000 Avios, where saver availability exists, leaving you with almost 100,000 Ultimate Rewards points for accommodations. We recommend transferring your remaining Ultimate Rewards points to World of Hyatt at a 1:1 rate. You could book multiple nights at either the Hyatt Place Waikiki Beach or the Hyatt Centric Waikiki Beach, which cost just 12,000 and 17,000 Hyatt points per night on off-peak dates, respectively.
Transfer your Chase Ultimate Rewards points to Iberia Club at a 1:1 rate to take advantage of its fantastic business-class pricing to Spain.
You can book business class nonstop to Adolfo Suárez Madrid-Barajas Airport (MAD) for only 40,500 Iberia Club Avios each way from BOS, JFK and IAD on off-peak dates (peak dates are only 59,000 Iberia Club Avios each way, which is still a great deal).
Therefore, you could book two people on a round-trip itinerary on off-peak dates for a total of 162,000 Avios, which fits under a 175,000-point balance. Expect to pay approximately $250 round-trip per person in taxes, fees and surcharges, although these totals may vary depending on the route.
This sweet spot remains one of the best value transatlantic business-class redemptions, offering fully flat seats, solid Spanish flair and direct flights to Madrid for fewer points than almost any other U.S. to Europe premium cabin option.
Book round-trip business-class seats and a Grand Hyatt stay to enjoy Taiwan in style
Transfer your Ultimate Rewards points to Air Canada Aeroplan at a 1:1 rate to book flights from the West Coast to Taiwan Taoyuan International Airport (TPE). One-way business-class itineraries can be found for as little as 75,000 points when flying on EVA Air, with Aeroplan not passing on fuel surcharges.
EVA Air’s Royal Laurel business class consistently ranks among the world’s best, offering spacious lie-flat seats with direct aisle access, elegant design touches, refined Asian and Western cuisine, and attentive service that feels more boutique than that of a big airline.
Round-trip itineraries can be found for 150,000 points where Saver availability exists, leaving room for two nights at the Grand Hyatt Taipei, which costs just 12,000 points per night on standard dates.
Taipei is well worth visiting for its blend of vibrant night markets, innovative food culture and easy access to lush mountains and hot springs.
CLINT HENDERSON/THE POINTS GUY
Enjoy an all-inclusive stay for 4 in Cancun, Mexico, with flights included
Transfer your Chase Ultimate Rewards points to JetBlue's TrueBlue program 1:1 to book nonstop flights from the Northeast to Cancun International Airport (CUN) for as little as 6,000 points. Some flights, such as those departing from Newark Liberty International Airport (EWR), may be operated by United Airlines under the new Blue Sky partnership.
This means you could book four people round-trip for as few as 48,000 Chase points when transferring your points to JetBlue.
For accommodations, pair these flights with Hyatt's Inclusive Collection options. You could book two rooms for two nights each to cover a stay for four guests at the brand-new adults-only, all-inclusive Secrets Mirabel Cancun Resort & Spa. Choose between a suite for 29,000 Hyatt points per night on off-peak nights or a standard room, which, even on peak nights, is only 29,000 Hyatt points.
HYATT
Fly round-trip to Europe in United Polaris business class
Transfer Chase Ultimate Rewards points to United MileagePlus and book a round-trip Polaris business-class ticket to Europe. Saver-level Polaris awards from various United hubs to Italy, Germany, France, Spain, the Netherlands, Croatia and more start from 80,000 United miles each way, so you could spend 160,000 miles round-trip, keeping you just under your 175,000-point balance.
Since United does not pass along carrier-imposed surcharges, taxes and fees are modest, generally $5.60 when departing the U.S. and between $60 and $200 when returning from most destinations in Europe. However, you will pay more if you depart from the United Kingdom due to the Air Passenger Duty fee.
Start your journey in the luxurious Polaris lounges at United hubs, then fly in a fully flat Polaris seat with direct aisle access, upgraded dining and bedding by Saks Fifth Avenue.
Live it up in Las Vegas with flights and hotels for 4
There are plenty of ways to fly to Sin City for less by transferring your Chase Ultimate Rewards points 1:1 to several airline transfer partners. We found flights to Las Vegas' Harry Reid International Airport (LAS) at the following award rates:
JetBlue TrueBlue: From 5,000 points one-way
United MileagePlus: From 5,900 miles one-way
Virgin Atlantic Flying Club: From 7,500 points one-way (flights operated by Delta Air Lines)
Air Canada Aeroplan: From 10,000 points one-way (flights operated by United)
Depending on where you are traveling from, you could book four people round-trip for as few as 40,000 Chase Ultimate Rewards points.
That leaves plenty of points to book your accommodation at a World of Hyatt property. For a budget-friendly stay, choose a Hyatt Place property for as little as 9,000 points per night on off-peak days.
For high rollers, the luxurious, centrally located Venetian Las Vegas (made up of The Venetian and The Palazzo) can be booked from as little as 20,000 Hyatt points on off-peak dates (like July 2026). Note that as an "affiliated" property, redemptions are priced dynamically and may rise significantly.
If you don't want to transfer your Chase points to travel partners, here's another option you can book all in one place.
Turn your Chase Ultimate Rewards points into an all-American adventure by booking a cross-country road trip along historic Route 66. You can redeem points through Chase Travel for both your rental car and hotels along the way, combining flexibility with value.
Through Chase Travel, new Sapphire Reserve cardholders can redeem Ultimate Rewards points at a rate of 1 cent each when booking rental cars and hotels.
Depending on your route, you might find some properties eligible for Points Boost, especially if you're passing through major cities. Sapphire Reserve cardholders can redeem their Ultimate Rewards points to book travel through Chase Travel at a value of up to 2 cents per point on select hotels (and airfare), depending on the card and the specific redemption (see your rewards program agreement for full details).
Sapphire Reserve cardholders also receive up to $250 in biannual statement credits to use for The Edit reservations of two nights or more. Plus, some of the properties in The Edit are also eligible for Points Boost, so you can stack your card benefits.
If Points Boost or The Edit properties are not available on your road trip, consider transferring your Ultimate Rewards points to IHG One Rewards, Marriott Bonvoy or World of Hyatt at a 1:1 rate.
Book an eligible Points Boost stay via Chase Travel
If you want to guarantee up to 2 cents per point in value from your Ultimate Rewards as a Sapphire Reserve or Chase Sapphire Reserve for Business℠(see rates and fees) cardholder, you could look for Points Boost options through Chase Travel.
Available at select hotels and airlines, you won't need to worry about transfer partners, transfer times or award availability. Instead, you can redeem all your Ultimate Rewards points at terrific rates through Chase Travel just by looking out for the rocket symbol showing Points Boost-eligible rates.
Air Canada's Aeroplan program charges 87,500 points for business-class itineraries of up to 11,000 miles in length from North America to Australia. This would include many options via Asia from the West Coast.
While availability can be difficult to find, a round-trip itinerary of this distance would total exactly 175,000 Ultimate Rewards points. It's a good idea to use a tool like Seats.aero to find dates and routes at these prices and even set alerts, which you can do with a Pro membership. This way, you will be notified if anything in your price range becomes available.
RALF TOOTEN/W SYDNEY
Bottom line
If these trips sound like just what the doctor ordered, you can check Chase's prequalification tool to see if you're targeted for a 175,000-point bonus after spending $6,000 on purchases in the first three months from account opening on the Chase Sapphire Reserve.
Whether you want to fly across the world in luxury, take the whole family on a beach vacation or road trip across the country, this is a terrific welcome bonus that you can turn into thousands of dollars of value, travel and memories.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
