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TPG Readers on the Best Ways to Redeem Membership Rewards Points

March 19, 2018
3 min read
conrad maldives hilton-ftr-high category hilton
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Every so often, TPG readers want to know how other travelers are redeeming their credit card earnings. To that end, we asked our TPG Lounge members to tell us: "What's your favorite way to use Amex Membership Rewards points? Any tips for newbies?"

Transfer to Airlines

The overwhelming response was to transfer American Express Membership Rewards points to airlines for maximum value. This is in keeping with our guide for the best Membership Rewards redemptions. Our readers shared their favorite airline redemption options with us:

I transfer to British Airways Avios, and redeem [through] Alaska Airlines. I check availability on AA's site, then call BA to book. Sometimes they charge a $25 booking fee, sometimes they don't. — Kathy R.
I've transferred to Etihad with bonus, and to British Airways with bonus. At the time Etihad was 30%, and BA was 40%. I've used my Avios on AA exclusively so far. Miniscule fees and good availability, even [for] last minute to Vegas from LAX, instead of paying $380 per person. [I get a] 3 cent per point value. — Edmond K.
Transfers to ANA for redemptions to Japan... always pretty inexpensive. I typically book ANA economy as I like to stretch my points. — Zain N.
Transfer for airfare generally, Delta or JetBlue mostly. — Bill F.
Aeroplan to Europe! — Tim S.
ANA to Africa — Jamie R.
Transfer to Delta. Delta has a great summer flight JFK-Nice, France direct on Saturdays and we've had good luck booking coach with reasonable points the last few summers. — Cheryl D.
1,200 mi flights on AA through British Airways. Get 3-4 cents per point! — Bryan B.
Generally I use to transfer to Delta (or SkyTeam partners) — Allyson C.
Transfer to Asia Miles to use on Cathay — Meg G.
Transfer points to ANA for 90k (ANA) or 95k (Star Alliance) roundtrip redemption to Asia on J. Free stopover in Tokyo also, when [flying] on ANA! — Peter H.
Wait for bonus transfers. British Airways is a good one for short distances, also JFK–YVR on Cathay. [I've] also put some [MR points] into Virgin Atlantic for a RT ANA first[-class redemption]. — Carl C.

Looking forward to transferring to Etihad Guest for either AA transatlantic, or Czech Airlines from Prague to Seoul. — Matt T.

I save them for high-value transfers to foreign airline partners to avoid excise tax. I generally use Ultimate Rewards points for domestic transfers, since that's not an issue. — Andrew K.

Hotels

While airline redemptions are one of the most popular ways to utilize Membership Rewards points, Hilton offers a great redemption value on the hotels side. In fact, American Express just permanently increased the transfer ratio between Membership Rewards points and Hilton early this year.

I transfer to Hilton. They have pretty decent point redemption. — Evelyn E.
[I transfer to Hilton] Honors - 3x points that I just used for a romantic weekend for pier 5 hotel at inner harbor, Baltimore. — Varun V.

Other Options

A few TPG Lounge members boldly owned their redemption methods, despite the inevitable "Facebook laughs":

[to be honest]..., NYC cabs. — Richard M.
Starbucks gift cards. — Mike Z.
Redeem via Amazon. — Darren L.

TPG featured card

Rewards rate
4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5XNew! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
3XEarn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
2XEarn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
Open Intro bonus
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Valuable dining and food-related credits
  • Flexible rewards with airline and hotel transfer partners
  • Multiple travel and purchase protections
  • No foreign transaction fees
  • Access to Amex Offers for additional savings (enrollment required)

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
  • Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
  • Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
  • Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.