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2024 holiday airfare special report: 7.2 million pieces of data show how valuable your airline miles are this season
Nick Ewen is TPG's editor-in-chief and helps readers leverage credit cards (he has more than 25 of them) and loyalty programs to travel more for less. He's been at TPG for over 11 years.
Summer Hull has been covering (and using) travel tips, rewards credit cards and loyalty programs for over a decade. She has flown close to a million miles, often on points and miles and with her family in tow.
also contributed to this story
October 3, 2024 • 19 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
Holiday travel typically sees higher airfare and increased mileage requirements for award flights, with Thanksgiving and Christmas periods showing significant jumps in average miles needed.
Dynamic pricing means most U.S. airline loyalty programs require more miles for peak-season flights, often reducing the value you receive per mile compared to nonholiday dates.
Premium-cabin redemptions generally offer better value per mile than economy awards during the holidays, though values are still lower than the rest of the year.
International award tickets tend to provide higher value than domestic ones for holiday travel, with some carriers maintaining more stable redemption rates year-round.
What to consider
Award ticket values drop notably during peak holiday periods, with Thanksgiving showing the largest decrease in value per mile across most programs.
Some programs, like JetBlue, slightly increase in value during holidays, while others see declines of over 10% compared to nonholiday averages, per TPG's valuations as of September 2024.
Award tickets often allow free changes or cancellations, enabling travelers to lock in flights and monitor for better rates later.
What you'll miss from the article
A detailed breakdown of which airlines and travel dates offer the best and worst redemption values for your points and miles during the holiday season.
Generated by AI with support from our editorial team.
The holidays are an expensive time of year — especially if you’re hoping to travel to visit loved ones or head out on a peak-season vacation.
As you've probably noticed, airlines often raise their airfare prices during periods of peak demand, including around Thanksgiving, Christmas and New Year's. Thankfully, as savvy travelers know, you can leverage credit card rewards and airline loyalty programs to help offset these higher costs even during the pricey holiday travel season.
However, being able to use your miles for these peak-season holiday flights doesn't mean it's always when you'll get the best value for those miles.
Most U.S. frequent flyer programs no longer use fixed award charts to price flights and instead price their award flights more dynamically (meaning the price varies). This means you probably can use your miles for virtually any flight they have for sale with cash — but it may cost you more miles than you wish sometimes.
Since we are The Points Guy, we don’t just want to tell you how much it’ll cost you to buy your ticket with cash during the holidays, but also how far your points and miles are going to take you this year.
LORI ZAINO/THE POINTS GUY
For the first time ever, we enlisted the help of our friends at Points Path to collaborate on a special holiday airfare report that examines both cash and award prices.
Points Path, which launched to the public in Jan. 2024, is a free browser extension that runs on top of Google Flights and adds the prices of flights in frequent flyer miles next to the cash prices produced by Google’s search results. The extension then indicates whether a user should use miles or cash on any particular flight to get the best deal, and it's currently available for Air Canada, Alaska Airlines, American Airlines, Delta Air Lines, JetBlue Airways and United Airlines — though we focused on the five domestic carriers in this analysis.
You can download the Points Path browser extension by clicking here.
Are any airline loyalty programs playing on the "nice list" and offering better mileage award options than others when booking holiday trips? And can you get even more value for your miles by traveling on certain dates?
With over 7.2 million pieces of real-world data at the ready, here's what we found.
How far will your points and miles go this holiday season?
We're not going to bury the lede here — when you look at the number of miles you'll need for flights over Thanksgiving and Christmas, the amounts aren't pretty.
Based on Points Path data, the average economy ticket across all five domestic carriers is 38,473 miles on nonholiday dates. During Thanksgiving week, that average climbs to 49,680 miles — an increase of 29.13%. And over Christmas, it jumps to 60,518 miles, a 57.3% jump.
The trend held true across all five airlines, too. Each one had higher average prices for economy award tickets over both holiday periods compared to nonholiday searches.
Now, this doesn't account for differences in search criteria across time periods, so it's worth considering how valuable your rewards are compared to paid rates.
As TPG highlights in our monthly airline mile valuations, the value of an airline mile varies greatly by program, so it's normal for some types of miles to be worth more than others.
With that said, when you look at the average all-in value of airline miles for the nonholiday portion of the year based on the data used here from Points Path, the average value per mile is 1.39 cents.
Unfortunately, that overall value drops on flights operated during the holidays. Here's how we defined these travel periods — and what happened to the redemption rates:
Holiday
Dates
Average redemption
Difference from the rest of 2024
Thanksgiving
Nov. 22 through Dec. 1
1.3 cents per point/mile
-6.47%
Christmas/New Years
Dec. 20 through Jan. 5
1.34 cents per point/mile
-3.6%
In other words, using your points or miles during Thanksgiving sacrifices 6.47% of their value compared to the rest of the year's average. It's slightly better (but still lower) over Christmas, as you'll get 3.6% less value then.
But averages are just that, and the trends point to some common types of tickets actually trending at an even lower return for your miles, while some are better — significantly so, in some cases.
TPG / POINTS PATH 2024 HOLIDAY AIRFARE REPORT
Additionally, there's one airline where your miles are actually worth more on average during these holiday weeks than during normal travel weeks.
Which airline programs offer the best mileage redemptions for holiday travel?
On average, the most valuable type of miles to use during the 2024 holiday season is the same type as the other months of the year: Alaska Airlines Mileage Plan miles. Points Path's data shows that they are worth an average of 1.68 cents each during 2024 as a whole, 1.52 cents apiece over Thanksgiving week and 1.57 cents apiece during Christmas week.
Unfortunately, that Christmas redemption value is still 6.55% lower than Alaska's overall valuation, and during Thanksgiving, it's 9.52% lower.
Interestingly, the data shows that JetBlue TrueBlue points are, on average, worth a little bit more during the busy holiday travel weeks than they are throughout the year.
JETBLUE
Overall 2024 data pegs JetBlue points at 1.36 cents apiece — but they climb to 1.38 cents per point over both holiday periods. While that's only a 1.47% increase, it nevertheless bucks the trend of every other program out there.
Which airline programs offer the worst mileage redemptions for holiday travel?
Most airline loyalty programs' rewards don't go as far during the holidays as they do on other dates. Here's a breakdown of the numbers for the big three domestic carriers:
Airline
2024 redemption value (nonholiday)
Thanksgiving value (difference)
Christmas value (difference)
American Airlines
1.55 cents per mile
1.39 (-10.32%)
1.4 (-9.68%)
Delta Air Lines
1.12 cents per mile
1.09 (-2.68%)
1.12 (no change)
United Airlines
1.39 cents per mile
1.26 (-9.35%)
1.36 (-2.16%)
As you can see, Thanksgiving is mathematically an even worse time to use your miles in these programs than Christmas. In some cases, your rewards are worth more than 10% less compared to the overall average. And while Delta's redemption values over the holidays aren't too far off 2024 numbers, SkyMiles are worth the least of all five currencies both during the holidays and on nonholiday dates, too.
However, the data isn't all doom and gloom for those looking to travel more for less using their points and miles. There are still some ways to stretch the value of your rewards this holiday season, so keep reading for that.
Get more value for your miles by flying first class during the holidays
Flying economy usually requires the fewest number of miles, but booking premium economy, business class or first class typically offers greater value on a cents-per-point or cents-per-mile basis — and that's true even during the holidays.
In fact, since traditional business travel drops off during those holiday weeks, we've even seen rare situations where the mileage cost to fly in domestic first class is actually less than economy. That is unusual, but what is common across almost every airline with premium cabins is that you get more bang for your (mileage) buck there compared to economy.
1 of 2
ZACH GRIFF/THE POINTS GUY
2 of 2
ZACH GRIFF/THE POINTS GUY
For example, Points Path data shows that miles used to book business- and first-class awards during the Thanksgiving travel week are worth 1.54 cents each, as compared to 1.26 cents each for booking economy. That's 22.22% more value from your miles by splurging for the front of the plane.
TPG / POINTS PATH 2024 HOLIDAY AIRFARE REPORT
There's a gap (albeit a smaller one) over Christmas as well, with premium-cabin awards clocking in at a value of 1.53 cents apiece, compared to 1.31 cents in economy — an increase of 16.79%.
In fact, four of the five airlines offer better redemption values for premium-cabin flights than economy ones.
The sole holdout? JetBlue, where redemptions for its well regarded Mint business class fall to 1.17 cents per point over Thanksgiving and 1.11 cents per point over Christmas (economy redemptions on the carrier during both holiday periods average out at 1.4 cents apiece).
Unfortunately, these numbers are still down from nonholiday 2024 averages in almost all cases.
Airline
Premium cabin redemption value in 2024 (nonholiday)
Premium cabin over Thanksgiving (difference)
Premium cabin over Christmas (difference)
Alaska Airlines
2.29 cents per mile
1.92 (-16.16%)
2.05 (-10.48%)
American Airlines
1.82 cents per mile
1.57 (-13.74%)
1.53 (-15.93%)
Delta Air Lines
1.21 cents per mile
1.19 (-1.65%)
1.19 (-1.65%)
JetBlue Airways
1.14 cents per point
1.17 (+2.63%)
1.11 (-2.63%)
United Airlines
1.83 cents per mile
1.7 (-7.1%)
1.69 (-7.65%)
Just a single holiday dataset — JetBlue flights over Thanksgiving week — offers marginally more value in premium cabins compared to the rest of 2024. Every other one falls lower.
Are specific travel dates better for using miles during the holidays?
Just like there are some more or less expensive days around the holidays to fly when paying with cash, the same is true with miles.
When looking at the Thanksgiving travel week across all airlines, your rewards are currently, on average, worth the least on Sunday, Nov. 24, and Tuesday, Nov. 26, clocking in at just 1.27 cents each. On the flip side, they are worth the most on the day after Thanksgiving (1.34 cents each). So consider eating that turkey and then turning around and flying home the next day if you want to stretch your miles (and potentially beat the rush at the airport, too).
When looking at the Christmas/New Year's week, your miles will go the furthest if you can start your trip early or extend it a bit right up until many schools start back up. Specifically, at the front end of the holiday, your miles go the furthest on Friday, Dec. 20 (1.38 cents each). If you're returning home after the holidays, the best redemption values are Saturday, Jan. 4, and Sunday, Jan. 5 (1.4 cents each).
DANIEL SLIM/AFP/GETTY IMAGES
At the other end of the spectrum, Dec. 23 is currently the day that miles are worth the least during that winter break time frame, at 1.29 cents each on average. That's down 7.2% vs. the average for the rest of 2024.
Is it better to fly domestically or internationally using your miles?
For many travelers, taking to the skies over the holidays means a domestic flight (or multiple flights) to visit family across the U.S. For others, it's an excuse to plan a vacation to far-flung destinations around the world. But is there a notable difference in mileage redemption values for domestic itineraries vs. international ones?
For starters, the same trend as above appears to hold. Both domestic redemptions and international award tickets see lower values over the holidays than they do over the rest of 2024. For all airlines included in this report, the Points Path data shows an average value of 1.33 cents per point/mile across the rest of the year for domestic redemptions — which drops to 1.25 cents (down 6%) over Thanksgiving and 1.28 cents (down 3.76%) during Christmas.
Meanwhile, the average international redemption across all carriers during the rest of the year gives you a value of 1.53 cents. However, it's 1.38 cents over Thanksgiving (down nearly 10%) and 1.41 cents during Christmas (down nearly 8%).
However, international redemptions still tend to offer better redemptions during the holidays than domestic ones — 10.4% more value on average over Thanksgiving week and 10.16% more value during Christmas.
The carrier with the most notable swings is United Airlines, as your MileagePlus miles get significantly more valuable on international flights over the holidays than for a domestic trip.
Time period
Domestic redemption value
International redemption value
Difference
Thanksgiving week
1.11 cents per mile
1.47
+32.43%
Christmas/New Years
1.16 cents per mile
1.6
+37.93%
American shows a similar pattern, though not nearly to this level.
Interestingly enough, Alaska, Delta and JetBlue have little variation between domestic and international redemptions. In other words, holiday redemptions using Mileage Plan miles, SkyMiles and TrueBlue points are largely a coin toss when comparing domestic to international award ticket values.
Where are travelers looking to fly this holiday season?
They say there's no place like home for the holidays — but getting away can be pretty great, too. So whether to head home or use the days off to squeeze in a vacation, there are some trends that Points Path spotted for where flyers are looking to head this holiday season.
Most popular travel destinations during Thanksgiving
New York
Los Angeles
London
Tokyo
Miami
San Francisco
Cancun
Paris
Chicago
Boston
Most popular travel destinations during the winter break
New York
Miami
Tokyo
London
Los Angeles
Cancun
Paris
San Francisco
Honolulu
Chicago
It's noteworthy that New York City was the clear winner in both, as there were nearly 50% more travelers searching for the Big Apple than the next-highest city over both Thanksgiving and Christmas.
JOHN LAMPARSKI/GETTY IMAGES
In addition, there's a lot of overlap here, as nine of the top 10 cities — New York, Los Angeles, London, Tokyo, Miami, San Francisco, Cancun, Paris and Chicago — are on the list for both holiday periods. Of course, many of these are large metropolitan areas, so there's clearly a certain amount of default volume there. However, Cancun serves as a preview of some interesting, leisure-focused data points in spots 11 through 20.
Orlando just missed out on making both lists (coming in at No. 11 over Christmas and No. 12 over Thanksgiving). In addition, Lisbon was the 13th most popular search over Thanksgiving, while Singapore was 12th and Sydney was 16th over Christmas. And Bangkok was within striking distance of both top 10 lists — 18th over Thanksgiving and 15th over Christmas.
In other words, you're not alone if you're searching for a true vacation over the holidays!
Tips to get the most from your miles this holiday travel season
While the data shows that your miles aren't worth quite as much during the peak holiday travel season as during some less busy times of the year, there are still ways to get the most out of your miles, and we're here with some tips.
If you aren't getting the value that you are hoping for from your miles via the U.S. frequent flyer programs, keep in mind that multiple international programs that are transfer partners with popular rewards cards you might have in your wallet still use award charts that have more fixed redemption costs. That also means that the inventory you are after may not be available on peak dates, but it can make sense to check.
Check the airline award prices for both economy and premium cabins. As the data shows, your miles may go further when you fly at the front of the plane and — most importantly — you'll get to beat the holiday stress with an upgraded flying experience.
Finally, while it's important to be aware of the value you're getting from your miles during the holidays (and any other time) so that you can make informed booking choices, if your miles get you where you want to be when you want to be there, then it's a great use of miles.
When a Points Path user does a search and gets both the cash and points results for a set of flights, Points Path stores those results for valuation analysis, analytics purposes and to assist in future user searches. Data is anonymized or deidentified, and aggregated for analysis so that no personal user information can be connected to the results.
In compiling this report, TPG utilized data from all searches conducted using the Points Path browser extension from Jan. 1, 2024, through 2 p.m. on Saturday, Sept. 28, 2024. This consisted of 7,215,830 individual sets of search results — a cash price and an award price — which were then classified into one of three categories based on the date(s) of the flight(s), regardless of when the search actually took place:
Thanksgiving: A one-way or round-trip flight departing between Friday, Nov. 22, and Sunday, Dec. 1, 2024
Christmas/New Years: A one-way or round-trip flight departing between Friday, Dec. 20, 2024, and Sunday, Jan. 5, 2025
2024: A one-way or round-trip flight departing on any other date in 2024
We then calculated the redemption value for each data pair on a cents-per-point or cents-per-mile basis by subtracting the taxes and fees from the cash price and dividing that result by the award price.
For Alaska, American, JetBlue and United, we added a small markup of roughly 0.2 cents to each value. This accounts for the fact that award rates are shown for regular economy while paid rates are shown for basic economy; this markup was validated by Points Path across thousands of searches.
Finally, we averaged all individual data points and used specific criteria to filter the results for each of the above sections.
For the list of most-searched destinations, we based our analysis on the number of unique users who searched for flights to a given city. One traveler could do multiple searches for a destination, but that's still just one travel party looking to go there.
However, while this data provides an interesting look at millions of data points, there are a few important limitations:
This analysis is based on actual searches, and since it’s a sampling, it doesn’t guarantee the conclusions hold true for every individual route/date combination.
It doesn’t include award travel discounts for elite travelers or those with select airline credit cards.
It doesn’t include the fact that you earn miles on tickets paid in cash.
Thankfully, if you're looking to use your points and miles for holiday travel, you can download the Points Path browser extension, which will flag for you whether a specific redemption is a good deal or not.
Using points and miles during peak travel times can be a great way to offset high flight prices and keep money in your pocket for other purchases. Unfortunately, in almost all cases, these redemptions offer lower value during Thanksgiving and Christmas than during other dates across 2024.
But you're not totally out of luck if you want to put your rewards to use over the holidays. Based on data from our partners at Points Path, first- and business-class flights tend to offer a higher value per mile than economy award tickets, and some carriers — namely Delta and JetBlue — have relatively stable values throughout the entire year, regardless of your travel date. You can also expect to get slightly more value from your points and miles during the holidays when traveling internationally compared to domestically.
And even if you're not happy with the points or miles you need to use for a flight, remember that the vast majority of award tickets offer free changes and cancellations, allowing you to lock in a trip now and monitor for price drops in the future.
Nevertheless, it's disheartening to see that many major airlines are delivering worse value for redeeming miles over the holidays compared to the rest of the year. And if that's not a recipe for coal in their stockings, we don't know what is.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
