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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
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Buy bonus points and miles with these November promotions
Kyle Olsen is the former points and miles reporter at TPG. He specializes in maximizing points and miles, elite status and credit cards so readers travel more comfortably and at a lower cost.
Rachel Craft is a travel writer at TPG. She's excited about introducing more people to the world of points & miles and helping fellow travel newbies make the most of their points.
Gabrielle Bernardini is the senior points and miles editor at TPG. Joining the team in 2023, she focuses on helping people utilize their credit card rewards to travel for less.
also contributed to this story
November 6, 2025 • 10 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Several airline and hotel loyalty programs are offering targeted promotions to buy points and miles, often with discounts or bonus offers.
Most purchase rates remain above TPG's November 2025 valuations, so buying points is generally only recommended for immediate, high-value redemptions.
Some promotions include tiered discounts or bonuses, with the best rates often requiring larger purchases.
Buying points and miles is rarely a good long-term strategy due to frequent program devaluations and added taxes and fees.
What to consider
Many offers are targeted and may require logging in to see the best rates or eligibility.
Purchases are typically processed through third-party platforms, so bonus rewards from travel cards may not apply, and foreign transaction fees could be incurred.
Always compare the purchase price per point or mile to TPG’s latest valuations (as of November 2025) to assess value.
What you'll miss from the article
A detailed breakdown of current promotions, including which programs offer the best value and specific scenarios where buying points or miles makes sense.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
Flying, staying at hotels and spending on credit cards aren't the only ways to earn valuable points and miles. You can also buy them directly from loyalty programs — but at a steep cost. It generally only makes sense to purchase points and miles when a discount or bonus offer is available, and, even then, you should do it strategically.
This roundup of points and miles promotions walks you through the current offers on purchasing airline miles and hotel points, including some that may be targeted. But first, when does it make sense to buy points and miles?
Should you buy points and miles?
ROB LEWINE/GETTY IMAGES
There are a few things to consider before taking advantage of points and miles promotions.
First, buying points and miles — even on sale — is not always a good deal, as the price you'll pay is often much higher than the value you can get. We always recommend calculating the price per point or mile and comparing it to our current valuations. You're generally better off earning them for "free" through flights, stays, travel rewards credit cards and other means.
However, buying points and miles during good promotions can make sense for those who have tapped out their credit card options and can get high value from their rewards, or when you need a few more points to lock in a specific redemption. We generally only recommend buying points or miles if you have an immediate use in mind, in which case the purchase might save you thousands of dollars. We don’t recommend stockpiling your loyalty rewards, as programs frequently undergo unexpected devaluations.
With that said, here are some current promotions for buying points and miles, and our take on whether they're worthwhile. We've done the math for you, but keep in mind that our per-point prices are before tax, which will add a minimal amount.
Air Canada's latest offer is tiered, and you may need to log in to your account to see the best rate. We've seen a 15% discount on purchases of 3,000 points or more, 20% off 15,000 points or more, 25% off 30,000 points or more, and 30% off when you buy at least 40,000 points. The highest bonus drops the cost to around 1.86 cents per point based on the current exchange rate. That's well above our November 2025 valuation, so we recommend skipping this offer in most cases.
American Airlines AAdvantage is offering up to a 40% discount on miles, depending on how many you buy. You must purchase at least 3,000 miles to get the lowest 10% discount, and you’ll get the maximum discount of 40% when you buy 151,000 miles or more, dropping the price to 2.25 cents per mile. This is significantly higher than TPG’s current valuation of American miles, but buying American miles for specific high-end awards could still make sense.
Lufthansa Miles & More sells miles in "bundles," which include other perks like bonus miles earned on your next hotel stay or car rental and discounts on Priority Pass membership. Throughout the month of November, you can earn 50% more miles when you purchase a bundle, reducing the price to 1.41 cents per mile for the largest bundle (150,000 miles with the bonus). That's not a bad deal, as long as you already have a use in mind for the miles you buy.
Southwest Airlines' welcome offers on personal cards aren't the only deal going on for Southwest Rapid Rewards members. These offers may vary, but we’ve seen a 45% discount when you buy at least 2,000 Rapid Rewards points. The sale price of 1.65 cents per point is still above TPG’s November 2025 valuation of 1.35 cents, so purchasing points will only make sense if you’re planning a redemption soon.
The current welcome offers on the Southwest personal cards are:
Southwest Rapid Rewards® Plus Credit Card (see rates and fees): Earn 80,000 bonus points after spending $1,000 on purchases within the first three months from account opening.
Southwest Rapid Rewards® Priority Credit Card (see rates and fees): Earn 90,000 bonus points after spending $3,000 on purchases within the first three months from account opening.
The information for the Southwest Rapid Rewards Premier has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
United has launched a new set of personalized offers, including a bonus of 100% on purchases of at least 5,000 miles. That's not as good as it sounds — you'll still pay significantly more than our current valuation — but it could be handy if you're short a few miles for a great redemption.
Choice Privileges is running a tiered offer for 30% bonus points when you purchase 4,000-plus points, 35% bonus points on 8,000-plus points and 40% bonus points on 14,000-plus points. The lowest you'll pay is roughly 0.74 cents per point, which is still above our valuation, but it could make sense if you're short a few points for your next redemption.
With this offer from Hilton Honors, you can get up to a 100% bonus on the points you buy, allowing you to essentially pay half price per point. Offers may vary, but we've seen a 100% bonus on purchases of at least 5,000 points — meaning you could take advantage of this great deal even if you only need a few thousand points.
You’ll pay only 0.5 cents per point with this bonus, in line with TPG’s valuation, so it could be a good idea to buy the points you’ll need for your next redemption. For instance, you could purchase the 110,000 points needed for a night at the Waldorf Astoria Riviera Maya in Mexico for only $550 during this promotion — a great deal considering cash rates start at around $650 per night.
This Marriott Bonvoy offer appears to be targeted, so yours may look different. We've found a 30% bonus when you purchase at least 2,000 points and a 35% bonus on 40,000 points or more. This drops the price to as low as 0.93 cents per point — not a great deal, considering we value Marriott points at 0.7 cents each in the wake of the program's recent devaluation — so we wouldn’t advise purchasing points in most circumstances.
Check your World of Hyatt account to see if you have a targeted offer (hopefully better than this one). We've seen a paltry 20% discount on purchases of 5,000 points or more. That gives you a purchase price of 2.1 cents per point, well above our current valuation, so we’d only recommend taking advantage of this promotion if you need a few extra points for your next redemption.
Which credit card should you use to buy points and miles?
Most of these promotions are processed through Points.com rather than directly by the hotel or airline, so you won’t earn bonus rewards with most travel rewards cards. Instead, you’ll want to use an everyday spending card that offers a solid return on nonbonus spending.
The main exception to this rule is American Airlines. This airline reportedly codes mileage purchases as airfare, so you may want to use a credit card that earns bonus miles on airfare for the highest return when buying AAdvantage miles.
Or, if you’re working toward a minimum spending requirement to earn a welcome bonus on a new card, using that card may be the way to go.
Remember that you could incur foreign transaction fees on some cards when buying points or miles from a program abroad. So, you may want to use one of the following cards:
Capital One Venture Rewards Credit Card: 2 miles per dollar spent on all purchases and no foreign transaction fees
Capital One Venture X Rewards Credit Card: 2 miles per dollar spent on all purchases and no foreign transaction fees
Bottom line
Buying points and miles isn’t always a good idea, but it can make sense in some situations — especially if you can take advantage of a promotion. In most cases, it’s best to have a specific redemption in mind and confirm award availability before considering paying for points and miles.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
