Amex quietly increases Business Platinum employee card fee

Mar 13, 2022

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Beginning June 1, the annual fee for authorized users on The Business Platinum Card® from American Express — also known as employee cards — will increase from $300 to $350 for each additional card (see rates and fees). Both the cardmember agreement and the section to add employee cards on the Amex website have been updated with new information regarding the fee increase.

New employee card fee on the American Express Business Platinum Card
Screen shot courtesy of American Express

The $350 annual fee per employee Business Platinum card is in addition to the $695 fee for the card (see rates and fees).

The advantage of adding employee Platinum cards is that it allows the employee to have most of the benefits of the Platinum Card, including their own elite status with Marriott and Hilton along with access to Centurion Lounges, Delta Sky Clubs (when flying Delta) and Priority Pass lounges. There are sometimes targeted offers to receive bonus Membership Rewards points when adding employee cards to your account. Business Platinum cardholders can add up to 99 employee cards.

With the addition of a $50 fee for cardholders to bring a guest to the Centurion Lounge beginning on Feb. 1, 2023, it’ll be advantageous for your authorized user to have their own card if you frequently travel together and visit a Centurion Lounge seven or more times per year.

The annual fee will remain $45 for the employee Business Gold Rewards Card, and the employee Business Green Rewards Card will continue to have no annual fee. However, these cards do not receive the full slate of Platinum benefits.

Full details on new fees for employee cards on the American Express Business Platinum Card
Screen shot courtesy of American Express

For those with a personal Platinum Card® from American Express, fees for authorized users appear to be unaffected. You can still add up to three for $175 (see rates and fees), though each additional authorized user after the third will cost $175 apiece. And there continues to be no annual fee to add a Gold Card to a personal Platinum account.

Related: Why you should add authorized users on your Amex Platinum

Bottom line

If you have existing employee cards on your Business Platinum account, your next annual fee after June 1 will be at the increased amount of $350 per card. It may be worth reevaluating your needs and potentially downgrading your employee cards to Gold or Green.

Business Platinum cardholders who don’t currently have any Platinum employee cards — but have been considering adding them — will want to do so before May 31 in order to lock in the lower $300 annual fee for the remainder of your cardmembership year.

For rates and fees of the Amex Platinum Card, click here

For rates and fees of the Business Platinum Amex Card, click here

Featured photo by Ryan Patterson/The Points Guy.

Delta SkyMiles® Platinum American Express Card

Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

Apply Now
More Things to Know
  • Limited Time Offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
17.24%-26.24% Variable
Annual Fee
$250
Balance Transfer Fee
N/A
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

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