Quick Points: Use a shopping portal aggregator to maximize your online purchases
Editor's Note
It's no secret that online shopping portals are an easy way to earn extra rewards.
But with so many loyalty programs offering shopping portals, it can be difficult to know which portal has the best earning rate for a particular purchase without checking each portal individually. Luckily, several popular shopping portal aggregators can help.
In this article, I'll discuss how to use an online shopping portal aggregator to maximize rewards when shopping online.
What is a shopping portal aggregator?
A shopping portal aggregator collects and displays the current earning rates for popular online retailers across various shopping portals.
Searching your retailer on a shopping portal aggregator will show you the earning rates across various shopping portals. Then, you can initiate your online purchase through the shopping portal that makes the most sense.
Related: The beginners guide to airline shopping portals: How to earn bonus points and miles
Which shopping portal aggregator is best?
I use Cashback Monitor to compare shopping portal returns, but some TPG staffers prefer Evreward. The sites largely operate the same.
If you use Google Chrome, another option is to download a shopping portal aggregator extension like Cashback Comparison. These extensions use the URL of the site you are browsing to find and compare online shopping portal rates for the site.
Related: How to use price trackers to get the best deals on holiday shopping
How do I use a shopping portal aggregator website?
To use a shopping portal aggregator website, go to the site and enter the name of the merchant with which you want to make a purchase. You can then quickly compare your potential earning rates across various online shopping portals.
For example, here's what Cashback Monitor returned for Marriott as I was writing this article:
And here's what Evreward returned for Marriott International as I was writing this article:
Once you've decided which online shopping portal to use, click on the portal name, which will take you to the online shopping portal's website. Here, you can log in, confirm earning rates and check the fine print for exclusions. After you initiate a shopping session, you can complete your purchase.
Related: The best credit cards for online shopping
Why should I use a shopping portal aggregator?
Shopping portals can help you build a diversified points and miles portfolio. For example, a Delta Air Lines flyer may opt to earn Membership Rewards points through the Rakuten shopping portal if it earns more for a specific purchase than the Delta SkyMiles Shopping portal.
You might also have multiple loyalty programs with which you're willing to earn rewards through shopping portals. For example, I usually use the AAdvantage eShopping portal, Top Cashback or Rakuten when making online purchases. I can quickly compare current earning rates across these portals by using a shopping portal aggregator like Cashback Monitor.
Earning rates change frequently for most merchants, and not all shopping portals partner with every merchant. Starting with a shopping portal aggregator when you're ready to make an online purchase can help you find the best portal for your preferred merchant.
Related: How one Chrome plug-in can earn you extra points or cash back
Bottom line
Unless you're committed to just one shopping portal, starting with an online shopping portal aggregator is worthwhile.
Of course, rewards earned through online shopping portals are on top of what you'll earn from your credit card purchase. So, when you combine online shopping portals with one of the best credit cards for online shopping, you can earn more points and miles by double dipping.
TPG featured card
Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month