The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Advertiser disclosure
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
How you can redeem points and miles for car rentals
Kyle Olsen is the former points and miles reporter at TPG. He specializes in maximizing points and miles, elite status and credit cards so readers travel more comfortably and at a lower cost.
A classically trained journalist, Caroline Tanner covers news and travel for TPG. She is a dual-journalism graduate of Mizzou and Northwestern.
also contributed to this story
November 13, 2024 • 7 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Related stories
Quick summary
Rental car loyalty programs allow members to redeem points or credits for free or discounted rentals, with each program offering different earning and redemption structures.
Some programs have blackout dates or variable redemption rates, so the value of points can differ widely between companies and bookings.
You can also use general travel or cash-back rewards from certain cards to offset rental car costs, often by reimbursing yourself for travel purchases.
Redeeming airline miles for car rentals typically yields lower value compared to using those miles for flights, according to TPG's November 2024 valuations.
What to consider
Blackout dates and variable point requirements may apply, depending on the rental car loyalty program.
Airline miles generally provide less value for car rentals than for flights, with recent valuations showing returns well below 1 cent per mile.
Redeeming cash-back or flexible travel rewards for car rentals is often more cost-effective than using airline miles.
What you'll miss from the article
A detailed comparison of major rental car loyalty programs and practical advice on maximizing the value of your points or miles for car rentals.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
If your holiday plans include renting a car, listen up.
From credit card discounts to negotiated rates for groups and companies, it’s no secret that there are many ways to avoid paying full price for a rental car. You can even get rental days for free using points and miles. In this guide, we’ll highlight how you can redeem rewards for your next car rental and save some serious cash.
Most major rental car companies have loyalty programs that let you earn and redeem points for car rentals. Here’s a quick overview of what you should know about the most popular rental car rewards programs.
Avis Preferred: Avis Preferred members earn 1 point per dollar spent on rentals and at least 100 points per booking. You’ll need at least 700 points for a free car rental with a base rate of up to $50, and there are no blackout dates. Plus, you can rent various accessories for 250 points per day.
Budget Fastbreak: Budget doesn’t have a points system. Instead, members currently earn $25 in Budget Bucks for every two qualifying paid rentals. You can use Budget Bucks to save money on future rentals.
Dollar Express Rewards: Redemptions start at 500 points per day on the weekends and 625 points per day on weekdays. Since members earn 1 point per dollar spent on rentals, earning a free day takes at least $500 worth of paid rentals. Note that there are blackout dates for rental redemptions — check out the list of dates here.
Enterprise Plus: Enterprise doesn’t have an award chart, so the number of points you’ll need for a free day will vary based on the details of your rental. Members earn 1 point per dollar spent on paid rentals, and elite members earn 10% to 20% bonus points.
Hertz Gold Plus Rewards: Free Hertz rentals start at 950 points per day at the standard level, although blackout dates apply; free rentals without restrictions start at 1,900 points per day. Base-tier Gold members earn 1 point per dollar spent on rentals, while Five Star and President’s Circle members earn a bonus of 25% and 50%, respectively.
National Emerald Club: Like Budget, National doesn’t have a points program but instead allows members to earn credits for free rental days based on the number of days you rent a qualified vehicle. You earn one credit for every qualified car rental when renting between one and seven days. If you rent for eight or more days, you'll earn one credit per four days.
Although the process varies slightly from one card to the next, cash-back rewards are typically the easiest. For example, if you have a cash-back rewards card like the Chase Freedom Unlimited® (see rates and fees), you can request cash back as a statement credit or bank deposit and then use it to effectively pay for your rental car (or any other expense).
You can also use Capital One miles to reimburse yourself for virtually any travel-related purchase charged to your card within the last 90 days. You can redeem Capital One miles at a fixed rate of 1 cent per mile. For example, for a $100 rental car charge, you’d need to redeem 10,000 miles.
Some airlines allow members to redeem frequent flyer miles for rental cars, but don’t expect to maximize your rewards this way. Airlines often provide much better redemption rates for flights.
But, to give you an idea of what to expect, here’s how many miles you’d need for a given one-day weekday car rental at San Francisco International Airport (SFO) booked through three major carriers: American Airlines, Delta Air Lines and United Airlines.
American Airlines
American Airlines' new AAdvantage Cars platform allows you to use miles to book car rentals through a variety of agencies. If you hold American Airlines status or a cobranded American Airlines credit card, you’ll get a discount on the price in miles. To check rates, start your search here.
AADVANTAGE CARS
This may not be the best use of your miles. For example, the 15,557-mile midsize rental above costs $87 when booked directly through Thrifty, giving you a value of 0.56 cents per mile — far below our November 2024 valuation of 1.6 cents apiece for AAdvantage miles. What's more, you could book this rental through Thrifty and reimburse yourself with just 8,700 Capital One miles — saving yourself 6,857 American miles.
Alternatively, you can book Avis and Budget rentals with cash (and perhaps reimburse yourself with credit card rewards) at this link, and you'll earn AAdvantage miles and Loyalty Points on the purchase.
Delta partners with most major car rental companies, allowing you to earn at least 2 SkyMiles per dollar spent on rentals when you book through Delta’s portal — but you don’t have the option to pay with miles. The only way to redeem Delta SkyMiles for a car rental is to book a bundled package through Delta Vacations.
To do so, search for a vacation package here. You’ll need to choose your hotel and flights first, then add a rental car as an extra. Toggle the price from dollars to miles to see how many SkyMiles your vacation will cost. A basic car will be included in the package price, but you will see options to upgrade for an additional cost.
DELTA
It’s harder to redeem your miles for car rentals when the rental must be part of a vacation package, and it's harder to gauge how much value you're getting for your SkyMiles. But for travelers who collect SkyMiles, this is a nice option to have.
You can redeem United MileagePlus miles for Avis and Budget rental cars here. As expected, this isn’t the best use of United miles.
UNITED
This midsize, weekday rental, which costs 17,100 miles through United's portal, costs just $87 on Budget's site. This comes out to a value of 0.5 cents per mile, less than half of our November 2024 valuation of 1.35 cents each for United miles. You're better off booking with cash directly through the car rental agency or a third-party travel platform and reimbursing yourself with credit card rewards.
Redeeming points and miles for rental cars often won’t provide the best redemption value. As a result, we’d typically recommend using cash-back rewards to offset the cost of your rental or redeeming rewards from a rental car loyalty program instead.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.