At first glance, credit card annual fees can feel steep, especially if you’re new to the points and miles world. But dig a little deeper, and the built-in perks and benefits on certain cards can easily offset — or even exceed — the upfront cost.
Take American Express Platinum Card®, for instance. While it carries a sky-high $895 annual fee (see ), the value of the card's benefits, in the form of numerous travel and lifestyle statement credits, is more than double the cost of the annual fee. And that doesn’t even include other great perks that don’t have a specific dollar value, such as lounge access and hotel elite status.
One standout benefit is the Uber Cash perk that comes with both the American Express® Gold Card and Platinum.
Here’s how to use your Amex Uber Cash for rides and meals.
American Express Uber Cash overview
One of the most straightforward benefits of both the Gold and Platinum is Uber Cash automatically added to your account each month. But there’s a little nuance to exactly how this perk works, especially if you’re a new cardmember.
With the Gold, you’ll receive up to $120 in Uber Cash each year (valid in the U.S.):
- $10 each month
Meanwhile, the Platinum offers up to $200 in Uber Cash annually:
- $15 each month
- An extra $20 in December (for a total of $35 that month)
