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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
Your ultimate guide to hotel and resort transfer fees in the Maldives
Ethan's been a frequent flier for as long as he can remember, from studying abroad in Paris to moving to Shanghai after graduating college, where he served as TPG's eyes and ears for all things travel in the Asia-Pacific region. If you asked him where he wants to travel next he'd quote Anthony Bourdain and tell you "anytime I'm eating spicy noodles in a bowl, I'm happy."
February 3, 2020 • 7 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
Redeeming hotel points can make a Maldives trip more affordable, but travelers must pay extra for required seaplane or speedboat transfers from the airport to resorts.
Transfer costs vary widely by property and transportation type, sometimes approaching or exceeding $800 per person round-trip.
Charges for transfers are added to your hotel bill and are not redeemable with hotel points or miles, though some fixed-value rewards cards can offset these expenses.
Earning hotel loyalty points on transfer charges depends on the property and how the payment is processed.
What to consider
Transfer fees are mandatory and can be significant, regardless of how you book your stay.
Some properties allow you to earn hotel loyalty points on transfer charges, but this is not guaranteed at all hotels.
Using a fixed-value rewards card may help offset transfer costs if the charge codes as a travel expense.
What you'll miss from the article
A detailed comparison of transfer costs by hotel brand and strategies to maximize rewards or minimize out-of-pocket expenses for Maldives resort transfers.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
For many travelers, the Maldives is to hotels what Emirates first class is to commercial aviation: a stunning, over-the-top travel experience so beautiful you simply need to experience it for yourself. Both are also so expensive that, for most people, redeeming points or miles is the only way to make this dream come true.
As both credit card rewards and general demand for travel increase, major hotel chains are opening up a slew of new properties in the Maldives where you can redeem your points for a (nearly) free stay. This qualifier is important, because no matter which hotel you choose, you'll have to pay extra for a seaplane or speedboat transfer from Male International Airport (MLE) to your property. While your choices might be limited by what points you have, you shouldn't pick where to stay in the Maldives without at least knowing the cost of the transfer to your resort.
Ready to plan that bucket-list trip to the Maldives? Visit TPG’s Maldives destination hub for more stories about traveling to the region on points and miles, where to stay and what to do while you’re there.
Here's a roundup of how the major points hotels compare:
In almost every case, these seaplane flights are operated by Trans Maldivian Airways, the world's largest seaplane operator. While these are likely "common carrier" flights for the purpose of using your credit card travel insurance, you won't be booking these tickets yourself. The hotel will schedule the flight to best accommodate the arrival(s) and departure(s) of guests, and then add the charge to your bill.
The 45-minute seaplane ride was the perfect buildup to an incredible stay at the St. Regis Maldives. (Photo by Ethan Steinberg/The Points Guy.)
Unfortunately, this means the hotel gets to set the price. While speedboats are generally cheaper than seaplanes, you don't see much correlation between the length of the journey and the cost of the ticket. Of course, there are a few strategies you can take to reduce the impact of these costs and rack up bonus points in the process.
Tips for dealing with transfer fees
Although you can’t use points or miles to redeem for the flight and boat transfers connected to your Maldivian hotel stay directly, you can still minimize out-of-pocket expenses by choosing the right card. If you have a fixed-value credit card in your wallet, like the Capital One Venture Rewards Credit Card, you can use those miles for statement credits against travel purchases. This effectively removes the charge from your bill. If you're looking to add one of these cards to your wallet before your trip, you can check out our list of the best fixed-value credit cards.
That being said, you may want to stick with using a cobranded hotel card for the transfer cost. Since these charges typically appear on your hotel folio, you should be able to earn elite bonuses as well as bonus points for using the card. For example, when I stayed at the St. Regis Maldives, I had to pay $1,389.99 for seaplane transfers for two. That was a steep bill for sure, but I charged it to my Marriott Bonvoy Brilliant® American Express® Card and earned 6x points (it coded as an eligible Marriott purchase since the hotel is in the Marriott Bonvoy program). I earned another 17.5x points as a Marriott Bonvoy Titanium Elite, bringing my total haul to 23.5x points per dollar spent, or about 32,600 points on the transfers alone. TPG currently values Marriott points at 0.8 cents, so those points can be worth just under $300, and I shouldn't have any trouble getting that much value by redeeming them for a free night at a Category 5 hotel. Note that this varies from property to property: I'm staying at the W Maldives in a few weeks and have been told I won't be able to earn points on the seaplane charge.
These transfers may be expensive, but for many travelers, the paradise of resorts like the W Maldives is worth it. (Photo courtesy of Marriott.)
If you want to best of both worlds, however, consider asking to pay for the transfer charge separately using your fixed-value card. As long as the charge appears on your folio, you'd still earn points in the corresponding hotel program; the charge would simply be paid using a different card. Just make sure to cover the rest of your stay (food, drinks and activities) on a more rewarding card.
Bottom line
More than any other destination, the Maldives really reminds us that there's no such thing as a truly "free" stay. While the high transfer costs might not be enough to push you toward one hotel or another, it's certainly something to keep in mind when planning your trip.
It's a little astonishing to think that the seaplane ride for my three-night stay for two at the St. Regis Maldives was almost as expensive as the entire rest of the stay. While I didn't have any fixed-value points I could redeem for those charges, I did manage to earn almost a 20% return on that spending by combining the 6x bonus category on a Marriott Bonvoy card with my Titanium Elite bonus multiplier.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
