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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Caroline Lascom is a senior editor at TPG. She writes and edits travel content across the site.
May 29, 2025 • 25 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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TPG featured card
Quick summary
Swim-up rooms at all-inclusive resorts offer direct pool access from your suite, blending privacy with convenience and luxury.
Featured properties span Mexico, Jamaica, St. Lucia and beyond, catering to both adults-only and family-friendly travelers.
Amenities often include gourmet dining, extensive activity rosters, spas and exclusive club-level perks for upgraded room categories.
Many of these resorts can be booked using hotel loyalty points, with redemption rates and cash prices varying by location and room type.
What to consider
Swim-up rooms are typically limited to certain room categories and may require an upgrade or higher nightly rate.
Some properties restrict swim-up accommodations to adults or specific age groups, and minimum stay requirements may apply.
Redemption of hotel loyalty points for swim-up suites is not always available, as some resorts only allow cash bookings for these room types.
What you'll miss from the article
A detailed comparison of standout swim-up suites, including unique amenities, dining options and booking strategies at top all-inclusive resorts.
Generated by AI with support from our editorial team.
There are few luxuries as novel as swimming right up to your suite at an all-inclusive resort. Swim-up accommodations blur the line between your private space and access to a pool, offering a place to cool off just steps from your bed. All-inclusive resorts have come a long way in their evolution from ordinary buffet-and-beach setups into stylish, service-driven destinations overflowing with clever ways to pamper and please ... and nothing captures that shift quite like the rise of swim-up rooms.
Whether you’re planning a romantic escape or a fuss-free and fun family trip, these standout properties deliver unbeatable convenience, comfort and, of course, plenty of time in the water. Here are some of our favorite all-inclusive resorts with swim-up accommodations, including many that can be booked using points.
On secluded white sand shores, 19 miles north of Cancun International Airport (CUN), this boutique Cancun, Mexico, hotel (part of Preferred Hotels & Resorts) sits within a gated condo complex and is surrounded by an 18-hole golf course.
All 593 suites feature sleek, modern furnishings that give a nod to Mexican artistry and style via beamed ceilings, tropical wooden accents, sliding doors, potted plants and beige marble floors. Lavish bathrooms are spacious and stylish, with glass-walled rainfall showers, freestanding tubs and Molton Brown toiletries.
The amenities here are top-notch, with gorgeous pools, a massive and well-equipped gym, an array of nonmotorized sports and a daily lineup of activities and shows, including fitness classes and nightly entertainment.
There are five room categories to choose from, all with a similar aesthetic, as well as a designated butler service for each room.
To enjoy a swim-up room, you’ll need to upgrade to the Inspira level, which brings plenty of in-room perks and amenities, such as a premium rolling bar and a pillow menu, as well as access to an exclusive pool, beach and restaurant.
At 678 square feet, the Inspira junior suite swim-out room features a 420-square-foot terrace with a daybed (big enough for two) and direct access to a heated lap pool (shared with a dozen or so other rooms).
Atelier’s 13 restaurants focus primarily on authentic Mexican and Mediterranean cuisine, while 12 bars tout their innovative mixology with an extensive menu of handcrafted cocktails. There are also two coffee shops on the property.
The hotel’s marquee dining venue is María Dolores (which your all-inclusive room rate covers, but reservations are required). Helmed by celebrity chef Edgar Núñez, who earned his stripes at Sud 777 in Mexico City, the venue is praised as one of Cancun’s best restaurants. It specializes in artfully presented nouvelle Mexican cuisine served against a sophisticated backdrop of colossal marble pillars, brown leather chairs, crisp white tablecloths and elegant white booths.
For a more low-key experience, there’s contemporary Asian fare at minimalist Takeshi, pizza and pasta at Cilento and healthy Mediterranean cuisine at whimsically decorated Cala di Luna.
Rates at Atelier Playa Mujeres for swim-up suites start at $1,077 per night, based on double occupancy.
On Negril, Jamaica’s famed Seven Mile Beach, your vacation can be as chill or action-packed as you desire at this low-rise, oceanfront resort with a breezy, laid-back Caribbean vibe.
There are a staggering 19 room categories, but even the base rooms here are spacious and come with plenty of bells and whistles, such as rainfall showers and marble bathrooms. The starter swim-up pool option is the swim-up Bamboo Grove suite.
Beyond sipping cocktails, sunbathing on the beach and lounging by one of the four pools (one with a swim-up bar), there’s a full roster of activities on land and sea to keep active-minded travelers entertained.
Sandals claims to have the largest water sports operation in the Caribbean, and all-inclusive rates cover all the requisite gear, expert instruction (apart from PADI courses) and guided excursions.
In addition to kayaking, paddleboarding, wakeboarding, windsurfing and Hobie Cat sailing, PADI-certified divers can sign up for daily excursions to the nearby reef (and there’s no extra fee). There’s also a calm inlet that’s perfect for swimming and snorkeling. Back on land, guests can partake in tennis, volleyball, pickleball and mind-body pursuits such as yoga and pilates.
Book a massage on the beach at Sandals’ signature Red Lane Spa (extra charges apply), or hit the fitness center, which has a daily class schedule that includes ab-tightening workouts, Tabata training, water aerobics and power walks on the beach.
Eight fine-dining restaurants specialize in everything from Japanese teppanyaki to Spanish cuisine to French brasserie fare. Premium liquors and Robert Mondavi wines are included in the rate, plus well-stocked and replenished minibars are in every room, so there’s none of that extra nickel and diming you can encounter at some all-inclusive resorts.
Rates at Sandals Negril start at $249 per person, per night. Swim-up rooms start from $398 per person, per night.
Two all-inclusive, adults-only resorts are nestled along the pristine beaches of Mexico's Riviera Maya, tucked within the gated community of Corasol (the only destination where both Impression and Secrets are located in the same complex). Amenities at the co-located resort, Secrets Moxche Playa del Carmen, are available for guests of Impression Moxche by Secrets. However, guests at Secrets Moxche Playa del Carmen do not have access to the exclusive offerings and services available at Impression Moxche by Secrets.
Secrets Moxche Playa del Carmen features 485 spacious suites designed with modern, earthy decor, expansive terraces and premium amenities. Upgraded options include private plunge pools and direct beach access for an exclusive experience.
Impression Moxche by Secrets features 198 expansive suites, each starting at nearly 1,000 square feet. Noteworthy accommodation categories include swimout suites with private pools on the terraces. All ground-floor suites for both resorts are swim-ups with private pools.
There are eight pools in all. Included in this count, Impression guests have access to a private rooftop pool and a designated beachfront pool. Water sports include kayaking, paddleboarding and pool volleyball. Tennis and pickleball are also available.
There are a speakeasy bar and an impressive theater. Culinary offerings across both properties include over a dozen gourmet restaurants serving French, Mediterranean, Italian and Latin American flavors. Culinary highlights at Impression include Teodoro’s rotating seven-course, author’s-choice menu, as well as Cielo Impression Rooftop, where fresh Californian cuisine meets Mexican fare.
Breakfast options showcase an abundance of local produce and classic Mexican (ceviche, tacos, chilaquiles, etc.) and international breakfast fare. You can arrange (for an additional cost) a romantic candlelit dinner on the beach, too.
The serene spa has an extensive treatment menu of massages, facials, manicures and pedicures, plus a hydrotherapy circuit, a wellness center and an in-house nutritionist.
Just 2 miles south of Puerto Vallarta, Mexico’s Zona Romantica in the upscale Conchas Chinas neighborhood, this lively 335-key, family-friendly resort sits on a golden sand beach flanked by jungle-cloaked mountains.
Spacious rooms have a tropical-chic design with wooden furnishings, marble bathrooms and tile floors in a soothing cream-and-beige color scheme.
Swim-up rooms (for guests 18 and older) connect to an infinity-edge pool and are larger, feature separate sitting areas and have a bolder color palette with more decorative flourishes than standard accommodations.
Club-level ocean view king suites with a swim-up pool have additional club perks (a dedicated concierge and a “VIP refreshment center”) and a semiprivate pool (for guests ages 13 and older).
Day or night, there’s never a dull moment with a varied calendar of excursions and activities, including kayaking in the bay, Mexican cooking classes, beach volleyball, Zumba and even seasonal whale watching from December through March.
The kids club has plenty of complimentary activities to keep little ones entertained, including a sea turtle release program, arts and crafts, beach games and two designated kids pools. Enjoy indulgent spa treatments like massages on the beach, or keep up your fitness routine at the oceanfront fitness center.
Among the resort’s 12 bars and restaurants, you’ll find the usual culinary crowd-pleasers: Italian, Asian fusion and traditional Mexican. The headline act, though, is Blaze, which combines panoramic ocean views with grilled fish and seafood infused with piquant Latin American flavors.
There’s a laid-back tropical vibe at Playa Bar on the beach, and at Bar Tortugas by the adults-only pool, free-flowing tequila and mezcal-laced margaritas conjure a party-forward holiday vibe.
Rates for swim-up rooms at Hyatt Ziva Puerto Vallarta start at $361 or 25,000 World of Hyatt points per night, based on double occupancy.
Snorkelers and divers looking to explore the Mesoamerican Barrier Reef System.
Why stay here:
Choose this resort for its intimate, tropical setting and access to immersive experiences and a diverse array of amenities at El Dorado Royale next door.
Best way to book:
Unfortunately, Karisma Hotels doesn’t offer a loyalty program, but when you book direct, it does reward loyal guests with food and beverage freebies and the best rates.
On a secluded beach 25 minutes south of CUN, this characterful, low-rise hotel is the quieter adults-only counterpart to the massive El Dorado Royale resort. Offshore, snorkelers and divers can enjoy swift access to the National Reef Park of Puerto Morelos.
All rooms marry romance with a tropical vibe. Grouped in an attractive, whitewashed, two-story building, casita suites start at 708 square feet and feature thatched palapa roofs, outdoor showers, lashings of tropical wood, gauzy white drapes and large balconies with white-cushioned daybeds.
The stand-alone beachfront casitas afford more privacy, but for the coveted swim-up pool factor, you’ll need to select a swim-up casita suite or go all-out for the presidential studio swim-up casita suite (836 square feet). Both directly connect to a lazy river from their patios and are decked out with more plush amenities and furnishings.
The fine dining restaurants (contemporary Italian and a Caribbean grill) and casual open-air Mexican cantina embrace the resort’s surroundings and showcase produce from the on-site greenhouse.
Guests also have access to all the restaurants and amenities, including 14 pools (one of which is a saltwater option), Temazcal-guided experiences with the resident shaman, nonmotorized water sports, a fitness center and tennis courts, at the El Dorado Royale next door. Cultural immersion experiences include Mexican cooking classes, dance lessons and Spanish lessons, as well as tequila tastings, yoga, archery, guided bike excursions and scuba clinics in the pool.
Part of Marriott’s Autograph Collection, this 140-suite resort sits on a private white sand beach within striking distance of Negril’s iconic attractions, Rick’s Cafe and the Instagram-famous Seven Mile Beach.
Room categories begin with luxury ocean-view rooms that, at 603 square feet, are generously sized and swanky. Sleek bathrooms are appointed with freestanding whirlpool tubs, and you can expect to sleep well on one of the brand’s signature DreamBeds dressed with high-thread-count sheets.
Luxury junior swim-out suites are similarly sized and arranged but have the added wow factor of steps leading from furnished terraces into slender lap-style pools.
With nine international dining outlets, guests can satisfy their every culinary itch: There are seafood, steak, Japanese teppanyaki, Tex-Mex and Caribbean venues, among other options. Or, for a more personalized experience, make a reservation at the chef’s table experience (extra charges apply). There are also a sports bar, an all-day international buffet, a gelato shop and a casual oceanfront bistro.
Pampering and well-being are central to the hotel’s ethos. To that end, there’s a large, modern fitness center with a surfeit of cardio equipment and free weights, as well as a robust lineup of classes and activities that include kickboxing, pilates, yoga and Zumba. The main pool overlooks two beaches with direct access to decent snorkeling offshore.
Relaxation-seekers will swoon for the beautifully designed Royal Spa, which offers a range of treatments and massages and encourages all-day lingering with spa packages, hydrotherapy pools, a sauna and a steam room.
Rates for luxury junior suites at the Hideaway at Royalton Negril start at $413 per night, all-inclusive, based on double occupancy. A minimum stay of three nights is required. You can also redeem 50,000 Marriott Bonvoy points per night for an ocean-view suite. Swim-up rooms can only be booked with cash.
On a pristine white sand beach framed by lush mountains, the adults-only Hyatt Zilara Rose Hall is the sister resort of the family-friendly Hyatt Ziva next door (Hyatt Zilara guests have full access to its amenities and restaurants).
Less than 15 minutes from Sangster International Airport (MBJ) in Montego Bay, Jamaica, this rambling oceanfront resort has sunlight-flooded rooms with a minimalist-chic vibe and a neutral color palette accented with indigo blue.
Modern bathrooms feature walk-in showers, bathtubs and double vanities. Swim-up king and double rooms are similarly designed and sized (493 square feet) and connect to a semiprivate pool surrounded by tropical foliage.
A slew of games and fitness classes satisfy active (and competitive) types at the main lower-level pool that is always lively. The tropical open-air spa offers an array of treatments, including massages on the beach.
Complimentary nonmotorized water sports include kayaking and windsurfing, and the massive two-story gym has every conceivable cardio machine, as well as various weights, a boxing area and a spinning room.
Between the Zilara and Ziva sides of the resort, there are 10 restaurants, three coffee shops and six bars. Crowd pleasers are the Asian restaurant Fuzion (Ziva side) with three dining concepts (hibachi, wok-style and a la carte); Jamaican-focused Horizonz (Zilara side), which serves ceviche and grilled fish; and the gourmet French restaurant, Petite Pariz (Zilara).
Rates at Hyatt Zilara Rose Hall start at $651 or 35,000 World of Hyatt points per night, based on double occupancy.
A respite from Cabo San Lucas, Mexico’s spring break atmosphere, the 500-key Secrets Puerto Los Cabos Golf & Spa Resort is 30 minutes south of Los Cabos International Airport (SJD), overlooking the Sea of Cortez. With an eye-catching hacienda-style design and a main pool with islands of palm trees, it’s a characterful, serene escape.
The lobby’s contemporary Mexican design is striking, with beamed ceilings, chandeliers, area rugs and elegant armchairs. Junior suite rooms start at 560 square feet and are decorated with wooden furniture, love seats and furnished terraces in soothing neutral tones with pops of red. Bathrooms are spacious with whirlpool baths, separate showers and dual vanities.
Preferred Club swim-up suites come with additional benefits such as personal concierges, upgraded minibars and access to an exclusive pool and a private club that serves continental breakfast, hors d’oeuvres and more.
With beautifully landscaped grounds, a rugged palapa-shaded beach and a full roster of activities on land and sea, there are few reasons to leave.
Along with cooking classes, beach volleyball, themed parties and fitness classes, there are tennis courts, bike excursions and even a batting cage and a shooting range. Unlike many all-inclusive megaresorts in Cabo, the ambience here is more laid-back and relaxing than party hearty.
There are a dozen bars and restaurants, including Italian-inspired Portofino, pan-Asian-focused Himitsu and El Patio, where cantina-style Mexican fare is on the menu. For a mix of cuisines, head to the buffet-style Market Cafe.
On the fringes of Tulum National Park, just a five-minute drive from the town’s dramatic Mayan ruins and 12 miles from Sian Ka’an Biosphere Reserve, this upscale 432-key resort with an adults-only section is nestled amid junglelike vegetation and overlooks Tulum, Mexico’s famed beach.
Deluxe garden-view rooms start at 451 square feet and are appointed with wooden furnishings, feature hues of beige and cream and are accented with occasional bursts of red and orange.
Spacious marble bathrooms have double vanities, soaking tubs and wooden shutters that open to the main bedroom. User-friendly features include flat-screen TVs and furnished balconies overlooking either the gardens or the Caribbean Sea.
Preferred Club deluxe garden swim-out rooms are similarly designed and scaled but with direct access to a heated, semiprivate pool with its own bar, plus access to the perks of the Preferred Club. Benefits include upgraded amenities, an indoor hot tub (select rooms) and a personalized concierge.
The resort has six a la carte restaurants, a buffet, a grill and a cafe. Seven bars and lounges include the Sky Bar for watching sports in a relaxed setting and the Manatees swim-up bar at the main pool. There are two pools, including a heated relaxation pool and a splash park for kids.
Dreams resorts are known for creating spaces that provide both family-friendly and adults-only fun. Parents can drop off the kids at the Explorer’s Club, where they can enjoy crafts, play video games or join a camping adventure while the adults indulge in a massage at the Dreams Spa by Pevonia. For tweens and teens, there’s also the Core Zone Teens Club.
The resort’s concierge service can arrange tours of the area’s archaeological ruins, and the daily activities lineup includes scuba diving introductions in the pool, lively pool parties and nonmotorized sports.
With a prime location ringed by volcanic mountains and overlooking the calm waters of St. Lucia's Rodney Bay, this expansive, adults-only Sandals resort combines tropical vibes with activities galore.
Room categories range from starter garden-view rooms to lavish overwater bungalows and the swim-up Lover’s Lagoon Honeymoon Club (the only swim-up option).
All share a similar aesthetic with classic mahogany furnishings, four-poster beds and cozy sitting areas with sofas, armchairs and coffee tables. Steps lead down from the private furnished terraces of the swim-up rooms to a semiprivate pool.
Punctuate days of blissed-out relaxation on the beach or by the zero-entry swimming pool with tennis, kayaking, paddleboarding, windsurfing, volleyball or pickleball.
There’s live entertainment nightly (reggae parties, romance nights and beach barbecues), and guests also have access to a Greg Norman-designed championship golf course at the nearby Sandals Cap Estate (a seven-minute drive away) or Sandals Regency La Toc (a 40-minute drive away).
There are a dozen culinary themes to savor at the property’s restaurants, including fine dining options (Indian, Japanese, sushi, seafood and Caribbean, among others), a casual pizzeria and even an English pub.
At Sandals’ signature Red Lane Spa, you can choose from a lengthy menu of treatments, and at the fitness center, classes include ab tightening and tabata training.
Rates at Sandals Grande St. Lucian start at $365 per person, per night, with a three-night minimum stay.
On a swath of white sand between Puerto Aventuras and Akumal, Mexico, the adults-only Unico 20°87° Riviera Maya is part of The Leading Hotels of the World portfolio.
From the lobby to the guest rooms, vibrant decor, Indigenous-inspired artworks and handcrafted furnishings immerse guests in traditional Yucatan culture. In fact, rates include many cultural excursions, such as visiting Tulum’s Mayan ruins.
There’s a romantic air to the 448 accommodations, which feature four-poster beds, a white-on-beige color scheme and separate sitting areas with rustic wooden coffee tables.
Sleek bathrooms contain rainfall showers and double vanities. Of the 12 categories of rooms, three have that highly desirable swim-up dimension. The Alcoba swim-up pool king bed option is a spacious 624 square feet and provides direct access from a furnished terrace to the pool.
Unlike a lot of all-inclusive resorts, you won’t be overwhelmed with dining options. The property’s six eateries include fine dining venues spanning Asian, Mediterranean and Yucatecan cuisine, as well as a beach bar and a plant-based venue.
There are three pools, a holistic spa, a beauty salon and an up-to-date gym. In addition to customized tours of the region that include canoe paddles to visit Indigenous communities, jungle hikes, Mayan ruin visits, zip lining and cenote swims, guests can make use of nonmotorized water sports, take a yoga class and play tennis.
Rates for swim-up rooms at Unico 20°87° Riviera Maya start at $517 per night, based on double occupancy.
With just 26 rooms overlooking one of St. Lucia’s best beaches, adults-only Calabash Cove is a romantic haven with eclectic styling, local charm and personalized service, all of which keep couples coming back time and time again.
The four swim-up junior suites have four-poster beds with gauzy white drapes, private Jacuzzisand a prime spot near the beautiful infinity pool.
More spacious cottages feature comfortable sitting areas that open onto large decks with private plunge pools, daybeds and hammocks, and some have unique touches such as local arts and crafts, plants and bookcases. The quirky layout features Jacuzzi tubs that divide the open-plan bedroom from the bathroom.
The old-school Windsong restaurant overlooks the water and serves local and international cuisine with an Asian slant. The chic C-Bar is the place to grab a sunset cocktail and listen to live music, while the swim-up pool bar serves cocktails and healthy salads, seafood and burgers.
The Ti Spa offers an array of treatments that incorporate traditional St. Lucian techniques and ingredients, and there’s also a small gym.
Surrounded by wooden, cushioned loungers, the freshwater infinity pool is where most of the action takes place. While there are a few complimentary activities and amenities — paddleboarding, kayaking, snorkeling gear and yoga mats, to name a few — on-site, this isn’t a traditional all-inclusive one-stop shop.
At Calabash Cove Resort & Spa, guests can opt for a breakfast plan or an all-inclusive rate. Rates for swim-up rooms start at $978 per night, all-inclusive, based on double occupancy.
Nestled between a mangrove forest and the powdery sands of Playa Mujeres, this newer Garza Blanca property opened in the spring of 2022.
Located some 17 miles north of Cancun, Isla Mujeres (where the property is situated) is 8 miles offshore. Getting to the island is easy; the ferry dock is just a five-minute drive away.
Suites and residences are chic and modern with dramatic wooden bed frames, contemporary lighting, flat-screen TVs and a crisp white and beige color palette accented with foliage-print cushions, paintings and throws. Bathrooms feature freestanding tubs.
In the swim-up accommodation category, there are three options (junior suite, one bedroom and two bedroom). Junior suites start at 588 square feet and have furnished terraces complete with hammocks and steps down into one of the hotel’s six pools. One-bedroom suites are 1,276 square feet and have full kitchens (with Nespresso makers, refrigerators and dishwashers) and separate sitting areas.
Blanca Blue (serving nouvelle Mexican dishes), Bocados (a steakhouse), Hiroshi (where Japanese fusion fare is on the menu) and Dao (a spot for contemporary Chinese) comprise the hotel’s fine dining venues. There are also a rooftop cocktail bar and a raw seafood bar on the beach. The newly debuted Gourmet Hall, exclusive to hotel guests, features a coffee bar and an additional five specialty kitchens serving everything from traditional Mexican to Asian street food.
The hotel is family-friendly, too, providing car seats, strollers, baby bottle sterilizers and bottle warmers. Families can enjoy six heated infinity pools and a designated zero-entry kids pool.
A kids club and a daily program of activities for children and adults, including water sports, volleyball, yoga, boccie and live music in the evening, are also available. There’s even a large and lavish spa decorated in white stone and exotic wood; it has 16 “purification cabins” and a hydrotherapy spa, among other features.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
TPG featured card
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
