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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Reviews
Bank of America Business Advantage Travel Rewards review: Better with the Preferred Rewards for Business program
Madison Blancaflor is the managing editor for TPG's content operations team. She focuses on helping TPG's broader editorial team bring news, features and advice to readers. She has nearly six years of experience covering the credit cards and travel industries.
March 6, 2026 • 7 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: This is a recurring post, regularly updated with new information and offers.
Quick summary
A business travel rewards card offers a fixed earning rate on all purchases, with higher rewards for those enrolled in a specific business loyalty program.
The card is most valuable for existing customers who qualify for the loyalty program, which requires a minimum average balance in business accounts.
Redemption options include statement credits for travel or dining at the highest value, with lower rates for cash back and variable rates for gift cards.
Competing business cards may provide higher earning rates or more flexible redemption options, especially for those not eligible for the loyalty program.
What to consider
To access the highest earning rates, enrollment in the business loyalty program is required, which has a minimum balance threshold.
Points are most valuable when redeemed for travel or dining statement credits; cash back redemptions yield a lower value per point.
Other business cards without a fee may offer higher earning rates or additional transfer options for travel rewards.
What you'll miss from the article
A detailed comparison of how this business rewards card stacks up against similar products, including key pros, cons and ideal user profiles.
Generated by AI with support from our editorial team.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Related stories
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
TPG Editor's Rating3 / 5
at Bank of America's secure site.
Rewards rate
1.5X
Earn unlimited 1.5 points for every $1 spent on purchases.
Intro offer
Earn 50,000 online bonus points
Annual fee
$0
Regular APR
16.74% - 26.74% Variable APR on purchases and balance transfers
Bank of America Business Advantage Travel Rewards overview
The is a good choice for everyday business expenses — if you qualify for the Preferred Rewards® for Business program. However, other customers will find more value in other card options. Card Rating*: ⭐⭐⭐
*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
The Bank of America Business Advantage Travel Rewards World Mastercard credit card is one of a handful of Bank of America business cards that earn rewards.
It earns a fixed 1.5 points per dollar spent on all purchases. However, you can earn even more if you have a business checking account with Bank of America and are enrolled in Preferred Rewards for Business.
It has no annual fee, and we recommend applicants have a credit score of at least 670 to increase their chances of approval.
Existing Bank of America customers can potentially get a lot of value out of this card, but make sure that it’s the right business card option for you. There are other low-cost business cards that offer a higher return and more flexible redemption options.
Bank of America Business Travel Rewards pros and cons
Pros
Cons
Simple earning rate
Higher returns for Bank of America customers
No annual fee
Other no-annual-fee business cards offer higher earning rates
Limited value if you're not a Bank of America customer
Bank of America Business Travel Rewards welcome offer
You get a decent welcome bonus with the for a no-annual-fee card. You’ll earn 50,000 points after spending $5,000 on purchases in the first 90 days of account opening. That comes out to $500 toward travel or dining that can be redeemed as statement credits.
There aren’t a ton of perks and benefits with the . However, that’s not surprising since it doesn’t charge an annual fee.
You will get business tools such as QuickBooks integration to help make expense tracking easier.
You’ll also get travel protections, including travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement. These can save your business hundreds of dollars when things go wrong on the road.
Earning points with the Bank of America Business Travel Rewards
With the , you’ll earn a flat 1.5 points per dollar spent on all purchases.
This earning rate makes this a decent business card for nonbonus spending, but the Preferred Rewards for Business program makes this card a potential winner. That said, big changes were recently announced for the consumer Preferred Rewards program (which will go by BofA Rewards starting May 27), so we could see similar changes in the business version as well.
PEKIC/GETTY IMAGES
The Preferred Rewards for Business program is similar to the soon-to-change personal version. You're eligible to enroll if you have at least a $20,000 three-month average balance in qualifying Bank of America business deposit accounts or Merrill business investment accounts.
There are three tiers with a number of banking and credit card benefits. You’ll get a 75% bonus (up to 2.62 points per dollar spent on all purchases) on all base points earned with the card if you qualify for the Platinum Honors tier. Lower tiers — Gold and Platinum — get 25% and 50% bonuses, respectively.
Redeeming points with the Bank of America Business Travel Rewards
You can redeem your points as a statement credit for:
Cash back: 0.6 cents per point
Eligible travel purchases: 1 cent
Eligible dining purchases: 1 cent
Gift cards: Varies
You’ll get the most out of your points when you redeem them as a statement credit for travel or dining, as TPG editor Emily Thompson prefers. Note that a minimum redemption of 2,500 points ($25 toward travel or dining purchases) applies.
Which cards compete with the Bank of America Business Travel Rewards?
There are several cards that compete with the :
If you prefer American Express: has no annual fee (see rates and fees) and earns 2 points per dollar spent on purchases. However, the 2 points per dollar rate is only on the first $50,000 spent per calendar year (you'll earn 1 point per dollar spent thereafter). For more information, read our full review of the Blue Business Plus.
If you prefer Capital One: The Capital One VentureOne Business earns 1.5 miles per dollar spent on all purchases, making it a solid no-annual-fee choice for business owners. Miles can also be transferred to travel partners.
The information for the Capital One VentureOne Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Is the Bank of America Business Travel Rewards worth it?
The is only worth it if you are a Preferred Rewards for Business member. If you're not, consider a card like the Capital One Venture Business, which offers better redemption options thanks to its suite of transfer partners.
If you qualify for the Preferred Rewards for Business program, the can be a nice way to earn travel rewards. At the top Platinum Honors tier, you'll earn 2.62 points per dollar spent on all of your business expenses with this card.
However, nonmembers should look elsewhere for higher returns on both travel rewards and everyday spending.
For rates and fees of the Blue Business Plus Amex, click here.
