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AmaWaterways vs. Viking: Which of these popular river cruise lines is right for you?
Donna Heiderstadt, a New York-based freelance travel writer and editor, has visited 99 countries (and counting), taken 70-plus cruises and written about her global experiences for the past 25 years.
October 4, 2024 • 20 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
AmaWaterways and Viking are two leading river cruise lines, each with distinct features and onboard experiences.
AmaWaterways emphasizes multiple included excursions, wellness activities and a younger, more international passenger mix, while Viking is known for Scandinavian-inspired design and a consistent, adults-only environment.
Both lines offer similar European itineraries, high-quality cuisine and casual dress codes, but differ in inclusivity and onboard amenities.
Ship sizes, cabin layouts and dining options vary, with AmaWaterways offering more active options and Viking focusing on traditional guided tours.
What to consider
Viking ships are adults-only, whereas AmaWaterways welcomes families, making it more suitable for multigenerational groups.
AmaWaterways typically includes more excursions in the fare, while Viking offers one complimentary tour per port with additional options available for a fee.
Seasonal itineraries, ship amenities and cabin configurations differ, so travelers should review offerings based on their preferences for activity level, inclusivity and onboard features.
What you'll miss from the article
A detailed comparison of ship layouts, dining experiences and which cruise line best matches different travel styles and priorities.
Generated by AI with support from our editorial team.
Among the cruise lines navigating the rivers of Europe, Southeast Asia and Egypt are two of the best-known names in the industry: AmaWaterways and Viking.
Each brand is distinguished by its hallmark attractions, such as AmaWaterways' selection of always-complimentary excursions and Viking's consistently sleek Scandinavian-inspired interior design. But is there really that much difference between these major river cruise brands that it matters which one you choose?
The answer is yes. Some of the variations might even surprise you, so read on for a head-to-head comparison of AmaWaterways versus Viking.
AmaWaterways vs. Viking: Meet the river cruise lines
The Danube River on the Serbian and Romanian border. AMAWATERWAYS
River cruise lines AmaWaterways and Viking launched within five years of each other. Both are helmed by well-known cruise and travel industry executives and feature fleets of modern river ships, yet each takes its own unique approach to itineraries, tours and onboard ambience.
AmaWaterways was founded in 2002 by Vienna-born Rudi Schreiner, Germany native Kristin Karst and the late Jimmy Murphy, who was Irish. The line has a fleet of 26 ships, with three new vessels launching in 2025 and two in 2026.
The brand’s hallmark is offering multiple excursions, typically three or four per port, included in the cruise fare. These are usually a city walking tour, perhaps with a wine or culinary focus, and a bus tour to nearby sights. One “Gentle” group is dedicated to guests who need a little extra time getting around, and each port almost always includes a more challenging hike or bike ride for fitness-focused guests. AmaWaterways ships also carry bicycles on board that are available for independent exploration.
The company is known for custom-designed ships with contemporary destination-inspired decor. Its public spaces feel like those you’d find in a locally owned boutique hotel. A key design innovation by AmaWaterways was the introduction of the “twin balcony,” which consists of a French balcony and a full-size step-out balcony. This adds exceptional views and a sense of spaciousness to the cabins that feature them.
The Viking story started a few years before AmaWaterways. Launched in 1997 by Norwegian-born cruise veteran Torstein Hagen and several partners, Viking River Cruises was designed to be destination-focused and culturally immersive. By the end of 2024, Viking will have a fleet of 82 river ships, with 16 more scheduled to launch in 2025 and 2026.
Viking’s river cruise fares include one complimentary shore excursion in each port, typically a panoramic bus tour or guided walking tour. Guests may also choose from among a range of other extra-fee tour options, most with a cultural or culinary bent but some a bit more active.
The company grew its river cruise business by attracting mature travelers seeking a convenient way to explore multiple cities and countries in Europe. However, its brand recognition and growth greatly accelerated with the introduction of its first Viking Longship in 2012 and a successful marketing campaign around the launch of the Longships (including sponsorship of “Downton Abbey” on PBS Masterpiece).
Today, Viking’s virtually identical Longships, named for Nordic gods and goddesses (from Viking Agir to Viking Vili), represent a certain standard of European river cruising, and all feature light and airy Scandinavian design.
Unlike AmaWaterways, which remains strictly a river cruise company, Viking has expanded into ocean cruising. In 2015, the company introduced 930-passenger Viking Star and now operates a fleet of 11 identical ocean ships (with two more on the way). In 2022, it added a pair of 378-passenger, Polar-6-Class expedition ships. That means Viking fans can vacation around the world without leaving the brand.
Ship size
Viking river cruise ship on the Rhine. VIKING
The ships in AmaWaterways and Viking’s river cruise fleets range from intimate (28 passengers) to grand (386 passengers), with the size differences most notable on rivers such as the Nile, Mekong and Mississippi.
AmaWaterways’ ships aren’t entirely uniform, even among its popular European fleet. All but one of those ships are either 360 or 443 feet in length and carry 140 to 162 passengers and 45 to 51 crew members. The majority (15 ships) carry between 152 and 162 passengers and 51 crew, while four smaller vessels accommodate 140 passengers and 45 crew.
The outlier is 196-passenger AmaMagna, which is the line’s flagship vessel on the Danube. At 443 feet long and 72 feet wide, it is almost double the width of the average river ship without significantly increasing the passenger count. This has created an abundance of space that AmaWaterways has used to enhance the cruise experience. Cabins and suites are larger than on its other ships at 205 to 710 square feet versus 160 to 350 square feet. AmaMagna also offers passengers a choice of four dining venues rather than two, as well as five onboard bars, unique for a river ship.
On Portugal’s Douro River, AmaWaterways has two ships, AmaDouro and AmaVida. Each accommodates 102 passengers and 38 crew. A third vessel, AmaSintra, will launch in early 2025.
In Egypt, AmaWaterways operates AmaDahlia, which carries 72 passengers and 62 crew, and AmaLilia, which accommodates 82 passengers and 65 crew.
On the Mekong River in Southeast Asia, AmaDara is the cruise line’s sole vessel. This ship, featuring French colonial decor and beautifully carved wood furniture, accommodates 124 passengers and 52 crew. A second ship, AmaMaya, will debut in 2026.
AmaWaterways also operates one vessel on the Chobe River in Botswana, and like AmaMagna, it’s an outlier — but for the opposite reason. At just 150 feet in length, Zambezi Queen was designed in 2019 specifically for wildlife viewing and accommodates just 28 passengers and 22 crew.
In 2025, AmaWaterways will add South America to its portfolio when it begins cruising the Magdalena River in Colombia. AmaMagdalena and AmaMelodia will carry 60 to 64 passengers and 30 crew.
As for Viking, the company’s fleet of 58 identical Longships is ubiquitous along Central Europe’s major rivers. At 443 feet in length, each accommodates 190 passengers and 53 crew members.
On Portugal’s Douro River, Viking operates four smaller ships, with a fifth debuting in 2025. They carry 106 passengers and 33 crew members. On the Elbe River in Germany, the cruise line has two ships, Viking Astrild and Viking Beyla, each carrying 98 passengers and 33 crew.
On the Seine in France, Viking’s four identical ships, all built in 2020, accommodate 168 passengers and 46 crew. A fifth ship, also identical, will debut in 2025.
Viking’s fleet on the Nile in Egypt currently numbers six ships, with two more in the pipeline. Its four larger ships each accommodate 82 passengers and 48 crew members. Two similarly sized ships will join the fleet in 2025. Two smaller ships, Viking Ra (2017) and MS Antares (2007), carry just 52 and 62 passengers, respectively, with crew staffs of 55 and 75.
Viking operates just one ship in Asia. Viking Saigon debuted in 2022 and accommodates 80 passengers.
Viking’s largest river ship is actually cruising stateside. Viking Mississippi, which debuted in 2022 and is 450 feet in length, accommodates 386 guests and 147 crew.
If you do the math, you’ll see that while both AmaWaterways and Viking’s main European river ships are 443 feet in length, Viking’s ships carry roughly 30 additional guests. Viking's cabins are also slightly smaller (135 to 205 square feet versus 160 to 235 square feet). However, suites on Viking vessels are generally a bit roomier.
AmaWaterways also has a slightly better crew-to-guest ratio on its core European river fleet: 51 crew members for 156 to 162 guests versus Viking’s 53 crew members for 190 guests. Both cruise lines offer excellent service, however, and any discrepancy will most likely be felt when a Viking ship is sailing at capacity and the ship’s sole dining room is full at mealtimes.
Who is on board AmaWaterways and Viking?
VIKING
Several factors play a role in the passenger mix aboard these competing river cruise lines. For one, Viking’s ships are adults-only (passengers must be at least 18), while AmaWaterways welcomes multigenerational families. That’s not to say that you’ll find kids running amok on the latter’s ships, but you might share your river cruise with parents and teens or grandparents and younger children during summer and spring break.
The most obvious difference to the casual observer, however, will be the age and fitness level of each line’s core clientele.
Viking is highly popular with Americans — especially older Americans age 65 and above who like the cruise line’s consistency and emphasis on easy sightseeing by bus. More active passengers might find themselves frustrated by the pace of guided walking tours, but they can always book excursions coded as “moderate” or “demanding” rather than “easy” to lessen the odds of being slowed by fellow passengers who aren’t as speedy.
AmaWaterways is also popular with U.S. travelers but attracts a slightly more international demographic that’s also perhaps a bit younger — and fitter. Why? Not only does the cruise line offer active hiking or biking excursions in most ports, but its ships also have a Wellness Host on board leading morning and afternoon yoga, meditation and fitness classes. Guests who book AmaMagna can even play pickleball on a full-size court.
AmaWaterways also partners with bike touring company Backroads to host groups of cyclists on board, typically 30 to 40 at a time, for lengthier and more challenging bike rides than on its normal itineraries.
Wine lovers are another core group for AmaWaterways, and the line hosts a wide variety of wine-themed cruises highlighting different wineries (mostly U.S.-based but also some European wineries on Rhone itineraries). Winemakers come aboard to share their knowledge through tastings, lectures and excursions. The special sailings attract both members of the host winery's wine club and unaffiliated travelers interested in learning more about wine and are accessible to beginners and experienced wine connoisseurs alike.
Cabins and suites
Veranda Suite on Viking Hlin on the Rhine. M. WOLLSDORF/VIKING
Cabin and suite design is consistent across most of AmaWaterways' core European fleet. Each of the generously sized rooms features a flat-screen TV and a bathroom with a roomy shower.
Fixed-window cabins on the lowest deck are 160 to 170 square feet, French balcony cabins are 155 to 170 square feet, twin balcony cabins (with both a French balcony and a step-out veranda) are 210 to 235 square feet and suites are 255 to 350 square feet. The company’s Douro River ships feature similarly sized cabins and suites.
While the general theme uniting the accommodations across AmaWaterways’ European fleet is contemporary design with destination-inspired touches, suite decor is unique from ship to ship. In general, cabin decor has become lighter and brighter with each new (or newly refurbished) ship, with interesting textures and patterns replacing more traditional fabrics.
In 2017, AmaWaterways also launched the first river ship (AmaKristina) with connecting rooms, designed for multigenerational families or groups of friends traveling together. Nine additional ships (AmaLea, AmaMagna, AmaMora, AmaLucia, AmaSiena, AmaSerena, AmaStella, AmaViola and AmaLilia) now also have this feature.
Viking Longships are each a carbon copy of the others, so passengers know exactly what they are getting when they book. Cabins are more compact than those on AmaWaterways’ ships but have an airy ambience featuring light woods, neutral fabrics and well-designed bathrooms with heated floors.
Standard cabins are 150 square feet and have a small window just above the water line. French balcony cabins are a snug 135 square feet but feature wall-to-wall sliding glass doors. Veranda cabins are 205 square feet, while veranda suites are 275 square feet. The two Explorer Suites are 445 square feet, including a 270-degree wraparound veranda.
For slightly larger accommodations, river cruisers should look to AmaWaterways' AmaMagna, as its double-width design allows for roomier cabins. Its two top balcony categories offer a generous 474 and 710 square feet of space, similar to the square footage of suites on many ocean ships.
Dining options on AmaWaterways vs. Viking
Breakfast on AmaPrima’s top deck. AMAWATERWAYS
There’s no question that you will eat well on a river cruise. Both AmaWaterways and Viking have culinary programs designed to appeal to a wide variety of food preferences, including vegetarian. You can expect to enjoy classic preparations, as well as destination-focused dining highlighting regional cuisines.
AmaWaterways, which is the only river cruise line that’s a member of the prestigious culinary organization La Chaine des Rotisseurs, offers a la carte dining from menus that change daily for lunch and dinner. Breakfast offers both light breakfast items on a buffet and hot items you can order off a menu. Options range from eggs Benedict or omelets to smoked trout or avocado toast.
Guests who prefer a lighter, more informal breakfast can skip the Main Restaurant and opt to enjoy a small selection of options served in a central buffet in the Lounge.
Sit-down lunch menus in the Main Restaurant feature a selection of appetizers served family-style and main course options that include at least one local preparation, such as goulash in Budapest, Hungary, or wiener schnitzel in Vienna. Dinner menus are more extensive and include three or four appetizers/soups and three or four mains (with well-conceived meat or fish options and delicious vegetarian dishes). There are two hard-to-resist dessert choices, along with seasonal fruits and a selection of cheeses.
All AmaWaterways ships also feature the Chef’s Table, an intimate space (it seats 28) located at the back of the ship and offering panoramic views. Passengers can reserve a shared table here to enjoy a beautifully prepared multicourse meal at no additional cost.
Additionally, AmaMagna offers two more restaurant options: Jimmy’s for casual, family-style dining and the Al Fresco Restaurant for vegetable-forward menu options served in an outdoor setting.
AmaWaterways serves an excellent selection of complimentary wines (most from local vineyards along your river cruise route) and beers with both lunch and dinner, as well as a selection of complimentary mixed drinks, wines and beers during the nightly predinner Sip and Sail cocktail hour. Sparkling wine is also available during breakfast.
Viking’s dining experience is also designed to offer plenty of options. At breakfast and lunch in The Restaurant, passengers can select items from the buffet — which typically includes freshly made pastries, cheeses, smoked salmon, oatmeal, fruit and eggs — and/or order off of the day’s menu (buttermilk pancakes, eggs Benedict and more).
Lunch is similar, with buffet selections, as well as a menu with daily selections (soup, salad and two main options) plus various dishes that are always available (such as salad nicoise and burgers). The lunch menu does not always have a locally inspired dish, but Viking guests can enjoy their midday meal while surveying local surroundings by opting to dine alfresco on the Aquavit Terrace. This aft space is popular on days when the weather is good and offers much of the same menu as The Restaurant. (Breakfast may be served here as well.)
It’s at dinner that Viking’s chefs inject more local flavors into the menu, with a suggested three-course Regional Specialties Tasting Menu (chicken paprikash as the main in Hungary, for instance). These offerings are complemented by a daily selection of two starters, two mains (always with a vegetarian selection) and one dessert. Additionally, guests can choose from a Classics menu with always-available favorites.
Viking also serves unlimited complimentary wine and beer with both lunch and dinner, but the selection is a bit limited. Passengers wanting more options can purchase a Silver Spirits drink package to enjoy a wider choice, including the sommelier’s selection of wines, which are often excellent local varietals. The package also includes cocktails and other beverages that can be enjoyed at any time.
Viking does not host a complimentary evening cocktail hour, but on certain days, it does offer free wine tastings on the Aquavit Terrace.
What's on board
Pool on AmaPrima. AMAWATERWAYS
Most of the real estate aboard river cruise ships is taken up by guest accommodations, the main restaurant and the lounge, leaving little room for any fancy attractions beyond a small gift shop.
But AmaWaterways has managed to add a perk: a heated pool or hot tub on the Sun Deck of most of its ships. However, passengers who require an elevator can only access the interior decks, not the Sun Deck.
In addition to their cache of bicycles, AmaWaterways ships also offer a wellness program led by an onboard Wellness Host. Classes on the Sun Deck or in the Lounge consist of morning yoga, meditation or core strengthening and afternoon stretching or active walks. Every ship also has a small fitness center and a massage room. AmaMagna has a full-size pickleball court as well.
Entertainment-wise, guests can expect nightly music by a piano player or DJ as well as guest performances by locals that range from folkloric song and dance to contemporary music.
Shipwide Wi-Fi is complimentary, but there is no internet center.
Viking’s Longships don’t feature pools or any wellness or fitness activities beyond a walking track and a small putting green, but they do have a library with a good selection of books and an internet corner with laptops guests can use (shipwide Wi-Fi is free as well), plus a small gift shop.
The Sun Deck features a shaded sitting area, solar panels and an herb garden that allows chefs to access fresh ingredients at any time. Elevators on Viking ships also offer access to the middle decks but not the Sun Deck.
Viking’s entertainment is similar to most river cruise lineups and features a musician or DJ as well as local performers with a folkloric, classical or contemporary style.
AmaWaterways and Viking itineraries
Viking Hlin in Koblenz, Germany. M. WOLLSDORF/VIKING
River cruise itineraries, especially in Europe, don’t vary that much from line to line. The cruise season is mainly from late March to mid-December. Certain rivers are more popular — namely the Danube, the Rhine and the Rhone — and most cruise lines, including AmaWaterways and Viking, visit the same key ports.
AmaWaterways offers itineraries in Europe on the Danube, the Rhine, the Rhone, the Seine, the Garonne and the Dordogne, Douro, Main and Moselle rivers, as well as the waterways of Belgium and Holland. Cruises last five to 14 nights.
As of 2024, the company now offers February and March sailings aboard AmaMagna on the Danube and AmaLucia on the Rhine. Yes, the weather will be a bit nippy, but there will be fewer crowds, and the cruise fares will be hundreds of dollars lower than in warmer months.
The river cruise line does not only sail in Europe. In Egypt, the company features one Nile river cruise itinerary, “Secrets of Egypt and the Nile.” It includes a three-night hotel stay in Cairo, a seven-night cruise and a one-night postcruise stay in Cairo.
The cruise line also offers seven-night itineraries on the Mekong River in Vietnam and Cambodia.
AmaWaterways' seven itinerary options in Africa all combine a four-night cruise on the Chobe River in Botswana with land stays in South Africa, Zimbabwe or Tanzania for a total of nine to 16 nights.
In 2025, AmaWaterways will become the first upscale river cruise company to sail the Magdalena River in Colombia. Its two new seven-night itineraries include the “Magic of Colombia” itinerary from Barranquilla to Cartagena and the “Wonders of Colombia” cruise from Cartagena to Barranquilla.
Viking offers European itineraries on the Danube, the Rhine, the Rhone, the Seine, the Garonne and the Dordogne, Douro and Elbe rivers, as well as the waterways of Belgium and Holland. While most sailings, lasting seven to 16 nights, are from early March to mid-December, Viking offers nine-night “Treasures of the Rhine” and "Treasures of the Danube" itineraries in 2025, with dates in January and February.
Viking also offers river cruises beyond Europe. In Egypt, Viking offers the 11-night “Pharaohs & Pyramids” itinerary, featuring precruise and postcruise stays in Cairo plus a Nile cruise. The line's itinerary through Vietnam and Cambodia is the 14-night “Magnificent Mekong” from Hanoi, Vietnam, to Ho Chi Minh City, Vietnam, which includes an eight-day river cruise and hotel stays in Hanoi; Siem Reap, Cambodia; and Ho Chi Minh City.
Finally, Viking Mississippi's cruises through America’s Heartland range from seven-night round trips from New Orleans to 21-night journeys that cover the mighty Mississippi’s entire 2,350-mile length from New Orleans to St. Paul, Minnesota.
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Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
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Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
