The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn up to 100,000 miles + 2,000 PQP
Earn 90,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
1 - 8X miles
$150
19.99% - 28.49% Variable
Good Credit, Excellent Credit
Plus, take advantage of bonus earning opportunities on United purchases, dining, gas, office supply stores and local transit and commuting. Other notable earnings benefits include a $125 travel statement credit after you make more than five United flight-related purchases of $100 or more per account anniversary and 5,000 bonus miles each account anniversary if you also have one of United’s personal credit cards. (Partner offer)
Read the full reviewThis card is best for regular United flyers who don’t qualify for elite status perks but want some airline benefits. This card offers United day-of-travel perks like a free checked bag, priority boarding, and a 25% statement credit (on inflight Wi-Fi, food and beverages), without having to take dozens of flights or spend thousands of dollars a year on airline tickets.
For small business owners, this card can easily help you rack up United miles. You earn 2 miles per dollar spent on eligible United purchases as well as on dining (including eligible delivery services), gas stations, office supply stores and local transit and commuting. This card earns 1 mile per dollar spent on other purchases.
Rewards rates
Intro offer
Earn up to 100,000 miles + 2,000 PQP
Earn 90,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
Ongoing purchases APR
19.99% - 28.49% Variable
Ongoing balance transfer APR
19.99% - 28.49% Variable
Ongoing cash advance APR
28.74% Variable
Ongoing penalty APR
Up to 29.99%
Annual fee
$150
Recommended credit
Good Credit, Excellent Credit
More details