Name: Southwest® Rapid Rewards® Performance Business Credit Card
Brand: Chase

Earn 80,000 points.

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
1 - 4X points
Annual Fee
$299
Regular APR
19.24% - 27.74% Variable
Recommended Credit
Good Credit, Excellent Credit

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

4X: Earn 4X points on Southwest® purchases.
2X: Earn 2X points on gas station and restaurant purchases.
2X: Earn 2X points on hotel accommodations booked directly with hotel.
2X: Earn 2X points on local transit and commuting, including rideshare.
1X: Earn 1X points on all other purchases.

Intro Offer

Earn 80,000 points.

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Ongoing Purchases APR

19.24% - 27.74% Variable

Ongoing Balance Transfer APR

19.24% - 27.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

$299

Recommended Credit

Good Credit, Excellent Credit

More Details

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
9,000 bonus points after your Cardmember anniversary.

Our Take

TPG Editor's Rating

3 / 5

Overview

Backed by Chase’s reliable travel and purchase protections, this card is a strong fit for frequent Southwest flyers who often travel with colleagues or family. With perks like Group 5 boarding, free checked bags for up to 8 companions and unlimited upgrades to extra legroom seats when available, it’s built for travelers who value comfort, convenience and rapid reward earnings with Southwest. (Partner offer)

Read the full review

Pros

Complimentary first checked bag for the cardmember and up to eight additional passengers on the same reservation
Preferred seat selection at booking, when available
9,000 complimentary Southwest points annually, on each cardmember anniversary
Elevated earning rates on spending in select categories, including gas stations, restaurants and accommodations booked direct.
10,000 points towards a Companion Pass, annually
Ability to earn tier-qualifying points (TQPs) toward A-List status

Cons

$299 annual fee
Limited airline flexibility
No lounge access
Certain perks are subject to availability

Who is this card good for?

If you frequently fly on Southwest’s route network for business, often travel with groups of up to 8, and value perks like early boarding, free checked bags and earning toward elite status, the Southwest Rapid Rewards Performance Business Card could be a solid option.

Earning rewards

You’ll earn 4 points per dollar spent on Southwest Airlines purchases, 2 points per dollar spent at gas stations and restaurants, 2 points per dollar spent on local transit and commuting (including rideshare), 2 points per dollar spent on hotels booked directly and 1 point per dollar spent on everything else.