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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Reviews
JetBlue Card review: No annual fee, but also few perks
Chris was a reporter at The Points Guy, where he covered the intersection of credit card rewards and travel. At TPG, he wrote a broad array of stories ranging from in-depth features and reports to trending travel news as it related to loyalty, card benefits and consumer behavior.
When Ryan worked as a TPG credit cards writer, he oversaw refreshes of card reviews and card offer stories. He enjoyed racking up cash back and helping readers maximize their points and miles for their next big trip.
also contributed to this story
January 6, 2025 • 7 min read
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Quick summary
A no-annual-fee airline card offers limited perks but includes savings on inflight purchases and no foreign transaction fees.
Cardholders can earn bonus points at select merchants and pool points with family or friends for easier award redemptions.
The associated loyalty program uses a revenue-based model, providing consistent value for points across all seats, including premium options.
This card is best suited for occasional travelers, while frequent flyers may find more value in premium options with additional benefits.
What to consider
Point redemptions are limited to select airline partners and cannot be used for hotels or rental cars.
The welcome bonus is modest compared to other travel cards, and earning rates are lower than premium airline cards.
Points are valued at 1.3 cents each as of December 2024 per TPG's valuations.
What you'll miss from the article
A detailed comparison of competing travel cards and guidance on maximizing value for frequent airline travelers.
Generated by AI with support from our editorial team.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
No-annual-fee airline cards typically don't come with many perks, and the JetBlue Card is no exception. However, with no foreign transaction fees, discounts on inflight purchases and bonus earnings on three spending categories, it's still a decent option for occasional JetBlue travelers. Card rating*: ⭐⭐⭐
*Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
While JetBlue has historically been a smaller airline in the U.S. than the likes of American, Delta and United, the New York City-based carrier is making moves to cement itself as a major player. And with free snacks, free Wi-Fi and a reputation for customer-centric service, JetBlue has a lot going for it.
I'm going to dive into the no-annual-fee JetBlue Card to see if it's the right fit for you.
The information for the JetBlue Card and JetBlue Plus Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
JetBlue Card pros and cons
Pros
Cons
No annual fee
Ability to rack up JetBlue points and redeem with airline partners
Limited perks
Not the best fit for frequent JetBlue flyers
JetBlue Card welcome offer
First, the good news is that there is a welcome bonus on this card.
However, the bad news is that the current bonus is modest at best: 10,000 bonus points after spending $1,000 on purchases in the first 90 days.
According to TPG's December 2024 valuations that peg TrueBlue points at 1.3 cents apiece, the bonus is worth just $130.
THE POINTS GUY
Again, JetBlue's other credit card option — the JetBlue Plus card — is a much more compelling option if a generous welcome bonus is what you're after.
JetBlue Card benefits
The JetBlue Card's list of perks and benefits is fairly slim, which is unsurprising for a no-annual-fee card.
One of the top advantages of this card is a 50% inflight savings on food and beverage purchases when you use the card to pay.
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Additionally, the JetBlue card has no foreign transaction fees, $0 fraud liability protection and the ability to pool points with family and friends. This feature can help you attain award tickets more easily, making it a nice perk to have on a no-annual-fee card.
Earning points on the JetBlue Card
On the earning side, you'll get 3 TrueBlue points per dollar on JetBlue purchases, 2 points per dollar on restaurants and grocery stores and 1 point per dollar on everything else.
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Based on our December 2024 valuations, that equals a 3.9% return on JetBlue spending, 2.6% on dining and groceries and 1.3% on everything else. For comparison, the JetBlue Plus Card offers twice as many points on JetBlue purchases.
It's also worth noting that as a TrueBlue member, you'll earn at least 2 base points per dollar on JetBlue flights booked directly on top of the 3 points you'll earn through the card.
The TrueBlue program is revenue-based, meaning your points have a (mostly) fixed value.
That means you can redeem points for any seat, including JetBlue Mint seats, across JetBlue's entire route network and get a fairly consistent value from your points. The more a flight costs in cash, the more it will cost in points.
ZACH GRIFF/THE POINTS GUY
If you're like TPG credit cards editor Emily Thompson and love simplicity, this can be a benefit. Still, there typically aren't ways to get outsize value from your TrueBlue points — unlike other programs that use award charts or have dynamic award pricing.
Transferring points with the JetBlue Card
JetBlue partners with a handful of different airlines, but currently, you can only redeem TrueBlue points on four of them: Cape Air, Etihad Airways, Hawaiian Airlines and Qatar Airways.
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Additionally, while you can't redeem TrueBlue points for hotels or rental cars, you can redeem them for discounts on JetBlue Vacations.
Which cards compete with the JetBlue Card?
Several general travel cards compete with the JetBlue Card, including:
If you want more perks: The JetBlue Plus Card has a $99 annual fee and benefits like the first checked bag free, a 5,000-point bonus every cardmember anniversary year and more. You can also use the card's Points Payback feature to redeem points for a statement credit of up to $1,000 annually. To learn more, read our full review of the JetBlue Plus.
If you prefer Chase: The (see rates and fees) has a $95 annual fee and earns 5 points per dollar on travel booked through Chase Travel℠, 3 points per dollar on dining and 2 points per dollar on all travel not booked through Chase Travel, with a few more valuable earning categories as well. To learn more, read our full review of the Sapphire Preferred.
The JetBlue Card is a decent, albeit uninspiring, product for occasional JetBlue flyers who want to avoid an annual fee. However, most JetBlue loyalists will want to skip this card in favor of the JetBlue Plus Card. Even with an annual fee, the JetBlue Plus Card's list of more valuable benefits makes it the superior option.
Bottom line
If you want to earn JetBlue points without paying an annual fee, the JetBlue Card is a way to do so. Still, most JetBlue loyalists will get far more value from the JetBlue Plus Card instead.
Plus, keep in mind that you can also transfer points to JetBlue from most of the major transferable points programs, meaning you can rack up JetBlue points without having either of the JetBlue cards.
