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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Reviews
Amex EveryDay Preferred Credit Card review: Worth keeping for Amex points on groceries and gas
When Ryan worked as a TPG credit cards writer, he oversaw refreshes of card reviews and card offer stories. He enjoyed racking up cash back and helping readers maximize their points and miles for their next big trip.
also contributed to this story
February 7, 2025 • 9 min read
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The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: This is a recurring post, regularly updated with new information and offers.
Quick summary
A once-popular rewards card focused on everyday spending at supermarkets and gas stations is no longer open to new applicants but remains valuable for existing holders.
Cardholders can earn bonus points at U.S. supermarkets (up to a yearly cap) and gas stations, with the opportunity to boost earnings by making 30 or more purchases in a billing period (terms apply).
The card offers access to a major transferable points program, allowing points to be moved to various airline and hotel partners for potentially higher value redemptions.
While the card lacks premium travel perks, it includes standard protections and is best suited for those who can maximize frequent, small transactions.
What to consider
This product is closed to new applicants, so only existing cardholders can benefit from its rewards structure.
To unlock the 50% extra points bonus, at least 30 purchases must be made per billing period; otherwise, standard rates apply.
Points are generally most valuable when transferred to travel partners, with TPG's February 2025 valuations placing them at 2 cents each.
What you'll miss from the article
A detailed comparison of alternative rewards cards and strategies to maximize points through category bonuses and transfer partners.
Generated by AI with support from our editorial team.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
The Amex EveryDay® Preferred Credit Card from American Express remains a solid card that earns valuable Membership Rewards points. Though the card is no longer open to new applicants, those who hold it can earn bonus rewards on every dollar spent at U.S. supermarket purchases (up to $6,000 a year; then 1 point per dollar) and at U.S. gas stations. Card Rating*: ⭐⭐⭐
*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
This $95 Amex card no longer accepts new applicants; however, it's worth keeping around to earn Membership Rewards points across common bonus categories for a lower annual fee than other Amex options.
The information for the Amex EveryDay Preferred Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Amex EveryDay Preferred pros and cons
Pros
Cons
Solid earning rates
50% extra points on purchases if you use the card 30 or more times in a billing period (terms apply)
Access to American Express’s transfer partners
$95 annual fee
Not many premium benefits
Not open to new applicants
Amex EveryDay Preferred welcome offer
Because the EveryDay Preferred Card is no longer available to new applicants, there is no longer any welcome bonus associated with this product.
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However, if you're in the market for a card that earns Membership Rewards points, specifically on grocery purchases, you may be interested in the . For a higher $325 annual fee (see rates and fees), you can earn 4 points per dollar spent on up to $25,000 in purchases at U.S. supermarkets per calendar year, then 1 point per dollar spent.
With the 's welcome offer, you can find out your offer and see if you are eligible for as high as 100,000 Membership Rewards points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer. TPG's February 2025 valuations peg Membership Rewards points at 2 cents a piece, making this welcome offer worth up to $2,000.
As its name suggests, this is an everyday credit card, and its benefits reflect that — you’ll get access to Amex’s standard suite of card protections and not much else.
Generally, though, this card’s one standout benefit is its ability to earn extra points after making a certain number of transactions.
Enrollment is required for select benefits; terms apply.
*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.
Where the Amex EveryDay Preferred shines the most is its category spending bonuses. You can earn 3 points per dollar spent at U.S. supermarkets (up to $6,000 in purchases per year; then 1 point per dollar after that), 2 points per dollar spent at U.S. gas stations and 1 point per dollar on all other purchases.
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If you use the card to make 30 or more purchases in a billing period, you’ll get 50% extra points on all those purchases (less returns and credits). Terms apply.
So if you can hit that threshold, your earning rates will essentially jump to 4.5 points per dollar (9% return)* on U.S. supermarket purchases (up to $6,000 in spending per year), 3 points per dollar (6% return)* on U.S. gas station purchases and 1.5 points per dollar (3% return)* on everything else, which is terrific.
Very few cards on the market can match that earning rate for U.S. supermarket purchases — although keep in mind you will have to meet the minimum purchase requirement each billing period.
*Earning rates based on TPG’s February 2025 valuations.
Your Amex points can be used toward cash back, Amazon purchases, Uber rides, gift cards and more.
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However, we don’t recommend any of these redemption methods. You’ll generally get the most value from your Amex points by transferring them to a travel partner (see below).
The airline partners include at least one useful option in each major airline alliance — SkyTeam, Star Alliance and Oneworld — so you could be like TPG credit cards editor Emily Thompson and book a flight on almost any airline using points.
For instance, if you’d like to fly American Airlines business class to Europe, you could transfer points to Etihad Guest and book for 50,000 points each way. Amex also frequently runs transfer bonuses, so you could potentially get even more value from your points.
Which cards compete with the Amex EveryDay Preferred?
There’s no shortage of credit cards on the market with annual fees of $100 or less. If you don't already hold the Amex EveryDay Preferred, you'll have to consider one of its competitors.
If you prefer Citi: Get the (see rates and fees). For a $95 annual fee, you'll earn Citi ThankYou points across similar categories to the Amex EveryDay Preferred. You'll earn 10 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com, 3 points per dollar spent on air travel, other hotel purchases, restaurants, supermarkets, gas and electric vehicle charging and 1 point per dollar spent on all other purchases. To learn more, read our full review of the Citi Strata Premier.
If you prefer Chase: Go for the (see rates and fees). It earns 2 points per dollar spent on all travel not booked through Chase Travel℠ and 3 points per dollar spent on dining (including eligible delivery and takeout); both of those categories are very loosely defined. The Sapphire Preferred also provides more benefits to justify its $95 annual fee. To learn more, read our full review of the Chase Sapphire Preferred.
If you prefer cash back: Look into the . You’ll earn 6% cash back on groceries at U.S. supermarkets (up to $6,000 per year, then 1% thereafter), 6% back on select U.S. streaming services, 3% back at U.S. gas stations, 3% back on transit and 1% back on everything else. The card also has a $0 intro annual fee for the first year (then $95 each year thereafter; see rates and fees). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. To learn more, read our full review of the Blue Cash Preferred.
The Amex EveryDay Preferred is a good choice for a primary card if you already hold it and can manage to make several monthly transactions to qualify for the 50% extra points.
Although you don’t get the significant perks of some higher-end cards, you’ll have some solid category bonuses for everyday spending that will help you book your next trip quicker.
Bottom line
If you’re looking for a simple way to earn Membership Rewards points, the Amex EveryDay Preferred is a decent option if you're already a cardholder. You'll get rewarded for using the card frequently and earn points faster, getting you closer to your next redemption. If you don't make several purchases a month, another card is a better choice if you anticipate difficulty hitting that minimum transaction requirement for the 50% bonus.
