The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Advertiser disclosure
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
Credit card transfer bonuses (October): 50% bonus to Japan Airlines, 40% to Air France-KLM and more
Ben Smithson is a senior writer for TPG and is based in London. Originally from Australia and a qualified lawyer with a financial services background, he has almost a decade of experience writing about a broad range of travel and loyalty topics.
Augusta Stone is a credit cards writer for TPG. She joined the TPG team in 2023 and is excited to take points and miles beginners with her on a journey toward maximizing rewards.
also contributed to this story
October 20, 2026 • 15 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: This is a recurring post, regularly updated with new information and offers.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Related stories
Quick summary
Several loyalty programs are offering limited-time transfer bonuses, allowing members to receive extra miles or points when moving rewards to select airline or hotel partners.
Bonuses range from 15% to 100% and are available across various programs, including those linked to airlines, hotels and flexible rewards currencies.
Transfer ratios and bonus amounts vary depending on the program and, in some cases, the specific card used for the transfer.
It's generally advised to transfer points only when you have a planned redemption, as transfers are irreversible and award availability can change.
What to consider
Most transfer bonuses are available for a short period, with many ending by late October or mid-November.
Some bonuses require specific cards to unlock the highest transfer ratios or are tiered based on the amount transferred.
Points and miles values differ by program; for example, Capital One miles are worth 1.85 cents each and Citi ThankYou Rewards points are worth 1.9 cents each as of October 2026 per TPG's valuations.
What you'll miss from the article
A detailed, up-to-date list of current transfer bonus offers, including exact ratios, end dates and program-specific nuances to help maximize your rewards.
Generated by AI with support from our editorial team.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Transfer bonuses can offer lucrative opportunities to help you maximize your points and miles and work your way toward fantastic award redemptions. You can sometimes get significantly more value from your rewards by transferring them to an airline or hotel partner during one of these bonus periods.
Remember, though, that these are limited-time offers: You’ll need to act fast if you find one that suits your travel plans.
We’ve compiled transfer bonus updates for most major programs with transferable rewards to make it easier to track these offers. Just note that transfer bonuses are sometimes targeted, so some may not be available to you.
How to earn American Express Membership Rewards points
If you’re looking to earn more of these valuable points, the following American Express cards could prove useful additions to your wallet:
American Express® Gold Card: Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
American Express Platinum Card®: Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
If you’re looking to earn more transferable miles, the following Capital One cards are solid options to consider:
Capital One Venture Business: Earn 100,000 bonus miles after spending $10,000 on purchases in the first three months from account opening.
Capital One Venture Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening, plus receive a $300 credit to use on hotels and vacation rentals booked through Capital One Travel in the first cardholder year.
However, if you hold the Chase Air Canada Aeroplan® Credit Card (see ), you can receive a 10% bonus when transferring at least 50,000 Chase Ultimate Rewards points to Air Canada Aeroplan in a single transaction. This cardholder benefit is capped at 25,000 bonus Aeroplan points per calendar year and is available through Dec. 31.
As always, it’s best to transfer points only when you’re ready to book an award since transfers are irreversible and award availability can change quickly.
How to earn Chase Ultimate Rewards points
If you want to earn more Chase Ultimate Rewards points, the following Chase cards could make good additions to your wallet:
Chase Sapphire Preferred® Card (see ): Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
Chase Sapphire Reserve® (see ): Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
Ink Business Preferred® Credit Card (see ): Earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening.
Citi ThankYou Rewards is offering a 30% transfer bonus to Japan Airlines Mileage Bank and a 25% transfer bonus to Avianca Lifemiles through Oct. 24. Additionally, a tiered bonus of up to 35% in Avios when converting points to Qatar Airways Privilege Club is available through Oct. 31.
The Qatar Airways bonus is based on the number of Avios generated in a single conversion: 15% for up to 49,999 Avios, 25% for 50,000 to 99,999 Avios and 35% for 100,000 Avios or more. Qatar Airways says the bonus Avios will be credited by Nov. 30.
You'll only unlock the bonuses in their entirety if you hold the Citi Strata Elite℠ Card (see ), the Citi Strata Premier® Card (see ) or the Citi Prestige® Card (no longer available to new applicants). Other Citi cards do not unlock the full transfer ratios, so the transfers aren't as valuable.
The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
How to earn Citi ThankYou Rewards points
To earn more Citi ThankYou Rewards points, consider these Citi credit cards:
Citi Strata Elite Card: Earn 75,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
Citi Strata Premier Card: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.
TPG values Citi ThankYou Rewards points at 1.9 cents each, per our October 2026 valuations, and most transfers happen instantly.
Marriott Bonvoy members can receive 15% bonus Aeroplan points when converting Bonvoy points to Air Canada Aeroplan through Oct. 31. The usual ratio is 3 Marriott Bonvoy points to 1 Aeroplan point, so 3,000 Bonvoy points will produce 1,150 Aeroplan points with the bonus. The bonus may take eight to 10 weeks after the offer ends to post.
Marriott Bonvoy Bold® Credit Card (see ): Earn 45,000 bonus points after spending $1,000 on purchases in the first three months from account opening.
Marriott Bonvoy Boundless® Credit Card (see ): Earn three free night awards (valued at up to 50,000 points each) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases (through June 30, 2027).
Marriott Bonvoy Business® American Express® Card: Earn 100,000 bonus points and a free night award (valued at up to 50,000 points) after spending $8,000 on purchases in the first six months of card membership. Resort fees apply.
According to TPG’s October 2026 valuations, Marriott Bonvoy points are worth 0.75 cents each. Some airlines take a few days (or even weeks) to receive the points.
Wyndham Rewards is offering double United MileagePlus miles when members convert Wyndham points to United Airlines miles through Oct. 31. The usual 5:1 transfer ratio becomes 5:2, so 6,000 Wyndham points convert to 2,400 United miles. Transfers must be made in increments of 6,000 points, with a maximum of 60,000 points per transfer and 90,000 points in total under the offer.
Despite the enticing 100% bonus, this transfer may not make sense for most members. Based on TPG's October 2026 valuations, 6,000 Wyndham Rewards points are worth $33, while 2,400 United miles are worth $28.80. It could still be useful if your Wyndham points are nearing expiration or you need to top up your MileagePlus account for a specific redemption.
How to earn Wyndham Rewards points
To earn more Wyndham Rewards points, consider signing up for one of the following Wyndham cards:
Wyndham Rewards Earner® Card: Earn up to 75,000 bonus points: 30,000 bonus points after spending $1,000 on purchases in the first 90 days from account opening, plus 45,000 additional bonus points after spending $500 at Wyndham properties in the first 180 days from account opening.
Wyndham Rewards Earner® Plus Card: Earn up to 100,000 bonus points: 45,000 bonus points after spending $1,000 on purchases in the first 90 days from account opening, plus an additional 55,000 bonus points after spending $500 at Wyndham properties in the first 180 days from account opening.
Wyndham Rewards Earner® Premier Card: Earn up to 120,000 bonus points: 90,000 bonus points after spending $6,000 on purchases in the first 120 days from account opening, plus an additional 30,000 bonus points after spending $750 at Wyndham properties in the first 180 days from account opening.
Wyndham Rewards Earner® Business Card: Earn up to 100,000 bonus points: 45,000 bonus points after spending $3,000 on purchases in the first 90 days from account opening, plus an additional 55,000 bonus points after spending $500 at Wyndham properties in the first 180 days from account opening.
The information for the Wyndham Rewards Earner, the Wyndham Rewards Earner Plus, the Wyndham Rewards Earner Premier and the Wyndham Rewards Earner Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Rove is offering four transfer bonuses for October. Through Oct. 31, Rove members can receive a 50% bonus when transferring Rove miles to Japan Airlines Mileage Bank, a 40% transfer bonus when transferring to Air France-KLM Flying Blue and up to a 35% bonus when transferring to Qatar Airways Privilege Club, with the exact bonus determined as follows:
Transfer up to 49,999 Rove miles to receive 15% bonus Avios.
Transfer 50,000 to 99,999 Rove miles to receive 25% bonus Avios.
Transfer 100,000 Rove miles or more to receive 35% bonus Avios.
Rove is also offering a 20% transfer bonus to JetBlue TrueBlue through Nov. 14. During the promotion, 1,000 Rove miles will become 1,200 TrueBlue points.
How to earn Rove miles
We're excited about the "no credit card required" rewards program, Rove. You can book hotels and flights and shop online through the Rove portal; it lets you earn incredible amounts of transferable miles, including up to 54 miles per dollar spent on select hotels.
Rove now has more than 20 transfer options, including Japan Airlines Mileage Bank, Air France-KLM Flying Blue, Qatar Airways Privilege Club, Air Canada Aeroplan, Lufthansa Miles & More, Qantas Frequent Flyer and Virgin Atlantic Flying Club.
If you don't have any Rove miles, you can earn 1,500 miles at no cost right now just by signing up through this link. You can also earn an additional 5,000 miles when making your first hotel booking over $500 as a new user with the code "BRIANKELLY500."
We only recommend transferring points or miles if you have a short-term plan to use them. Transfers are irreversible, and you don’t want to be stuck with thousands of points or miles in a program you have little use for.
If you don’t have a specific redemption in mind but still want to earn points or miles, you’re likely better off earning rewards through card welcome bonuses and everyday spending.
We always recommend verifying award availability before transferring your rewards.
Bottom line
When a program with a transferable currency offers a transfer bonus, it’s important to run the numbers to determine whether it is worthwhile.
Generally, you won’t want to transfer your points or miles unless you have a specific redemption in mind. After all, a large part of the value of transferable points and miles comes from their flexibility, which you’ll give up when you convert them to a partner’s currency. However, a transfer bonus can help you get more value from your points and miles if you frequently use a partner program or plan to redeem them soon.
