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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
Is the Citi / AAdvantage Globe Mastercard worth the annual fee?
Augusta Stone is a credit cards writer for TPG. She joined the TPG team in 2023 and is excited to take points and miles beginners with her on a journey toward maximizing rewards.
May 29, 2026 • 7 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
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Quick summary
A new travel rewards card offers a range of perks tailored to frequent flyers with a $350 annual fee.
Key benefits include four annual airport lounge passes, credits for car rentals through a peer-to-peer platform, and flexible credits at select merchants.
Additional features are statement credits for inflight purchases, a Global Entry/TSA PreCheck credit every four years, and a free checked bag for the cardholder and companions on domestic flights.
Maximizing two or three of these benefits each year can help offset the annual fee, making the card appealing for those who regularly use these perks.
What to consider
The car rental credit applies only to a peer-to-peer platform and does not include rental car insurance coverage.
Inflight purchase credits are limited to domestic flights and exclude codeshare flights operated by other airlines.
Some credits are issued on a calendar-year basis, allowing potential double use in the first year if timed strategically.
What you'll miss from the article
A detailed breakdown of how each benefit can offset the annual fee and guidance on whether this card fits your travel habits.
Generated by AI with support from our editorial team.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
New applicants can earn 60,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.
American Airlines' Airbus A321XLR. SEAN CUDAHY/THE POINTS GUY
Per TPG's July 2026 valuations, this bonus is worth $840.
Still, you'll want to receive more ongoing value from your card to justify holding it year after year. Let's get into the annual benefits and see how they help reduce the effective annual fee.
Citi / AAdvantage Globe cardholders receive four Admirals Club airport lounge passes each year. One pass is required per adult; up to three children under 18 years old can join one adult on the same pass.
The annual fee can also be easier to justify by maximizing the Citi / AAdvantage Globe's Turo credit.
With this perk, you can receive up to $30 per Turo car rental, up to eight times per year, for a total of $240 each year.
Turo car rental. TARAH CHIEFFI/THE POINTS GUY
If you can get the full value of this credit, it helps cut the Globe's $350 annual fee by more than half. However, you'll have to book eight separate car rentals per year.
It's worth noting that Turo rentals are generally not covered by rental card insurance policies from credit cards, since it's considered a peer-to-peer car-sharing platform. Because of this, you likely wouldn't be able to use the Globe's rental car insurance on a Turo rental if something went wrong, which is a major protection gap to consider.
Still, if you enjoy renting from Turo, that $240 is solid value.
This benefit is worth up to $100 annually and allows you to choose two merchants from the following list:
1stDibs
AAdvantage Hotels
Future Personal Training
Live Nation (exclusions apply)
JORDI SALAS/GETTY IMAGES
This credit is issued on a calendar year basis, so if you apply for the card in the middle of the year, you could potentially double-dip in your first cardholder year to receive $200 in value.
This perk partially reduces the effective annual fee, though you'll want to stack it with another benefit to fully offset it.
With the Citi / AAdvantage Globe, you'll receive up to $100 in statement credits each calendar year on inflight purchases when you buy with your card on American Airlines flights.
Keep in mind the benefit applies only to domestic AA flights and is not available on codeshare flights operated by another airline.
And, since American Airlines has rolled out free Wi-Fi on many of its planes, the value of this perk isn't as great as it once was.
EMILIA WRONSKI/THE POINTS GUY
Like the Splurge Credit, this benefit is issued on a calendar-year basis. So, in your first cardholder year, you can potentially maximize your earnings by using it shortly after approval and again after Jan. 1.
This $100 benefit will help offset about a third of the $350 annual fee, so you'll want to stack it with another to get a full return on your annual fee.
Even if you have already signed up for Global Entry, you can share this benefit with someone who hasn't gotten it yet. Simply use your card to pay for anyone's application fees.
This perk helps justify a third of the card's $350 annual fee on its own.
Citi / AAdvantage Globe cardholders receive their first checked bag free on domestic American Airlines flights for themselves and up to eight companions traveling with them on the same reservation.
IAM ANUPONG/GETTY IMAGES
The quantifiable value of this benefit depends on how often you fly AA domestically and whether you have others checking one bag with you.
It costs $50 one-way to check a bag on American Airlines (or $45 if you pay online), so if you check a bag for at least seven flights in a year, you'll receive enough value to cover the cost of the Globe's $350 annual fee with this benefit alone.
If you're able to maximize at least two or three of the Globe card's perks each year, you can offset its $350 annual fee.
If you can redeem your AAdvantage miles at a high value, the annual fee can easily be worth it. If you rarely fly American Airlines or find the credits included on the Globe difficult to redeem, this card isn't worth it for you.
However, whether you're a frequent or occasional AA flyer, occasional Admirals Club lounge guest or someone who can use up multiple statement credits, this card could be a great choice. Consider your travel habits and preferences to see if that $350 is worth it.
