The Chase Sapphire Reserve® (see ) is Chase's flagship personal card. It offers a plethora of benefits, including a flexible $300 travel credit and up to $300 annually for StubHub purchases (activation required).
One of its most compelling perks is its welcome bonus: Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
According to TPG's June 2026 valuations, that's worth $2,050, making it one of the most valuable credit card welcome offers around.
Given how much you can get out of 100,000 Ultimate Rewards points, you don't want to miss out by not knowing one of Chase's application rules.
Here's what you need to know about eligibility for the welcome bonus on the Chase Sapphire Reserve.
Am I eligible for the Chase Sapphire Reserve's welcome bonus?
The biggest and arguably most important rule to keep in mind with Chase is its 5/24 rule. This rule states that anyone who has opened five or more new credit cards in the past 24 months will likely be declined for a Chase card.
Chase typically doesn't include business cards in your 5/24 count, so keep that in mind.
In addition, there are a few Sapphire family-specific rules to be aware of:
- You can't currently have a Sapphire Reserve card open.
