Rewards Rates

2%

2% cash back on every purchase

5%

5% cash back on hotels and rental cars booked through Capital One Business Travel

Intro Offer

Earn $2,000

Earn $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year

Introductory Purchases APR

N/A

Ongoing Purchases APR

25.74% (Variable)

Introductory Balance Transfer APR

N/A

Ongoing Balance Transfer APR

N/A

Ongoing Cash Advance APR

N/A

Ongoing Penalty APR

None

Annual Fee

$150

Recommended Credit

More Details

• Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months
• Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
• Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
• Enjoy big purchasing power so you can spend more and earn more rewards. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
• Streamline your accounts payable process, employee spending, and more from your online account with free business management tools
• Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards
• $150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year
• Your card is designed to be paid in full. However you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
• For businesses that need large spending capacity and want to maximize cash back
• Top rated mobile app