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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Augusta Stone is a credit cards writer for TPG. She joined the TPG team in 2023 and is excited to take points and miles beginners with her on a journey toward maximizing rewards.
July 30, 2026 • 8 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
A mid-tier airline card currently offers a substantial intro bonus and a companion fare benefit, appealing to frequent Alaska Airlines and Hawaiian Airlines travelers as well as those booking with Oneworld partners.
The bonus is valued at $1,184 per TPG's July 2026 valuations, with points redeemable for a range of domestic and international flights, including premium cabins.
The companion fare can be used for one-way or round-trip travel, with flexibility on who travels, and is available as both a welcome and recurring anniversary benefit for qualifying spend.
Cardholders also receive a discount on Alaska Lounge+ membership, free checked bags and preferred boarding, though the card does not include airport lounge access or travel protections.
What to consider
Eligibility for the bonus is subject to specific application restrictions, especially for those with multiple recent new accounts.
The companion fare requires payment of taxes and fees starting at $23 and must be redeemed within a year of issuance, though travel can occur after expiration.
Points are valued at 1.55 cents each as of July 2026 per TPG's valuations, and cardholders must spend a set amount annually to earn the recurring companion fare.
What you'll miss from the article
A detailed breakdown of maximizing the bonus, redemption examples with partner airlines and a comparison to similar airline cards.
Generated by AI with support from our editorial team.
Update: Some offers mentioned below are no longer available. View the current offers here.
Atmos Rewards offers fantastic value to Alaska Airlines and Hawaiian Airlines flyers, but I love this loyalty program for its attractive award rates with Oneworld partners, such as American Airlines, Japan Airlines and Qantas.
The Atmos™ Rewards Ascent Visa Signature® credit card is an excellent airline card to earn Atmos Rewards points. Its current welcome offer for new cardholders is especially compelling: earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $2,500 on purchases in the first 90 days from account opening.
With this solid welcome bonus on the Atmos Rewards Ascent, you may be wondering just how good it is. Here's my take on this offer, how to maximize the bonus and who's best suited for it.
How common is this offer on the Atmos Rewards Ascent?
The Atmos Rewards Ascent card is about a year old, but we’ve already seen several welcome offers.
Previous bonuses have ranged from 60,000 to 80,000 points, often paired with a $99 Companion Fare (plus taxes and fees from $23). Some also included a future flight discount code, though those offers required higher spending.
400TMAX/GETTY IMAGES
The current offer of 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $2,500 in the first 90 days from account opening stands out for its low minimum spending requirement.
Now is a great time to apply if you want to earn the bonus quickly, since the spending requirement is relatively easy to meet for the value you’ll receive.
Who is eligible for the welcome bonus on the Atmos Rewards Ascent?
The Atmos Rewards Ascent card is issued by Bank of America. As a result, you'll be subject to Bank of America's application restrictions when you apply for the card.
Bank of America doesn't have any published rules regarding how many total cards you can have. However, applicants with a Bank of America deposit account may be denied if they’ve opened seven or more cards across all issuers in the past 12 months, while those without one may be denied after opening three or more cards in that time frame.
CLINT HENDERSON/THE POINTS GUY
However, as long as you are approved, Bank of America has not specified any card-specific rules restricting welcome bonus eligibility on the Atmos Rewards Ascent. As long as you are a new cardholder opening a new account, you should be eligible for the current bonus.
How much are 70,000 Atmos Rewards points plus a $99 Companion Fare worth?
The 70,000 bonus points on the Atmos Rewards Ascent card's welcome offer are worth $1,085, per TPG's July 2026 valuations. When you combine this with the $99 Companion Fare, the bonus totals $1,184.
BEN SMITHSON/THE POINTS GUY
There are many ways to maximize your Atmos Rewards points. Here are some examples of flights you can book with the program's partners to inspire your next redemption:
Fly in Japan Airlines' business class from Seattle-Tacoma International Airport (SEA) to Tokyo's Narita International Airport (NRT) from 60,000 points each way.
Travel in Hawaiian Airlines' business class from San Francisco International Airport (SFO) to Honolulu's Daniel K. Inouye International Airport (HNL) from 40,000 points each way.
The companion fare offered on the Atmos Rewards Ascent card's bonus is fantastic for travelers who plan to fly Alaska or Hawaiian with a friend or family member.
You'll have a year after you earn the companion fare benefit to use it for a one-way or round-trip flight. The companion fare must be redeemed by 11:59 p.m. PT on the expiration date, though the travel can be completed after that expiration date.
The benefit also carries some additional restrictions and important details, as laid out on the Atmos Rewards companion fare FAQ page:
Both the primary ticket holder and the companion must be booked on the same itinerary at the same time.
Both travelers earn Atmos Rewards points on the flights.
The certificate is valid only for saver or main cabin travel, though the tickets are eligible for upgrades.
You do not have to be one of the travelers using your companion fare; however, you must use your Atmos Rewards card to pay for the tickets.
You will pay taxes and fees starting at $23 (depending on your flight itinerary).
SEAN CUDAHY/THE POINTS GUY
Carly Helfand, TPG's director of site content strategy, once used the Ascent's Companion Fare to take a last-minute trip to Chicago with her husband. Two round-trip flights from Portland International Airport (PDX) in Oregon to Chicago's O'Hare International Airport (ORD) cost $543 each. But with the Companion Fare, Carly paid $680 for both tickets, saving $406.
This companion fare is also an recurring anniversary benefit you can unlock by spending on the Atmos Rewards Ascent. If you spend at least $6,000 on your card in the prior anniversary year, you'll earn an additional companion fare on your account anniversary to be used in the following year.
Net first-year value breakdown: Atmos Rewards Ascent
If you get approved for the Atmos Rewards Ascent card, earn its welcome bonus and maximize its perks, you can expect to receive $1,189 in net first-year value.
Here is how this breaks down:
Welcome bonus value: $1,184, per TPG's valuations (points and companion fare benefit combined)
Alaska Lounge+ membership discount: $100 off an annual Alaska Lounge+ membership (which normally costs $795 per year) when you pay with this card
Is the Atmos Rewards Ascent's 70,000-point bonus and $99 Companion Fare one of the best deals ever?
If you're into collecting Atmos Rewards points, the current offer on the Atmos Rewards Ascent card is worth your strong consideration. The combination of 70,000 points and a $99 Companion Fare (plus taxes and fees from $23) for a $95 annual fee (relatively low in the mid-tier airline card landscape) makes this an especially compelling time to apply.
CLINT HENDERSON/THE POINTS GUY
Even beyond the strong welcome offer, there are five other reasons why I recommend the Atmos Rewards Ascent to multiple types of travelers:
Annual companion fare: As mentioned above, you can earn a $99 Companion Fare (plus taxes and fees from $23) upon each account anniversary, as long as you spend at least $6,000 on purchases with your card in the prior anniversary year.
Good earning rates in multiple categories: The Atmos Rewards Ascent earns 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases, and 2 points per dollar spent on cable, electric vehicle charging, gas, local transit, ride-hailing services and select streaming services. Cardholders with an eligible Bank of America account also receive a 10% bonus on all points earned.
High-value rewards: Atmos Rewards points are valuable and can be used to book a variety of itineraries around the world with Alaska, Hawaiian or one of its partners.
Low annual fee: This card charges a $95 annual fee, making it among the most affordable airline cobranded cards on the market.
There are many reasons to love the Atmos Rewards Ascent card as an Alaska Airlines or Hawaiian Airlines flyer, but it can also provide excellent value to anyone looking to book Oneworld award flights.
With ongoing benefits to enjoy with the card, its current offer just may be enough to tip the scales for many potential cardholders.
We don't know when this offer will end, so if you've ever considered applying for the Atmos Rewards Ascent, now may be a good time to apply — especially considering the low minimum spending requirement to earn the bonus.
Apply here: Atmos Rewards Ascent Visa Signature credit card
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
