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At a glance

Rewards Rates

9X
Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
2X
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Intro Offer

Earn up to 60,000 points

Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Ongoing Purchases APR

19.24% - 27.74% Variable

Ongoing Balance Transfer APR

19.24% - 27.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

$95

Recommended Credit

Good Credit, Excellent Credit

More Details

  • Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
  • Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.

At a glance

Rewards Rates

9X
Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
2X
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Intro Offer

Earn up to 60,000 points

Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Ongoing Purchases APR

19.24% - 27.74% Variable

Ongoing Balance Transfer APR

19.24% - 27.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

$95

Recommended Credit

Good Credit, Excellent Credit

More Details

  • Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
  • Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
  • Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
  • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
  • Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • Member FDIC
at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Our Take

TPG Editor's Rating
Star 1Star 2Star 3Star 4Star 5
4 / 5

Overview

The World of Hyatt Credit Card stands out by pairing one of the industry's most valuable hotel loyalty rewards programs with benefits that are easy to maximize. From its annual free night certificate to automatic Discoverist status, the card delivers meaningful ongoing value for travelers who regularly stay at Hyatt properties, while making it easier to earn rewards toward future stays. (Partner offer)

Read the full review

Pros

  • Annual free night stay after each card anniversary
  • Automatic World of Hyatt Discoverist elite status
  • Up to 9 points total per dollar spent on Hyatt hotels and resorts, including participating restaurants and spas
  • Ability to earn an additional free night award and higher elite status with certain spend thresholds

Cons

  • $95 annual fee
  • Limited number of Hyatt hotels globally compared to other large hotel brands

Who is this card good for?

Travelers who stay at Hyatt properties even just a few times a year can get significant value from the World of Hyatt Credit Card. Automatic Discoverist status, an annual free night certificate and opportunities to earn additional free nights through spending make it a rewarding companion for both occasional and frequent Hyatt guests.

Earning rewards

Earn 4 points per dollar spent on purchases at participating Hyatt properties (stacks with the points that World of Hyatt members earn on Hyatt properties) and 2 points per dollar spent on direct airfare purchases, restaurants, local transit and commuting (including ride-sharing services), fitness clubs, and gym memberships. Earn 1 point per dollar on other eligible purchases.

Earn up to 60,000 points

Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

at Chase's secure site.
Terms & restrictions apply. See rates & fees.
  • Rewards Rates

    2 - 9X points

  • Annual Fee

    $95

  • Regular APR

    19.24% - 27.74% Variable

  • Recommended Credit

    Good Credit, Excellent Credit

at Chase's secure site.
Terms & restrictions apply. See rates & fees.
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