If you’re a small business owner or sole proprietorship that wants to take advantage of a 0% intro APR period and doesn’t spend a ton on expenses, this card could be a good option for you. 0% APR on purchases and balance transfers transfers for 12 months from date of account opening, then a variable rate, 14.74%-20.74%, based on your creditworthiness and other factors as determined at the time of account opening. The rewards earning is super simple – 2 points for every dollar you spend up to $50,000 annually (then 1x).
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