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At a glance

Rewards Rates

4% and 5%
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3%
3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2%
2% cash back on all other purchases from Costco and Costco.com
1%
1% cash back on all other purchases

Ongoing Purchases APR

18.74% - 26.74% (Variable)

Ongoing Balance Transfer APR

18.74% - 26.74% (Variable)

Ongoing Cash Advance APR

28.74% (Variable)

Ongoing Penalty APR

Up to 29.99% (Variable)

Annual Fee

$0

Recommended Credit

740-850Excellent

More Details

  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.

At a glance

Rewards Rates

4% and 5%
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3%
3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2%
2% cash back on all other purchases from Costco and Costco.com
1%
1% cash back on all other purchases

Ongoing Purchases APR

18.74% - 26.74% (Variable)

Ongoing Balance Transfer APR

18.74% - 26.74% (Variable)

Ongoing Cash Advance APR

28.74% (Variable)

Ongoing Penalty APR

Up to 29.99% (Variable)

Annual Fee

$0

Recommended Credit

740-850Excellent

More Details

  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
at Citi's secure site.
Terms & restrictions apply. See rates & fees.

Our Take

TPG Editor's Rating
Star 1Star 2Star 3Star 4Star 5
3 / 5

Overview

This card offers elevated cash back rates on Costco purchases and in popular categories, including gas stations, restaurants and travel, plus a flat rate of 1% for every dollar spent on all other purchases. Costco members will enjoy the fact that this card doubles as their membership ID and that adding authorized users is free of charge.

Read the full review

Pros

  • No annual fee
  • Generous earning rates in popular categories
  • No foreign transaction fees
  • No fee to add an authorized user

Cons

  • You cannot get this card unless you’re a Costco member
  • Cash back can only be redeemed in the form of a reward certificate once per year

Who is this card good for?

This card is only available to those who already have a Costco membership. If that’s the case, this card can provide lucrative savings for no additional annual cost. If you already shop at Costco, adding this card to your wallet can help you earn cash back faster, just remember that you’ll only be able to access your cash back rewards once a year when you receive your annual reward certificate.

Earning rewards

Costco Anywhere Visa cardholders earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and EV charging purchases (on up to $7,000 in combined spend per year; then 1%), 3% back at restaurants and on eligible travel purchases, 2% cash back on in-store and online Costco purchases and 1% on all other eligible purchases.

at Citi's secure site.
Terms & restrictions apply. See rates & fees.
  • Rewards Rates

    1 - 5% cash-back

  • Annual Fee

    $0

  • Regular APR

    18.74% - 26.74% (Variable)

  • Recommended Credit

    Excellent

at Citi's secure site.
Terms & restrictions apply. See rates & fees.
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Costco Anywhere Visa® Card by Citi
Costco Anywhere Visa® Card by Citi
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Costco Anywhere Visa® Card by CitiCostco Anywhere Visa® Card by Citi
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