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At a glance

Rewards Rates

5X miles
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X miles
Earn unlimited 2X miles on every purchase, every day

Intro Offer

Earn 75,000 miles

Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening

Introductory Purchases APR

N/A

Ongoing Purchases APR

19.49% - 28.49% (Variable)

Introductory Balance Transfer APR

N/A

Ongoing Balance Transfer APR

19.49% - 28.49% (Variable)

Ongoing Cash Advance APR

28.49% (Variable)

Ongoing Penalty APR

None

Annual Fee

$95

Recommended Credit

670-850Excellent, Good

More Details

  • Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day

At a glance

Rewards Rates

5X miles
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X miles
Earn unlimited 2X miles on every purchase, every day

Intro Offer

Earn 75,000 miles

Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening

Introductory Purchases APR

N/A

Ongoing Purchases APR

19.49% - 28.49% (Variable)

Introductory Balance Transfer APR

N/A

Ongoing Balance Transfer APR

19.49% - 28.49% (Variable)

Ongoing Cash Advance APR

28.49% (Variable)

Ongoing Penalty APR

None

Annual Fee

$95

Recommended Credit

670-850Excellent, Good

More Details

  • Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app
at Capital One's secure site.
Terms & restrictions apply. See rates & fees.

Our Take

TPG Editor's Rating
Star 1Star 2Star 3Star 4Star 5
4.5 / 5

Overview

If you’re looking for a credit card that provides simple ways to earn rewards and plenty of ways to redeem them, look no further than the Capital One Venture Rewards card. Cardholders can transfer points to 15-plus transfer partners and use miles to pay for travel purchases. (Partner offer)

Read the full review

Pros

  • Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening.
  • You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
  • Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners

Cons

  • Highest bonus-earning categories only on travel booked via Capital One Travel

Who is this card good for?

This card is a great pick for beginners and points and miles experts alike. Since this card earns miles at a fixed rate, it’s easy for beginners to build up a stash of rewards. Those with a bit more experience who are looking for a fixed rate card can easily use the Capital One Venture Rewards card to cover miscellaneous travel purchases or gain the ability to leverage Capital One’s transfer partners.

Earning rewards

The Capital One Venture Rewards card is one of the most valuable rewards cards for everyday spending. It earns 2 miles on every dollar spent, and based on TPG’s valuations, you’re receiving 1.85 cents for every dollar. You can redeem miles by transferring them to any of Capital One’s 15-plus transfer partners of hotels and airlines. You can also redeem them for 1 cent each as a statement credit for any travel-related purchases made in the last 90 days.

Earn 75,000 miles

Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.
  • Rewards Rates

    2 - 5X miles

  • Annual Fee

    $95

  • Regular APR

    19.49% - 28.49% (Variable)

  • Recommended Credit

    Excellent, Good

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.
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Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
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