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The Top Reasons To Get Bluebird from American Express

by on February 6, 2014 · 110 comments

in American Express, Amex Bluebird

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The Bluebird from American Express is a checking account/debit card alternative with a lot of great features that can save you money and earn points in the process, and for all you new readers out there, I thought it was about time for a quick refresher post on Bluebird and all the ways it can help you maximize your points – especially as tax season approaches.

There are several ways to fund your Bluebird account including direct deposit, cash deposit refills at Walmart, and also by buying Vanilla Reloads cards that some merchants (like CVS, 711 and Walgreens) allow you to purchase with points-earning credit cards.

While there is a $3.95 fee for Vanilla reloads of up to $500, you can earn a minimum of 500 points if you purchase them with a points-earning credit card. In other words, for every  $1,000 you are spending on Vanilla Reloads, you’re paying $7.90 in fees – so you are essentially you are “buying” miles for less than 8/10th of a cent each. If those points are super valuable like Starwood Preferred Guest points, or United miles, which you can easily redeem for values well over 2 cents each, you are coming out way ahead.

As you can read below, there are a number of uses for the Bluebird card such as paying bills that you normally can’t use a credit card for, like rent, car payment or a mortgage. So without further ado, here are the top reasons you should have an Amex Bluebird card.

Bluebird is free to

The Bluebird fee chart.

1. It Is Easy: Bluebird’s motto is, “Loaded with features. Not fees.” That includes no charges for opening an account online, overdraft, inactivity, card replacement, foreign transactions, and no annual or monthly fees – you can’t get easier than that.

To sign up for the card, visit the Bluebird site and click the button to “Register Now.”  You will be brought to a registration form asking for your information to create an account. After you register online you will receive a permanent Bluebird card in 7-10 business days, which you must activate within a certain period.

You can also buy a temporary Bluebird card starter kit at Walmart for $5 that you can fund with up to $500 using a debit card and then will have to register the card on Bluebird.com. Since it’s not necessary to have the temporary card, I would recommend just signing up directly on the site. Another way to sign up is to download the Bluebird Mobile App on your smartphone and register through there.

2. No Credit Check: Passing a credit check can sometimes be as nerve-racking as taking an exam or a driving test, but because the Bluebird is a checking account/debit card alternative, it does not require a credit check. When registering for an account the only information you need to provide is your first name, last name, address, email, and phone number. Your social security number is not even requested.

Bills can easily be paid with the Bluebird.

Bills can easily be paid with the Bluebird.

3. Bill Pay: The Bluebird allows you to pay bills, from rent to a car payment, with no fees, stamps or headaches, either on their website or smartphone app. One of the pitfalls of points-earning cards is that you can’t always use them to pay certain kinds of bills like mortgage, car or utilities, or if you can, you can incur large fees. However, with the Bluebird bill pay service, you can either choose from a list of pre-established merchants/payees, OR you can add a payee of your own. Once you submit your payment a paper check will be on the way to your payee and usually will be received within 5-7 business days. Be sure to note that bill pay payments are limited to $10,000 per month (or $5,000 to non-registered payees).

Checks can be written of up to $5,000.

Checks are free from now until August 13, 2013.

4. Check Writing: Bluebird often runs promotions for free checks and all shipping fees waived. These checks come in books of 50 ($19.94 + $5.94 shipping) or 100 ($26.94 + $6.94 shipping) usually. You order these books by logging into your account, clicking on the “My Account” tab and then selecting “Order Checks.”

There is a little bit of a process to writing a check from Bluebird which includes pre-authorizing the amount online in your account and getting an authorization code which you need to write onto the check itself. When you spend $2,000 or more that authorization can take about 2 business days, so you need to plan ahead in some cases. Still these checks are useful tools for most of us since instead of using the card’s Bill Pay function, you can now also just write the check yourself for whatever bill you are paying.

5. Cash Withdrawal: Because the Bluebird works like an ATM card, you can put value on the card then withdraw it as cash without an ATM fee if you have direct deposit linked to your account. Otherwise it’s $2 per withdrawal. Then you can use that to pay for whatever you want. Withdrawals can be made at any ATM that accepts American Express Cards, including over 22,000 MoneyPass ATMs. There is a daily maximum of $500 or $2,000 per month.

The Bluebird can be used to pay your taxes.

The Bluebird can be used to pay your taxes.

6. Pay Taxes: April 15 is many people’s most dreaded day of the year, and although the Bluebird won’t keep the IRS off your back, it will make paying the taxman less painful. Just like any other bill, your Bluebird can be used to pay taxes and you get hit with lower fees (like $3-4 rather than 2-3% of the transaction) than you would using a credit card. It can also be used as an account to deposit your Federal tax refund as long as the information on your return, including your Social Security Number, matches that on file. There is a limit of two tax refunds per calendar year per Bluebird Account. For more, see this post on Maximizing Points on Tax Payments.

Vanilla Reload cards can be used to fund prepaid cards like the Amex Bluebird.

Vanilla Reload cards can be used to fund prepaid cards like the Amex Bluebird.

7. Category Spending Bonuses: Another great asset is the category spending bonuses, such as the ability to earn multiple points per dollar at drugstores on various credit cards when using them to charge reload cards to fund your Bluebird account.  Current locations to buy Vanilla Reloads can be found here. Take an inventory of the point earning cards you have and what the category spending bonus is on each so you can get the most points for your purchase when buying the reload cards.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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  • Eric L.

    You can also withdraw directly to a linked bank account online

  • Jon

    A few questions:

    1. When you use Bill Pay to pay off a credit card, are they actually mailing a check to the credit card company or is it an ACH transfer?

    2. I reading about accounts getting shutdown. How can you avoid this?

    3. Can you buy Vanilla reloads with a credit card at 7/11 anymore?

  • AYD

    The Bluebird Account does in fact require your Social Security Number to register.

  • Mark Fink

    How does this compare to Amazon payments? I think with Amazon, there are no fees at all, and you can set up just about anyone as a payee.

  • bill

    i’m a little confused. Where do the points come from in the Bluebird account?……the Vanilla reloads only?

  • Santastico

    Can I have a direct payment on a Bluebird account? For exemple, can I set it up so that my mortgage is deducted automaticaly from my Bluebird account? Most of my auto payments are set up so mortgage, auto leasing, etc… comes off my bank account directly without me having to send them a check.

  • Ethan

    I have tried to purchase vanilla reloads at both 7/11 and duane reade in NYC and have had exactly zero luck with using my credit card. They all seem to require cash. Has anyone had any better luck, either in NYC or LA?

  • brian

    @Eric Can and should are 2 different beasts. @Jon check FT threads for your answers, they’ll be far more detailed and comprehensive in the answers already noted there.

  • thefonz

    you know you can also do an ACH transfer from your bluebird directly back into your bank account.. this check-writing, etc… has no point, just use your real bank account

  • Leo

    Most places don’t let you buy Vanilla Reload Cards with credit cards.

  • Eric L.

    Are you saying you shouldn’t directly withdraw?

  • Bill

    what do you mean no credit cards to buy Vanilla reloads? .. I thought that was the whole point, to get the points.

  • anon

    yes

  • T Blood

    I recently travelled to Europe and only found out after I got there that our local bank had dropped it’s partnerships allowing us to withdraw cash with our ATM card outside North America. (This was surprising because they didn’t mention this when we called to notify them we were traveling and would be using the card to get cash.) So, I’m looking for a debit card that will allow me to withdraw cash in Europe. Is this possible with Bluebird?

  • JHAUP

    Once I buy the VRs and load them, how do these transactions appear in my statements from the different stores, where they can be purchased (mainly CVS and Walgreens). I know at CVS they show up as normal merchandise transactions. How do the transactions appear at Walgreens, Valero, Dollar General, etc…? I know VR purchases appear as cash advance transactions from some distributors, just not sure which ones. Also, is it possible to buy them online?

  • SamL

    You can set up electronic payments to your mortgage company, but not automatic payments. You still have to log in each month and initiate the payment.

  • Ron

    Can you have more than one Bluebird account?

  • FlyingJoey

    I’m already at vanilla reload limit for the Feb. :( I wish I could have 2 or 3 Bluebirds.

  • FlyingJoey

    ACH

  • Gary72

    CVS has worked in southern California.

  • FlyingJoey

    Ethan, my friend who lives in Manhattan comes into Hoboken to get her vanilla reloads. CVS allows you to buy up to 2500 per day in reloads.

  • NguyenVanFalk

    Why wouldn’t I just buy Amex gift cards with a points-earning credit card, use them in lieu of my debit card, then subsidize these purchases with money from my existing bank account? Seems a lot easier than shlepping to a drug store to try and buy Vanilla reloads with a credit card. Or are gift cards also regulated as closely as VRs?

  • Abhi

    Any one tried Bluebird as Direct Deposit account in Amazon Payment…??

  • Jasmine

    Be careful with amazonpayments. They will shut you down fast if it looks suspicious and lock your funds for 90 days per terms.

  • soren

    I only see 8 reasons…. not 10.

    You need SSN to sign up. I have been eying this for months, but there is nowhere locally that even sells Vanilla reloads. (Oregon)

  • soren

    Error – Article does not state TEN reasons… I misread.

  • LAKnight

    Can you use Amex gift card on paying bills that you normally can’t use a credit card? (ex. mortgage payment, auto load, and etc…)

  • NguyenVanFalk

    You can’t. I currently use the BofA Alaska Airlines debit card to get miles for my bill payments. But that’s ending in May, so good point, that could be an advantage of Bluebird.

  • LAKnight

    We have been talking about Bluebird and VRs. Does anyone have any luck on loading BlueBird with Green Dot – Money Pak? I would say 25% of CVS in Southern Cal have VRs available, and 75% CVS in S. Cal don’t.
    However, I see all CVS in S Cal have Green Dot – Money Pak available.

    Anyone?

  • Holly O

    I just got off the phone with Bluebird because they flagged my account. The woman said they are no longer allowing you to load money into Bluebird using Visa gift cards or Vanilla Reloads. They removed my Visa gift card from the account. I think they are onto the game and are doing what they can do shut it down.

  • Jessica

    What’s the point of using bluebird to pay mortgage, etc if miles are earned on reloads already? Certainly there are ways to spend down the balance in bluebird by paying down credit cards that bought the reload cards.

  • Jimmy J

    Hi,
    I need a FIRM answer, can you or can you NOT buy vanilla reloads with credit cards?? I want to get the CITI 100,000 mile bonus card – and was planning on using vanilla card to meet me spending ($10,000).

  • LAKnight

    Cuz you can’t just use VR cards to pay mortgage. You will need to convert your VR cards into actual cash and BlueBird is the only option. Hope it clarifies.

  • LAKnight

    Depends on where you live. In Southern Cal, you may buy VR from “some” CVS stores with credit card. Some CVS don’t even have VR card for
    selling.

  • shonuffharlem

    I thought CVS limit was 5,000 a day with Drivers License?

  • FlavCity

    Here is ur firm answer….IT DEPENDS WHERE U BUY THEM! CVS allows u to buy using credit card…walgreens and 7/11 cash only

  • FlyingJoey

    I was told that limit was 2,500. The system does automatically ask for a drivers license on the second vanilla card. I usually charge 2k per visit.

  • Jessica

    What I meant is there’s no difference in writing a check via bluebird or a check via your bank. The points were already earned when the reload cards were purchased. Am I missing something?

  • Kent C

    I think debit cards have been an issue with Bluebird but not VRs. Might just be your account she was talking about.

  • Jake J.

    You are correct that you earn the points once you by the reload cards. The reloads are loaded to your Bluebird account. Now you have money sitting in your Bluebird account for you to use however you want. I just write the check from Bluebird to pay rent because I’m in effect earning points paying my rent. You don’t get anything for just writing the check from your bank account. What would you do with the Bluebird/Reload funds otherwise?
    If I just confused you further, let me know!

    Ignore everything I said if the above poster “thefonz” is correct that you can just transfer the Bluebird funds straight into your bank account. I don’t know if that is true/allowed.

  • dee seiffer

    No. You cannot load Green Dot- Money Pak into Bluebird. You can load them into an “Account Now” account, with is similar. However, good luck finding a store that will sell you Green Dot cards with a credit card. Most don’t.

  • - -

    The good:

    -Lotsa points
    -Pre-authorized makes checks “unbounceable”

    The bad:

    -No outbound ACH
    -No recurring payments
    -Multiple Walmart runs needed to load for big payments (rent)
    -Long hold times and dopey CSR’s (they did give correct info tho)
    -They fraud-freak easy

    I don’t do the VR thing namely because I haven’t found a CC4VR venue in Washington, DC area. Perhaps if there’s a list maintained I would. Delta Dawn (Suntrust) is my points-earning sow. So far, so good, but increases in limits would make life much easier.

  • dee seiffer

    It is true. I max out my Bluebird deposit each month with VRs. Pay my mortgage, utilities and transfer the balance to my regular checking account and pay the credit card bill from my regular checking account.

  • dee seiffer

    My last $500 VR card got flagged this month when I tried to load it into my Bluebird acct. I called Amex and the person with a difficult to understand accent said it was because I was so close to my $5000 max. That has never happened to be before and I’ve had a Bluebird acct for many months.

  • dee seiffer

    Hubby, all 5 of my young adult children and I each have our own Bluebird accounts. Anyone else in your household over 18?

  • dee seiffer

    The national CVS policy is $5000/person/day. Their system will stop accepting cards after you get to $5000 for the day. So, you can’t go to a different store to get more on the same day.

  • Jessica

    Thanks Jake. I think I get it.

    The only point I would disagree on is writing a check from bluebird to pay rent in effect equates to earning points paying your rent because that would be double counting. The points were already earned when the VR were purchased and spending down the bluebird account earns no further points.

  • dee seiffer

    Why multiple Walmart runs? Aren’t you loading on-line?
    And, yes, they do send ACH payments to vendors in their system. My mortgage payment and utilities go ACH and are credited to my accounts the next day.

  • yourPFpro

    How do you load bluebird online with prepaid gift cards?

  • Mark Freeman

    Using reloads to hit promo spend limits makes sense. Are there cards that the earn value exceeds the cost of the reload cards to make this a valuable strategy outside of promotions?

  • Holly O

    She specifically said that BB will not be accepting ANY form of prepaid card as funding source, only legitimate debit cards linked to an actual bank. She asked what bank had issued my debit card and proceeded to call the “bank” to verify it is a debit card and not prepaid. When she came back on the line she said that my card is a prepaid card and proceeded to blacklist the card from being used as a funding source. This scheme will probably continue to work for some, but I suspect the VR/Visa GC/BB is coming to an end.

  • dee seiffer

    Vanilla Reload cards are loaded into Bluebird on-line.
    If you load prepaid gift cards at Walmart, can you load Amex gift cards into Bluebird?

  • - -

    Online loads are limited to a paltry $100/day, so I must go to Walmart twice to load $1000, and in addition do an online load for $100 then one for $60. I have a monthly bill that is $2160 that requires a fairly quick turnaround.

    As for ACH, it’s the “in their system” part, or rather “not in their system” part, that’s the issue. Baltimore Gas and Electric, for example, is not in their system, thus, though I can add them as a manual bill pay, it mails a check rather than allowing me to put routing info in BG&E directly (and thereby allowing recurring also). I naively added that info to BG&E and it failed. So, all in all, it’s a lot of points, and a lot of work (for me anyway).

  • yourPFpro

    Don’t think you can do amex cards, but you can do visa/mc prepaid cards as long as there’s a debit card

  • dee seiffer

    Thanks. It would be nice to use cards with no fees. Oh well.

  • Anon

    The terms state “Purchases to meet the spend requirement do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler’s checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents.”

    Does this mean I can not use VR to reach my spend requirement? This is for Amex Delta Skymiles.

  • thepointsguy

    1) ACH
    2) I haven’t had my account shutdown, nor know anyone personally who has. If you use it for legit reasons
    3) Not sure- I buy mine at CVS’ across the country

  • thepointsguy

    Using it to pay actual bills will likely help you not get shut down so it doesn’t look like money laundering

  • thepointsguy

    What FlavCity said..

  • thepointsguy

    Yes.. purchasing Vanilla Reloads with a points earning credit card

  • Jake J.

    Agreed, sorry I did a poor job with my explanation.The “earning” on rent/mortgage would be indirect. Let’s hope this whole thing still works because I’m about to go try to buy some Reloads today!

  • matt

    What’s the best CC to use for CVS purchases? I see Bold used to be used with Office Depot for 5x, but is no longer valid. I was thinking of doing a min purchase credit card 100k with 10k purchase, but what about after that? Find a card with a good regular miles return?

  • sunflare

    Bluebird debit card participate with the “Money Plus” logo network. So look for ATM that has the “Money Plus” logo to avoid extra fees.

  • Roger

    I’ve been using VRs to load my BB account since about October last year. On Feb. 7th I bought four VRs for $2000 via credit card. The first VR I tried loading at the CVS cashier on the 7th came back with an error and the cashier said it was asking for a different funding source. I immediately thought my luck had finally ended, but tried it again and it worked. WHEW. I loaded three more, after that no problems. Scared the crap outta me since CVS appears to be the ONLY place to buy VRs via credit card. Not sure what’s going to happen next time.

    I have recently opened up a GoBank account to supplement my BB, but it appears impossible now to buy Green Dot MoneyPaks with a credit card, even at CVS (tried yesterday at Rite Aid, CVS, and 7 Eleven to not avail). Any leads on where I can buy Moneypaks with a credit card in the SoCal area? I bought two Moneypaks late last year at a Rite Aid with a credit card, but now it is debit/cash only. I bought those b/c I could not find a VR anywhere and according to BB’s website you could load with MoneyPak.

    I am now thinking about the Wal Mart option. An extra step but it may be my only option (assuming that even work). Think is I can’t get my GoBank debit card unless I make my initial deposit of $50 which iw as going to take care on with a Moneypak! So my 2nd question is if anyone out there using GoBank had any issues loading gift cards to their account? Or using gift cards with a PIN to buy MoneyPaks?

  • Kent C

    VR and BB have a business contract. BB will not shut down VR transfers universally just because they want to. BB and VR are also tied into a software system that was created for both so loads go into BB instantly. It’s a partnership. Debit cards are a different story. Anyone can get shut down on BB. I understand it is happening. However, I have never heard of someone getting shut down for JUST using a partner approved load such as VRs.

  • Kent C

    This happens all the time “use a different funding source”. It means only one thing. The credit card you are using gets flagged. Not by CVS but by Chase or AE or Citi or what have you. Usually 3 reasons, 1) you are over your credit line limit or 2) you are charging an amount that say Chase is concerned might be fraud, not YOU committing fraud. All it takes is a call to your credit card company to say yes it is me and my transaction. They release the fraud alert and you can walk back in and do the transaction or 3) if you have left your “area” that the credit card company designates that can create a fraud alert. Ex. you live in San Diego, you drive to Los Angeles for the weekend, go into a CVS and try a transaction. Chase gets skittish, computer system says fraud alert. Again all it takes is a call to let them know it’s you and you’re good to go.

    All of these 3 scenarios have happened to me and my wife about 7-10 times over the last year. Why? because we have close to 40 cards betweens us, to maximize miles and points. With every new card comes these potential fraud alerts. Now I can charge $2,000 at CVS on the same cards that used to issue fraud alerts at $500. Have fun with your reloads!

  • Kent C

    My go to card for reloads, outside of promotions, is the Arrival Card from Barclay. You get 2% back in points/miles which can be redeemed for travel expenses. Let’s say you make two trips to CVS, you do $2,500 in VRs one day and $2,500 another day, maxing out your $5,000 for the month on BlueBird. That $5,000 in VR will cost you $39.50 in fees. The Arrival card will pay you back 2% or $100 for travel reimbursement. So you made $60 total or $30 for stepping into CVS each time. $30 for 5 minutes is a good deal.

  • B Love

    Where do the points go once I make a payment? To an existing AMEX account or does it start its own points account through Bluebird? Also, is it always 1 point for $1 spent or are there tiers?

  • JustSaying

    The idea that a SSN is not requested is untrue………..it is part of the new registration on page 2 so not sure where you had that idea………

  • U

    Can VRs be returned? Wondering in the event you buy one and then for some reason can’t load BB with it (people saying they’re catching on)?

  • TEX_715

    what is the walmart option to fill BB

  • Rupa

    Can I buy the VR using the same credit card I would want to pay off with BB?

  • Jasanna

    So there’s Bluebird, but are there any other good options for paying rent with a check and using it to meet minimum spend?

  • Ray in NJ

    Still finding my way around BlueBird use. Have had good luck with VR availability, but looking at other options I decided to try buying a MasterCard giftcard at my local grocery store. (See below) This morning I was unable to load a MasterCard GC debit card at a Walmart money center, though I followed all of the guidance I’ve been able to pick up here and elsewhere. The MasterCard GC is a US Bank MasterCard purchased this morning. I called and established a PIN.

    I then went to the local WalMart customer service desk. Cashier swiped my BlueBird and I swiped the MasterCard. When the “Select Alternate Method” prompt on the terminal came up I hit that, selected DEBIT, entered my PIN, and then cashier told me it was denied, and handed me a paper slip spit out from register saying “Debit Not Approved Call Authorizer.”

    Any thoughts in what’s up here? I’m hoping to make the MasterCard (or Visa) GC thing work on BlueBird, as my local grocery store gives a “$6.00 Off Your Next Visit” coupon with any giftcard purchase over $200… which not only covers the fee for a $500 GC, but gives me $1.05 in change!

    Ray

  • Bella Batali

    im guessing no since its linked to your social. i think these limits arent necesarily the card issuers limits but limits based on compliance and money laundering rules

  • Bella Batali

    i have 3 cvs near my home which allow it many dont tho

  • Bella Batali

    yep had it happen to me and that was before everyone knew about it

  • Apurvaas

    can you load the amount ($1000 per day or $5000 max) using prepaid debitcard at walmart moneycenter?
    We do not have kiosk at neighbourhood walmart.

    I have serve which i used for reloads and transfer back to my account to pay bills but getting vanila reloads in LA from CVS is PITA and they are hard to find as some morons even hide them where they accept Creditcards for reloads.

  • Kittii

    I’ve just bought my BlueBird card and in the registration email it’s asking for a picture of my license. Why does it need this?

  • Jenn

    I am thinking of getting a prepaid card and have read that the Bluebird Amex card is at the top of the list. I currently have a bank account but will need to be closing it soon due to a collection agency/sheriff’s office possibly freezing my account and garnishing my wages due to a bill that my ex-husband (in process of divorce) did not pay. He fled to another country and now they are coming after me bc we are TECHNICALLY still married. My question is, will they still be able to take my money if i set up direct deposit with this card? Any advice or suggestions welcomed… Thank you.

  • askmrlee

    CVS no longer allows credit card loads of VR

  • askmrlee

    Since the Bluebird account requires a social security number, this is not a way to shield money from a collection agency/police/feds, etc.

  • askmrlee

    Call Bluebird directly from the phone number listed at bluebird.com, not the phone number in the email you received to make sure it’s a legitimate request. Asking for a license is a legitimate request as you are opening a financial account.

  • askmrlee

    Do the Bluebird reload at the check out register, not the staffed Money Center. Besides the line will likely be shorter!

  • askmrlee

    A few things are possible. A gift card MasterCard debit card may be coded by Walmart or Amex Bluebird (as others have reported) as non-acceptable.
    The gift card issuer has blocked them from being funded this way.
    You may have to wait a while before being able to use a PIN (see any terms and conditions with the card).

  • askmrlee

    Sure. But as others have suggested, mix up your transactions so that you don’t look suspicious i.e. don’t load $2000, then pay the credit card $2,000 the next day.

  • askmrlee

    No!

  • Jeff L

    CVS in Alexandria, VA only takes cash.

  • Jeff L

    Their website indicates you can request a refund from them. But it is handled on a case-by-case basis.

  • justthebest

    Yes, it’s my understanding that all CVSs are now hard-coded with a “cash/debit only” message for all VR cards. Sigh.

  • Sofia

    I just got that card, and I got the temporary bluebird card, and it says there is no need to activate or register. But I have a question, how am i supposed to use it without a code? It doesn’t have a name either.

  • justthebest

    It’s the only game in town that I know of. And, it’s getting trickier every day!

  • Veni Vidi Vici

    Check out Kaiku Prepaid Visa card, the international conversion fees are 1.5 percent, and it’ free atm network allpoint includes some foreign counties.

  • Veni Vidi Vici

    Another plus is you can have 100000 in your Bluebird account while the upper limits of a few of the better prepaid cards is 10000, Mango and Kaiku.
    My main concern with Amex is that Visa and MasterCard are more widely accepted.

  • borrecognize

    I think the travel points promotion is discontinued. Can anyone confirm?

  • Marg

    I just signed up for the amer express bluebird card. How do you get points for airlines? I don’t see it on their site. Is it discontinued?

  • David M Wagner

    I purchased 5 $200 Visa Gift cards (with pins) and after the third load bluebird mark the transaction as fraud. I called customer service and was told I can’t do this and the source needs to be a financial institution. The visa gift card had Meta Bank on the reverse side. Any experience with this?

    I’ve read so many posts stating how easy this is? hmmmmm…?

  • donewithamexforever

    I just got my bluebird card..activated online..then try to fund it with a debit card (payroll card) Mastercard..and it will not let me do it..it says card not activated..even though I have a email that said it was. Also I got another email later that said I need to send copies of the Payroll Mastercard (front of the card) and my drivers liscense..What I have got myself into..I use to have the SERVE prepaid card by Amex..and was happy with it..but closed it to get BlueBird as you can only have one card at a time.

  • Clint

    I am having trouble finding the standard vanilla reload card. do the onevannila or serve work the same on my bluebird card?

  • Jack

    I have my bank’s debit card and a RushCard. I’m thinking about cancelling my RushCard and keeping my bank card as well as getting Bluebird. I have read negative reviews and complaints about both of Bluebird and their customer service. Should I still get Bluebird? I just want a prepaid debit card without any monthly or maintience fees. The bad reviews and customer service is what is keeping me away from Bluebird. Please help me! Thanks!

  • Debi

    BLUEBIRD CARD is the best thing that has happened to me. Its so easy and the customer service persons are there 7/24. (have your card number ) and actually get a person. they help you with everything and are not angry always happy and happy to help you. I love the card. Got one for my husband, grandson (in college) add money right away pronto into that loved ones account to help them. Love them…

  • Debi San Diego Ca

    I have had BB for over a year for me and my husband and grandson. I am the main money distributor. And I love the Bluebird card. Load accounts and they are good to go. Great Customer Service and never had a bad experience and I have called them numerous times. Always eager to help. I people have problems its most likely how they come across to the Agent. Mine had wonderful attitudes always. Get one you will be happy you did… I don’t work for them or anything. I am just a disabled women who have had her bank credit card compromised to many times. Bluebird you safe with the money and control what you
    can load and problems quickly addressed. Love them…

  • JOES CANDRA

    Today has being the most happiest day of my life after 1 year of sadness and sorrow without being with the one i love, i tried all my possible best to make sure i make my lover happy but it never seems to work out well it was like am doing everything in vain but all thanks to Dr OSAUYI for coming to change all my worries and sadness to Joy. i knew the great man when i read some wonderful reviews about Dr OSAUYI how he has helped a lots of people on there relationship problem i was reading a magazine which then i saw great testimonies as well which then i decided not to waste time because i have missed my lover so much i decided to contact him and share all my problem with him which then he told me not to worry that he assures me that within 48 hours everything would be sorted out i believed Dr OSAUYI so much because i believe he can’t fail me but truly Dr OSAUYI never failed me a man that stand on his worlds is really a man,my husband who left me for good a year plus replied my text and returned my calls and asked me to please forgive him i was so happy am so grateful to Dr OSAUYI for what he has done for me if you are there pass the same problem or any kinds of problem just contact the great man on [email protected] call his mobile number +2347064294395.

  • joe

    You are wrong. Collection companies cant touch prepaid cards

  • rlgreen90

    Out of curiosity, has anyone gotten the card and been able to transfer money from PayPal to the bluebird account?

  • CAR

    Do I understand this correctly? Open a BB Account, using direct deposit, load my BB Account each month with $$. When my school tax bill comes due, use the BB checks and pay my school tax bill. OK, What am I getting for this? Is my BB Acct collecting miles??

  • LAKnight

    CAR, the game has been changed for the last 9-month. It is not likely you may find a place where you may buy Vanilla Reload with mileage/points earning credit cards and load it to your Amex Blue Bird.

  • CAR

    OK So how am I earning points if I can’t fund my BB Acct with VR?

  • CAR

    Thks I thought I was missing something. So what is the benefit of the BB Acct, if I can’t get points?

  • LAKnight

    BB Acct is used to cash out the money from Vanilla Reload, which is bought with your miles earning credit card.

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