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Update: Some offers mentioned below are no longer available. View the current offers here: The Enhanced Business Gold Rewards Card from American Express OPEN, The Platinum Card from American Express, Starwood Preferred Guest Credit Card from American Express, Starwood Preferred Guest Business Credit Card from American Express
This week seems to a whirlwind of great sign-up bonuses with American Express. First we had the 30,000 Starwood American Express offer and now we have one for the American Express Business Gold.
American Express just came out with an offer to earn 75,000 bonus Membership Rewards points when you apply for the Amex Business Gold charge card by August 9, 2012, and spend $10,000 within 4 months. They had this same offer back in June and February (when I got in), but it’s back again.
Although this isn’t one of my links and I can’t guarantee you’ll get the 75,000-point sign-up offer, I actually got in on a similar one-day deal back in February and all my bonus points posted like clockwork once my spend was met. The terms & conditions seem straight forward and don’t indicate this is a targeted offer, though I’d still take screen shots just in case. Amex will let you get two cards in one day, though I’d personally apply for this one first and then another- like the 30,000 point Starwood personal card.
–Apply by August 9, 2012
-Sign-up bonus: 75,000 Membership Rewards points when you spend $10,000 within 120 days
–Category bonuses: 3x points on airfare, 2x points on purchases in the U.S. for advertising in select media, gasoline at U.S. stand-alone gas stations, and shipping and 1x points on other purchases. Update: Now you will also earn 2x on purchases made with from select computer hardware, software and cloud computing providers.
–$175 annual fee waived for the first year
Before you take advantage of this offer, though, the terms state that the “Welcome bonus offer not available to applicants who have had this product or any Business Gold, Green or Platinum Card account within the last 12 months.” So if you’ve opened another Amex OPEN business charge card in the last 12 months, you technically can’t apply for this one.
However, you should still be able to qualify for this offer if you just have Amex’s personal cards like the Platinum or the Premier Rewards Gold, or Amex’s other business cards like the Starwood Preferred Guest Business Amex or the Gold Delta SkyMiles Business Credit Card from American Express.
Remember, even if you don’t have a major business you can still qualify for business cards like this one. Most issuers will let you get a business credit card by applying with your own social security number if your business is a sole proprietorship (a business run by one person). Plus, since Amex is going to run a credit check anyway, it should be possible for you to apply for a personal card on the same day (such as the Starwood Amex which now has a 30,000 point sign-up offer) if you were considering getting a personal Amex card anyway, so it counts as a single hard credit pull. You might get automatically denied, but you can call the reconsideration line. Just explaining why you need both a business card and a personal card to separate your business and personal expenses usually works.
As always, if you recently applied for this card and got a lower (if any) sign-up bonus, you can call Amex’s account services department at 877-399-3083 and ask them if they will match the current 75,000-point offer. They’ve gotten a lot stricter about this lately, but it never hurts to ask!
The Business Gold Rewards Card from American Express OPEN
|Intro APR||Regular APR||Annual Fee||Foreign Transaction Fee||Credit Rating|
|N/A||N/A||$0 introductory annual fee for the first year, then $175||0%||Excellent Credit|