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The United States of America may lead the world in many things, but it sorely lacks when it comes to credit card technology. For years, Europe has used credit cards that are enabled with Chip & Pin technology, which is much more effective at reducing credit card fraud since it requires a user to enter a pin that matches to the microchip. To me, this makes a whole lot more sense than trying to match someones signature up to the back of their credit card (I don’t think any of my credit cards are even signed and I’m rarely asked for ID).

Because it is costly to overhaul the point-of-sale technology, we are stuck with old-school magnetic strip technology until the credit card industry comes together and makes a collective change to the new system.

However, you can now have a magnetic strip card and a Chip & Pin card since Chase just launched one for their British Airways Visa card (which many of us got this past April when they ran the amazing 100,000 mile sign-up bonus).

All you have to do is call the number on the back of your card (1-800-577-0633) and request a Chip & Pin card. It might make sense to have as a backup card, especially since the British Airways Visa doesn’t have foreign transaction fees and awards 1.25 miles for every dollar spent.

Hat tip Jaunted.

The Platinum Card® from American Express

While this premium card has one of the highest annual fees on the market, it has several valuable perks that could make it worthwhile, depending on your travel patterns. These include a $200 annual airline rebate, lounge access, free Hilton Gold status and free Starwood Preferred Guest Gold status.

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More Things to Know
  • Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.
  • 5X points for flights booked directly with airlines or with American Express Travel.
  • $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations worldwide. Terms Apply.
  • Enroll to enjoy the benefits of complimentary Hilton HHonors™ Gold Status with your Platinum Card.®
  • No interest charges because you pay your balance in full each month.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$450
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.