Best for U.S. Online Shopping

The Blue Cash Everyday is best suited for those who do not spend a lot on their card each month but are still looking for cash-back rewards when traveling. Plus, now you can enjoy the benefits of Buy Now, Pay Later with $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. (Partner offer)

At a glance

  • 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • 1% 1% Cash Back on other purchases.
Earn $200
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
0% on purchases for 15 months
18.24%-29.24% Variable
0% on balance transfers for 15 months
18.24%-29.24% Variable
29.49% Variable
29.99% Variable
$0
  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.

At a glance

  • 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • 1% 1% Cash Back on other purchases.
Earn $200
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
0% on purchases for 15 months
18.24%-29.24% Variable
0% on balance transfers for 15 months
18.24%-29.24% Variable
29.49% Variable
29.99% Variable
$0
  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
  • Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
Apply now for Blue Cash Everyday® Card from American Express at American Express's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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3/5

Overview

The Blue Cash Everyday Card is best suited for you if you prefer cash-back rewards over earning points or miles. This card may also be a good fit if you don’t want to pay an annual fee, or you won’t spend more than a couple hundred dollars on your card each month.

Pros

  • 3% cash back at U.S. supermarkets (up to $6,000 in purchases per calendar year; then 1%)
  • 3% cash back at U.S. gas stations and U.S. online retail purchases (up to $6,000 in purchases per calendar year; then 1%)
  • Access to Amex Offers (enrollment is required), which earn you statement credits or extra points on purchases with a wide variety of merchants

Cons

  • There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend
  • Charges foreign transaction fees

Who is this card good for?

This card is good for those who are looking for a no-annual-fee cash back card that earns elevated reward rates in popular spend categories. You’ll find cash back rewards on this card can rack up quickly thanks to a healthy 3% cash back at U.S. supermarkets, U.S. gas stations and U.S. online retail purchases up to $6,000 per calendar year in purchases for each category (then 1% thereafter), and 1% cash back on other purchases.

Earning Rewards

This card is for those who prefer earning cash back to earning travel rewards such as transferable points. It offers competitive cash-back rates like 3% at U.S. supermarkets up to $6,000 per calendar year (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.