Earn bonus points: Bilt Rewards expands into health care with new Walgreens partnership
TPG founder Brian Kelly is a Bilt adviser and investor.
Bilt Rewards, the program known for helping members earn points on rent payments, just announced its latest venture: a partnership with major drugstore chain Walgreens. Thanks to this new relationship, Bilt members will have an easier time using their Flexible Spending Account and Health Savings Account benefits, and they can earn extra rewards on Walgreens purchases and prescriptions — even if they don't pay with the Bilt Mastercard®.
Let's take a closer look at the new benefits Bilt is offering.
The information for the Bilt Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Link your FSA/HSA account to Bilt Rewards to save money
The first part of Bilt's Walgreens partnership is designed to help members take advantage of their FSA and HSA benefits. When you shop at Walgreens with any debit or credit card linked to your Bilt account (it doesn't have to be the Bilt card), Bilt's new system will automatically identify FSA- or HSA-eligible items in your purchase. You'll be notified which items from your Walgreens shopping trip are eligible, and you can easily apply a credit to your original form of payment from your FSA or HSA card.
According to Bilt's press release, "Currently, $4 billion in FSA funds are lost because of the complexities in knowing what items qualify for these funds and the requirement to carry a separate, dedicated payment card." With its newest feature, Bilt hopes to simplify health care shopping and make FSA and HSA funds easier to use.
If this feature — which Bilt touts as a "one-click solution to apply benefits" — is as simple as it sounds, this could be a big win for Bilt members. You can earn a lot of points and miles by using a rewards card on health care purchases and then reimbursing yourself from your FSA or HSA, but the hassle involved often discourages people from doing so. Bilt's new system could make it much easier for points and miles enthusiasts to earn rewards on their FSA- and HSA-eligible purchases and get closer to their next free trip.
Related: Bilt travel portal: How to redeem and transfer points for flights, hotels and more
Earn points when shopping at Walgreens
The other benefit of Bilt's new partnership is that Bilt Rewards members can earn extra Bilt Points on Walgreens purchases — no matter what credit card they use. As long as you link your card to your Bilt account before using it at Walgreens, you'll earn 1 point per dollar spent on all Walgreens purchases, 2 points per dollar spent on Walgreens-branded items, and 100 points per prescription refill (subject to certain exclusions), in addition to your usual credit card rewards.
So, for example, if you use the Capital One Venture Rewards Credit Card to pay for your Walgreens purchase, you'll get 1 or 2 Bilt points per dollar plus the 2 Capital One miles per dollar you would normally earn on all purchases. Or if you hold the Chase Freedom Flex® (see rates and fees) or Chase Freedom Unlimited® (see rates and fees), you'll earn 1 or 2 Bilt points per dollar plus the 3 Chase Ultimate Rewards points per dollar you'd normally earn at drugstores. Since Walgreens sells much more than health care supplies, you could stack rewards on everyday purchases like shampoo, snacks, gift wrap and photo prints.
And you can combine these rewards with Walgreens' loyalty program, myWalgreens, which lets you earn points on purchases and redeem them for a discount on a future purchase. I love this program because it often offers coupons that give you bonus rewards if you spend a certain amount, like "Get $7 in rewards when you spend $35," making it easy to accumulate rewards faster. I always check my account for these coupons before each Walgreens trip.
Related: The best rewards credit cards for each bonus category
Bottom line
Bilt Rewards members will be happy to see Bilt's new partnership with Walgreens, especially after Bilt ended its partnership with American Airlines AAdvantage earlier this year. Since Walgreens has over 8,000 locations across all 50 U.S. states and sells a variety of health care items and other necessities, this partnership could prove valuable to many Bilt Rewards members.
Because I'm not a renter, I've never seriously considered getting the Bilt Mastercard® — but with Bilt adding new transfer partners and rewards-earning opportunities, I may just change my mind.
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees