Rewards rates

5%

5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!

5%

5% cash back on travel purchased through Chase Travel℠.

3%

3% cash back on dining and drugstores.

1%

1% cash back on all other purchases.

Intro offer

$200 bonus

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!

Introductory purchases APR

0% Intro APR on Purchases for 15 months

Ongoing purchases APR

18.49% - 27.99% Variable

Introductory balance transfer APR

0% Intro APR on Balance Transfers for 15 months

Ongoing balance transfer APR

18.49% - 27.99% Variable

Ongoing cash advance APR

28.74% Variable

Ongoing penalty APR

Up to 29.99%

Annual fee

$0

Recommended credit

More details

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• Earn rewards worldwide with no foreign transaction fees
• 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
• No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.
• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.49% - 27.99%.
• No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex® card
• Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
• Member FDIC