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Update: Some offers mentioned below are no longer available. View the current offers here – United MileagePlus Explorer Card

I had to stop by my local Chase branch yesterday to take care of some everyday banking and as I was waiting to speak to a banker there, I noticed that they had brochures out for all their current credit cards. Most of them were the same as what you can find publicly online, but as I was perusing them, I came across offers for each of their United co-branded cards, the MileagePlus Explorer and the Club card that have bonuses as high as the best targeted offers out there and both of which have their first year’s annual fee waived – a $395 value in the case of the Club card!

Here’s what they were:

United Explorer

United MileagePlus Explorer Card

  • Start with 50,000 bonus miles after you spend $2,000 on purchases within 3 months of account opening
  • 5,000 additional miles when you use your card and add an authorized user within 3 months
  • 10,000 miles every year when you spend $25,000 or more per calendar year
  • Earn 2 award miles per $1 spent on tickets purchased directly form United and 1 award mile on everything else
  • First checked bag free for the primary cardholder and one companion
  • Priority boarding privileges
  • Two United Club Passes
  • No Foreign Transaction Fees
  • $95 annual fee, $0 introductory annual fee first year

This offer is nearly twice as good as the public offer – which is just 30,000 miles when you spend $1,000 in 3 months – and almost as good as the targeted offer I got in on during my app-o-rama back in March where I got 55,000 miles for spending $1,000 in 3 months and adding an authorized user.

United Club

United MileagePlus Club Card

  • Full United Club membership
  • Earn 1.5 award miles per dollar spent on purchases and 2 miles per dollar spent on United tickets
  • First and second checked bags free
  • Premier Access
  • No foreign transaction fees
  • $395 annual fee, $0 introductory annual fee first year

That beats the public offer hands down – which is all the same benefits, but only a $100 statement credit and no waiver of the annual fee.

Find the nearest Chase branch and apply today!
Find the nearest Chase branch and apply today!

The best part is, I asked a banker in the branch if you needed to be a Chase customer to apply for these and she said no! All you have to to is walk into a branch and ask to apply for one of these and then you’ll have to sit with a banker who will input the application info for you into their system. So if you’ve been interested in either of these two cards but have been waiting for a higher bonus to come along, I would suggest you find the nearest Chase branch to you and apply for one of these or try logging onto United.com and checking to see if you’ve been directly targeted for either offer.

Chase Sapphire Preferred® Card

Even after the introduction of the Chase Sapphire Reserve, the Chase Sapphire Preferred is still a fantastic choice if you want to avoid the Reserve’s $450 annual fee, earn 2x on all travel & dining and earn a 50,000 point sign up bonus.

Apply Now
More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR
N/A
Regular APR
16.24%-23.24% Variable
Annual Fee
Introductory Annual Fee of $0 the first year, then $95
Balance Transfer
5.00%
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.