Capital One has debuted the Venture Business card — a $95-per-year card for small businesses with the simplicity and flexibility people have come to love from the Venture program.
But what’s especially eye-catching is the fact that new cardholders can earn up to 150,000 bonus miles — 75,000 bonus miles after spending $7,500 on purchases in the first three months from account opening, plus another 75,000 bonus miles if you spend $30,000 in the first six months.
That’s a whole lot of first-year value for such a low-annual-fee card. Even if your expenses only get you to the first tier, 75,000 Capital One miles are worth a solid $1,388, per our April 2026 valuations. And hitting that second tier would mean a massive $2,775 in value.
Those are definitely hefty spending requirements, but if you have an upcoming project or other big expense, they could be attainable. And since the Venture Business earns unlimited 2 miles per dollar on every purchase, that $30,000 in spending earns you another 60,000 miles (at least) beyond the bonus!
That’s an enormous pile of miles you can transfer to any of Capital One’s 15-plus travel partners for big-value redemptions, or keep things simple and use them to cover any travel purchase at a fixed 1-cent-per-point rate.
Along with the unlimited double-points earning, this card also has the other hallmarks of the Venture program (i.e., rewards you don’t need a spreadsheet to maximize). Plus, it offers credits that easily offset the $95 annual fee, such as an annual $50 credit for Capital One Business Travel and up to $50 each year for advertising and software purchases.
Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, visit this page.
Photo Credit: Maria Korneeva.
Like our videos? Show them some love!
Some of our favorite TPG videos are up for Webby Awards, and we’d love your vote!
You are receiving this email because you opted in atthepointsguy.com.
Where to find us:
The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA USA
If this newsletter was forwarded to you, you can subscribe here.
Advertiser Disclosure:
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our advertising policy and product review methodology for more information.
Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
