This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Early Sunday morning, a 6.9-magnitude earthquake shook Lombok Island in Indonesia. At least 98 people were killed, and hundreds injured, in the massive quake — the second to rock the island in a week. (During the 6.4-magnitude quake last Sunday, July 29, more than a dozen people lost their lives.)

According to the BBC, the popular Gili Islands and the tourist hotspot, Bali, were also badly hit by Sunday’s earthquake, leaving hotels damaged and travelers stranded without access to either electricity or power. Since the earthquake struck Lombok, more than 130 aftershocks have been recorded. A minor tsunami (just over one foot high) surged along the northern edge of the island.

Tourism minister Arief Yahya said that airlines were being forced to accommodate change requests from travelers, and that additional flights were being added to and from Lombok (LOP) and Bali (DPS). Lombok’s main airport will be open without pause for 72 hours to satisfy the demand of travelers who are cutting their trips short.

Foreign tourists sleep on the floor as they wait to depart from the Praya Lombok International Airport on the West Nusa Tenggara province on August 6, 2018. - Indonesia sent rescuers fanning out across the holiday island of Lombok and evacuated more than 2,000 tourists after a powerful earthquake killed at least 98 people and damaged thousands of buildings. (Photo by SONNY TUMBELAKA / AFP) (Photo credit should read SONNY TUMBELAKA/AFP/Getty Images)
Foreign tourists sleep on the floor at Praya Lombok International Airport. (Photo by SONNY TUMBELAKA/AFP/Getty Images)

In the Ring of Fire

It certainly feels as though seismic activity in Indonesia is on the rise. In November, Bali’s Mount Agung volcano erupted, filling the skies with ash and forcing Denpasar’s Ngurah Rai International Airport (DPS) to close. TPG himself was left stranded during the eruption.

But the Indonesia archipelago spans the so-called Ring of Fire, and thus the area is always vulnerable to relatively frequent volcanoes, tsunamis and earthquakes.

According to the USGS, the Java region — where the earthquake took place — is a “tectonically active margin” with “nearly continuous deep seismicity.”

Ultimately, travelers interested in visiting should be appropriately cautious — but not dissuaded from visiting.

“As with any potential natural disaster, the most important thing is to stay informed of the situation prior to your trip, and how it will affect your travel plans,” travel industry expert Thomas Spagnola, of CheapOair, told TPG.

Be prepared

LOMBOK, INDONESIA - AUGUST 06: A number of residents seeks their belongings from collapsed buildings following an earthquake, in Menggala village, North Lombok, West Nusa Tenggara, Indonesia, on August 6, 2018. A 7.0 magnitude quake hit Lombok on August 05 and caused 98 people killed and injured 236 others (Photo by Adi Mardiansyah/Anadolu Agency/Getty Images)
Residents seek their belongings from collapsed buildings following the earthquake in North Lombok. (Photo by Adi Mardiansyah/Anadolu Agency/Getty Images)

When traveling to a destination that’s prone to natural disasters, like Indonesia, be sure to subscribe to push notifications from your airline, and consider checking local media for any news prior to departure.

Another thing to consider? Travel insurance. “Many travel insurance policies have coverage for natural disasters, including earthquakes,” TravelInsurance.com co-founder Stan Sandberg told TPG. “In order for travelers to have any coverage, however, travel insurance must be purchased prior to the event taking place. Once a natural disaster occurs and is a known peril, travel insurance is no longer available for that event.”

Even if you already have a trip to Indonesia planned, it’s not too late to purchase travel insurance. Sandberg said that, in fact, following the Lombok earthquake, “it does appear that there was a definite reaction.” Sandberg described an uptick in purchases for travel insurance for trips to Indonesia in August starting on the 4th.

Travelers with existing trip bookings should also check directly with their hotel to make sure it wasn’t impacted during the quake (as The Wall Street Journal pointed out, many hotels closed in Lombok because of the lack of electricity and, in some instances, damage).

It also doesn’t hurt to reach out to your airline. “[Contact] the airline as soon as possible, should you start to have concern about your upcoming trip,” Spagnola said. “There will be thousands of people trying to change plans and find flights available.”

Based on the situation, Spagnola explained, airlines could also change their policies, depending on “the behavior of the seismic activity, and whether or not they consider it a risk.”

The Platinum Card® from American Express

The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at SPG, Marriott, and Hilton. Combined with the 60,000 point welcome offer -- worth $1,140 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the $550 annual fee makes sense for you.

Apply Now
More Things to Know
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$550
Balance Transfer Fee
See Terms
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.