Wells Fargo Active Cash® Card

Apply for Wells Fargo Active Cash® Card Apply now for Wells Fargo Active Cash® Card at Wells Fargo's secure site Terms & restrictions apply. See rates & fees

BEST FOR WELLS FARGO LOYALISTS SEEKING A SIMPLE CASH-BACK CARD

The Wells Fargo Active Cash Card stirs up the cash rewards card market with the ability to earn 2% cash rewards on purchases, with no categories to track or activate. (Partner offer)

At a glance

  • 2% Earn unlimited 2% cash rewards on purchases
$200 cash rewards
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
None
Refer to Important Credit Terms
19.24%, 24.24%, or 29.24% Variable APR
0% intro APR for 12 months from account opening on qualifying balance transfers
19.24%, 24.24%, or 29.24% Variable APR
0% intro APR for 12 months from account opening
$0
670-850
Excellent, Good
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

At a glance

  • 2% Earn unlimited 2% cash rewards on purchases
$200 cash rewards
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
None
Refer to Important Credit Terms
19.24%, 24.24%, or 29.24% Variable APR
0% intro APR for 12 months from account opening on qualifying balance transfers
19.24%, 24.24%, or 29.24% Variable APR
0% intro APR for 12 months from account opening
$0
670-850
Excellent, Good
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Apply now for Wells Fargo Active Cash® Card at Wells Fargo's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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3.5/5

Overview

With no annual fee, the Wells Fargo Active Cash Card delivers simplicity to cardholders who want to pay for their purchases without worrying if they’re maximizing every last dollar. 

 

With an unlimited flat 2% cash rewards rate, you can rest assured you’re earning bonus points whether you’re online shopping or paying for salon services. Enjoy other benefits like cell phone protection  and access to the Visa Signature® Concierge and Luxury Hotel Collection.

Read the full review

Pros

  • No annual fee
  • Flat 2% cash back reward rate means no bonus category tracking is necessary

Cons

  • Charges a 3% foreign transaction fee

Who is this card good for?

If you’re interested in opening a cash rewards card but are confused by other options that discuss “rotating categories” or “spending limits,” make your life easier with the Wells Fargo Active Cash Card. Earn 2% cash rewards on purchases and turn your rewards into cash rewards that can be used towards everyday expenses.

Earning Rewards

You’ll earn 2% cash rewards on purchases. Your rewards never expire so long as you keep your account active.