Targeted: Chase Sapphire Preferred Offering Cardholders Lower APR

Jul 10, 2019

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Update: Some offers mentioned below are no longer available. View the current offers here.

The number one commandment for travel rewards credit cards is to pay your bill in full each month, but there are times when large purchases or emergency situations arise and that rule simply isn’t feasible. If you find yourself in that boat, you may be in luck as Chase is currently offering some Chase Sapphire Preferred cardholders lower promotional interest rates.

TPG Travel Editor Melanie Lieberman received an email from Chase with an offer for a 9.99% promotional APR on all new purchases made between August 1, 2019 and Jan. 31, 2020. Those targeted cardholders, who are interested, must activate the offer by July 25, 2019.


The 9.99% promotional APR is significantly less than the usual 18.24% to 25.24% variable APR. However, it still negates the value of any points you’d earn and could hurt your credit score, so you’ll only want to take advantage of the offer if you really need to.

Featured image by Isabelle Raphael / The Points Guy.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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