Bison Insurance: There’s a Card for That

Aug 25, 2019

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

One of the great joys of visiting Yellowstone National Park is getting the chance to view the region’s incredible wildlife, such as black bears, moose, deer and elk. And, with the largest bison population on public land — about 4,500 individuals grazing in the valleys — it’s also very likely you’ll get a chance to see these massive creatures.

While observing bison in their natural habitat is a bucket-list item for many travelers, one family found themselves a bit too close for comfort when a bison slammed into their rental car during a stampede in the Lamar Valley.

Video footage from the family’s encounter quickly went viral:

Around the 50-second mark, you see a bison hit the car, cracking the windshield. Then you can hear the driver say, “Oh man, there goes some money,” noting they hadn’t purchased car rental insurance.

“It was actually like being in a car accident,” Bruce Delle Chiaie told NBC News. “You know how you get that right afterwards, ‘Oh, I can’t believe that happened.’”

This is an incredibly random (and just plain unlucky!) event. But accidents do happen, and this family could’ve avoided paying for damages to their rental had they used the right credit card.

Cards such as the Chase Sapphire Preferred Card and Chase Sapphire Reserve offer primary car rental insurance. When you pay for your rental with the either of these cards, you’ll automatically receive coverage for damage due to theft or collision to your rental car when you waive the rental car agency’s CDW.

It’s a card benefit that can save you a lot of money because you won’t have to pay $10 per day (or more) for the in-house insurance provided by the rental company — or a couple of hundred dollars for a new windshield due to a bison encounter!

For an in-depth look at both Chase Sapphire cards, you can read TPG’s reviews here:

And for more info regarding rental car insurance, check out TPG’s guide to choosing the right card for worldwide car rental insurance coverage.

Featured image courtesy of silky/Shutterstock.

2018 TPG Award Winner: Mid-Tier Card of the Year
Chase Sapphire Preferred® Card

NEW INCREASED OFFER: 60,000 Points

TPG'S BONUS VALUATION*: $1,200

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
Intro APR on Purchases
N/A
Regular APR
17.99% - 24.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.