Bison Insurance: There’s a Card for That
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.
One of the great joys of visiting Yellowstone National Park is getting the chance to view the region’s incredible wildlife, such as black bears, moose, deer and elk. And, with the largest bison population on public land — about 4,500 individuals grazing in the valleys — it’s also very likely you’ll get a chance to see these massive creatures.
While observing bison in their natural habitat is a bucket-list item for many travelers, one family found themselves a bit too close for comfort when a bison slammed into their rental car during a stampede in the Lamar Valley.
Video footage from the family’s encounter quickly went viral:
Around the 50-second mark, you see a bison hit the car, cracking the windshield. Then you can hear the driver say, “Oh man, there goes some money,” noting they hadn’t purchased car rental insurance.
“It was actually like being in a car accident,” Bruce Delle Chiaie told NBC News. “You know how you get that right afterwards, ‘Oh, I can’t believe that happened.’”
This is an incredibly random (and just plain unlucky!) event. But accidents do happen, and this family could’ve avoided paying for damages to their rental had they used the right credit card.
Cards such as the Chase Sapphire Preferred Card and Chase Sapphire Reserve offer primary car rental insurance. When you pay for your rental with the either of these cards, you’ll automatically receive coverage for damage due to theft or collision to your rental car when you waive the rental car agency’s CDW.
It’s a card benefit that can save you a lot of money because you won’t have to pay $10 per day (or more) for the in-house insurance provided by the rental company — or a couple of hundred dollars for a new windshield due to a bison encounter!
For an in-depth look at both Chase Sapphire cards, you can read TPG’s reviews here:
And for more info regarding rental car insurance, check out TPG’s guide to choosing the right card for worldwide car rental insurance coverage.
Featured image courtesy of silky/Shutterstock.
Welcome to The Points Guy!
WELCOME OFFER: 100,000 Points
TPG'S BONUS VALUATION*: $2,000
CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners
*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.
- Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
- Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.