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Update: Some offers mentioned below are no longer available – Marriott Rewards Premier Plus Credit Card

Today I want to share a story from TPG reader Jeremy, who got a great redemption value from Marriott Rewards points. Here’s what he had to say:

My wife and I were planning a trip around Africa, and one of the highlights was to be Victoria Falls on the Zambia/Zimbabwe border. I knew my wife and I would stay for a few nights in Livingstone on the Zambian side. Rooms at the Protea Hotel Livingstone (part of the Marriott brand) were $245 per night, but award nights were just 10,000 points per night.

I signed up for the Marriott Rewards credit card from Chase earlier this year, just before the new Premier Plus card was announced. At the time, it offered a bonus of 75,000 points after spending $3,000 in the first three months. I already have Marriott Gold Elite status through my existing United Premier Gold status, so I didn’t need the complimentary Silver Elite status or elite night credits offered by the card, but I knew the bonus would help for the big trip we had coming up.

We took advantage of the fifth night free benefit and ended up booking five nights for just 40,000 points. The cash rate for our stay would have came to $1,229.17, so we got over 3 cents per point with this redemption by simply signing up for a credit card and maximizing the value of our points.

Jeremy did a great job identifying the points he needed and giving himself enough time to earn them before his trip. If you’re counting on a credit card bonus to pay for upcoming travel plans, I recommend a buffer of three or four months from when you first apply to when you depart. You can shorten that if you’re able to meet spending requirements quickly or if you’re confident award space will still be available at the last minute. On the other hand, you should give yourself even longer if you’re booking an award that’s in high demand.

When a new version of a rewards card hits the market, existing cardholders often have to decide whether to upgrade or keep the card they have. You won’t be eligible to earn a sign-up bonus on the new Marriott Rewards Premier Plus Credit Card if you already have the older version, so unless you receive an upgrade offer, then the decision boils down to which benefits will serve you best. The Premier Plus card comes with a better anniversary free night certificate and higher earning rates, so I think upgrading makes sense. However, you might prefer to hang on to the Premier card if you earn a lot of elite night credits through spending, since that benefit is absent from the new card, though you can earn Gold status by spending $35,000 on the card in an account year.

I love this story and I want to hear more like it! To thank Jeremy for sharing his experience (and for allowing me to post it online), I’m sending him a $200 airline gift card to enjoy on future travels, and I’d like to do the same for you. Please email your own award travel success stories to; be sure to include details about how you earned and redeemed your rewards, and put “Reader Success Story” in the subject line. Feel free to also submit your most woeful travel mistakes. If your story is published in either case, I’ll send you a gift to jump-start your next adventure.

Safe and happy travels to all, and I look forward to hearing from you!

Feature image by prasit_chansareekorn / Getty Images. 

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2018 TPG Award Winner: Mid-Tier Card of the Year
Chase Sapphire Preferred® Card



CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

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More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
Regular APR
18.24% - 25.24% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.