Last Chance: How to Make Sure You’ve Used Your Sapphire Reserve Travel Credit Before Year-End

Dec 28, 2018

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The Chase Sapphire Reserve offers the best travel protections of the premium travel rewards credit cards and counts many different types of purchases as travel. It’s my go-to card for travel purchases since I earn 3 Chase Ultimate Rewards points per dollar spent after the $300 travel credit is exhausted — a 6% return based on TPG’s latest valuations — while being covered by the card’s excellent trip delay protection and baggage delay protection.

It’s likely that you’ve already used the TPG Award-winning annual $300 travel credit that’s provided to Chase Sapphire Reserve card holders. But, as I learned recently when my husband JT realized that he still needed to use the airline fee credit on The Platinum Card® from American Express, it’s best to check that you’ve used your annual travel credits and not simply assume that you have.

If you applied for the Sapphire Reserve before May 21, 2017, your window to use your 2018 travel credit will close when your December statement closes — which may have already happened. But, if you applied for the card after May 21, 2017 your annual travel credit is tied to the cardmember year — so you may still have plenty of time. If you aren’t sure when you applied, go ahead and follow the steps below to check where you stand.

It’s relatively easy to check where you stand in regards to your travel credit. Simply log in to the Chase Ultimate Rewards portal and go to the dashboard for your Sapphire Reserve. On this dashboard, there will be a graphic on the right that shows your progress toward using your 2018 or 2019 travel credit.

From the graphic, you’ll notice that I’ve already completely used my 2019 travel credit. But, if you haven’t completely used your 2018 travel credit, you applied for the card before May 21, 2017 and your December statement hasn’t closed yet, now is the time to make some travel purchases with your Sapphire Reserve card. The card’s travel categories are extremely broad. So, even buses, parking and ferries in your hometown will count as travel. The Sapphire Reserve offers many other benefits as well, so make sure you’re taking full advantage.

Chase Sapphire Preferred® Card

WELCOME OFFER: 60,000 Points


CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No delivery fees for a minimum of one year on qualifying food purchases with a DashPass subscription from DoorDash -over a $100 value. Activate with your Chase Sapphire card by December 31, 2021.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
Intro APR on Purchases
Regular APR
17.49% - 24.49% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
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