Earn up to 110,000 points with targeted Amex Business Platinum offer

Sep 9, 2019

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The Business Platinum® Card from American Express is one of the most valuable (and expensive) rewards cards on the market, and it’s been getting a lot of great press after launching a limited-time elevated 100,000-point welcome offer. Now through Dec. 4, 2019, new applicants can earn up to 100,000 Amex Membership Rewards points: 50,000 after spending $10,000 in the first three months, and another 50,000 after spending $15,000 total in the first three months.

This is one of the top welcome offers available from any card (worth $2,000 based on TPG’s valuations), but it might be possible to do better. Doctor of Credit is reporting that a number of users have been targeted for an even higher welcome offer of up to 110,000 Membership Rewards points.

This offer is also tiered, and still requires a total of $25,000 in spending in three months in order to earn the full bonus. New applicants will earn 60,000 Membership Rewards points after spending $10,000 in the first three months, and 50,000 points after spending $25,000 total in the first three months. TPG values Membership Rewards points at two cents each, making those extra 10,000 points worth $200.

With an annual fee of $595 (see rates and fees), the Business Platinum is one of the most expensive credit cards on the market. You can go a long way toward offsetting that fee if you take advantage of the card’s $200 annual airline-incidental-fee credit and $200 annual Dell technology statement credit ($100 semi-annually). Like the other versions of the Amex Platinum, the Business Platinum also comes with a Priority Pass Select membership, access to Amex’s global collection of Centurion lounges, access to Delta SkyClubs when flying Delta and access to Airspace and Escape lounges.

Whenever you’re applying for a new credit card, you should always make sure you’re earning the highest possible welcome bonus, but it’s even more important to do so when Amex is the issuer because it only allows you to earn the bonus on each of its credit cards once per lifetime.

If you’re lucky enough to be targeted for this 110,000-point welcome offer (which doesn’t require any additional spending over the public offer) this card is a no-brainer, but even if you’re not, you should strongly consider applying for the public 100,000-point offer before it expires on Dec. 4.

Related: TPG’s review of the Amex Business Platinum card

For rates and fees of the Amex Business Platinum card, please click here.

2018 TPG Award Winner: Mid-Tier Card of the Year
Chase Sapphire Preferred® Card

WELCOME OFFER: 60,000 Points

TPG'S BONUS VALUATION*: $1,200

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Intro APR on Purchases
N/A
Regular APR
17.74% - 24.74% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

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