Don’t wait: These 17 credit card offers and credits expire today

Mar 31, 2021

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It’s the last day of the month, meaning that it’s time to take inventory of any expiring credits that may still be lingering around. Many offers and promotions expire today — March 31 — that you don’t want to miss out on. Let’s take a deeper look.

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In This Post

American Express® Gold Card

(Photo by John Gribben for The Points Guy)

With the American Express Gold Card, you’ll receive two monthly credits:

  • $10 Uber Cash credit: Once you enroll your Amex Gold to your Uber account, you’ll automatically find your monthly Uber Cash credit that can be used for Uber Rides or Uber Eats orders in the U.S.
    $10 dining credit: Earn a statement credit at select dining partners, including Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed and participating Shake Shack locations.

You’ll receive these $10 statement credits each month, for a total of up to $120 in a calendar year. However, these monthly credits don’t roll over, so make sure you take advantage of these by the end of each month. Enrollment required for select benefits.

Related: How I maximize the dining credit on the Amex Gold card

Chase Freedom Flex

(Photo by John Gribben for The Points Guy)

The Chase Freedom Flex is a no-annual-fee cash-back card that offers the chance to earn rewards through rotating bonus categories each quarter. You’ll earn 5% cash back on up to the first $1,500 spent quarterly. If you’re able to max out the cap, you’ll earn $75 in cash back this quarter — for a total of $300 in cash back at the end of the year.

March 31 marks the end of first quarter bonus categories, which includes wholesale clubs, internet, cable, phone services and select streaming services. If you’re able to prepay some bills for April, now is a great time to secure a whopping 5% cash back on these purchases.

And if you’re unable to take advantage of this quarter’s categories, remember you’ll still earn 5% on travel booked through the Ultimate Rewards portal, 3% on dining and drugstores and 1% on everything else. Don’t forget to activate Q2’s categories no later than June 14, 2021.

Related: Chase’s newest cash back option — Chase Freedom Flex card review

Discover it Cash Back

The Discover it Cash Back Card is another no-annual-fee cash-back card with rotating categories. Today is the last day of Q1 where you can earn 5% back on up to $1,500 in purchases at grocery stores and Walgreens and CVS stores. Note that Walmart grocery pickup and delivery count as grocery store purchases, while other Walmart and Target purchases are not eligible.

You’ll have to activate this offer each quarter, otherwise you’ll only earn Discover it Cash Back’s 1% rewards rate on all other purchases.

Related: It’s here: Discover’s 2021 cash-back calendar for rotating categories

Select co-branded American Express personal cards

(Photo by John Gribben for The Points Guy)

Through Dec. 31, 2021, many co-branded personal Amex cards are eligible for monthly dining statement credits — a great way to help offset your ongoing annual fee if you’re not traveling as much nowadays. Only cards that were opened before Jan. 1, 2021, are eligible for these credits, and some cards require you to activate this statement credit in your Amex Offers. Eligibility for the Amex offers listed on this page is limited. Enrollment is required in the Amex Offers section of your account before redeeming. The table below breaks down each offer further:

CARD MONTHLY CREDIT ANNUAL TOTAL ENROLLMENT REQUIRED?
Delta SkyMiles® Gold American Express Card $10 up to $110 Yes, must activate in Amex Offers
Delta SkyMiles® Platinum American Express Card $15 up to $165 No, automatically enrolled
Delta SkyMiles® Reserve American Express Card $20 up to $220 No, automatically enrolled
Hilton Honors American Express Card $5 up to $55 Yes, must activate in Amex Offers
Hilton Honors American Express Surpass® Card $10 up to $110 Yes, must activate in Amex Offers
Hilton Honors American Express Aspire Card $20 up to $220 Yes, must activate in Amex Offers
Marriott Bonvoy American Express Card (not available for new applicants) $10 up to $110 Yes, must activate in Amex Offers
Marriott Bonvoy Brilliant™ American Express® Card $20 up to $220 Yes, must activate in Amex Offers

By dining in or ordering take out at any U.S. restaurant, you’ll receive a monthly statement credit, up to 11 times. If you have yet to take advantage of this offer on your eligible card, now is a great time to visit your favorite restaurant as your March credit expires today.

The information for the Hilton Aspire Amex card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Select co-branded American Express business cards

Delta’s three small business cards have also undergone a refresh. (Photo courtesy of Delta)

On a number of co-branded Amex business cards, you’ll receive a monthly statement credit on U.S. wireless telephone services. Only cards that were opened before Jan. 1, 2021, are eligible for these credits, and some cards require you to activate this statement credit in your Amex Offers:

CARD MONTHLY CREDIT ANNUAL TOTAL ENROLLMENT REQUIRED?
Delta SkyMiles® Gold Business American Express Card $10 up to $110 Yes, must activate in Amex Offers
Delta SkyMiles® Platinum Business American Express Card $15 up to $165 No, automatically enrolled
Delta SkyMiles® Reserve Business American Express Card $20 up to $220 No, automatically enrolled
The Hilton Honors American Express Business Card $10 up to $110 Yes, must activate in Amex Offers
Marriott Bonvoy Business™ American Express® Card $15 up to $165 Yes, must activate in Amex Offers

You’ll receive a monthly statement credit until Dec. 31, 2021 — up to 11 times by the end of the year. Make sure you find a way to use March’s credit by today.

The Platinum Card® from American Express

(Photo by Wyatt Smith/The Points Guy)

The Platinum Card from American Express has no shortage of perks that encourage users to pay its ongoing $550 annual fee (see rates and fees). Here’s a breakdown of some of the monthly credits that are set to expire today:

  • $15 Uber Cash credit: Enroll your Amex Platinum on your Uber app to receive monthly Uber Cash credits, redeemable for U.S. Uber rides or Uber Eats orders. You’ll receive $15 each month and $20 in December.
  • $30 PayPal credit: Until June 30, 2021, you’ll earn up to $30 back in statement credits each month when using PayPal. There’s no enrollment required — just pay with your Amex Platinum card.

You can easily order takeout through Uber Eats or make a quick online purchase to take advantage of this PayPal credit, both of which don’t roll over to the next month. Enrollment required for select benefits.

Related: The Platinum Card from American Express review

Bottom line

Monthly statement credits are an excellent way to recoup — or exceed the value — of an ongoing annual fee on a credit card. In fact, issuers have added numerous monthly statement credits to reward cardholders for their everyday purchases. Since all of your March promotions expire today, treat yourself to your favorite local restaurant or go ahead and reduce the cost of any bills for April.

For rates and fees of the Amex Platinum card, click here.

Featured photo by Getty Images/Katleho Seisa

The All-New United Quest℠ Card

WELCOME OFFER: Up to 100,000 bonus miles

TPG'S BONUS VALUATION*: $1,040

CARD HIGHLIGHTS: 3X miles on United® purchases

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80K bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, an additional 20K bonus miles after you spend $10,000 in the first 6 months
  • $250 Annual Fee
  • Earn 3X miles on United® purchases, 2X miles at restaurants, on select streaming services & all other travel, 1X on all other purchases
  • Earn 3X miles on United Airlines purchases
  • Earn 2X miles at restaurants and on select streaming services
  • Earn 2X miles on all other travel
  • Earn 1X mile on all other purchases
  • Each year, receive a $125 credit on United® purchases and two 5k-mile anniversary award flight credits. Terms apply.
Regular APR
16.49% to 23.49% Variable
Annual Fee
$250
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent, Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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