Don’t wait: These credit card offers and credits expire today

Dec 31, 2021

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Update: Some offers mentioned below are no longer available. View the current offers here.

Editor’s note: This post has been updated with new information. 


It’s Dec. 31, meaning that it’s not only New Year’s Eve, but it’s also time to take inventory of any expiring credits that may still be lingering.

Many offers and promotions expire today – not only because it’s the last day of the month, but also because it’s the end of 2021. You don’t want to miss out on these credits, so be sure to use up these offers today before they’re gone forever.

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In This Post

American Express® Gold Card

(Photo by John Gribben for The Points Guy)

With the American Express® Gold Card, you’ll receive two monthly credits:

  • $10 Uber Cash credit: Once you enroll your Amex Gold with your Uber account, you’ll automatically find your monthly Uber Cash credit that can be used for Uber rides or Uber Eats orders in the U.S.
  • Up to $10 dining credit: Earn a statement credit at select dining partners, including Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Enrollment required.

You’ll receive these $10 statement credits each month, for a total of up to $120 in a calendar year. However, these monthly credits don’t roll over, so make sure you take advantage of them by the end of each month. Enrollment is required for select benefits.

Related: How I maximize the dining credit on the Amex Gold card

Select cobranded American Express personal cards

(Photo by John Gribben for The Points Guy)

Through Dec. 31, many cobranded personal Amex cards are eligible for monthly dining statement credits — a great way to help offset your ongoing annual fee if you’re not traveling as much nowadays. Only cards opened before Jan. 1, 2021, are eligible for these credits, and some cards require you to activate this statement credit in your Amex Offers. Eligibility for the Amex offers listed on this page is limited. Enrollment is required in the Amex Offers section of your account before redeeming. The table below breaks down each offer:

CARD MONTHLY CREDIT ANNUAL TOTAL ENROLLMENT REQUIRED?
Delta SkyMiles® Gold American Express Card $10 Up to $110 Yes, must activate in Amex Offers
Delta SkyMiles® Platinum American Express Card $15 Up to $165 No, automatically enrolled
Delta SkyMiles® Reserve American Express Card $20 Up to $220 No, automatically enrolled
Hilton Honors American Express Card $5 Up to $55 Yes, must activate in Amex Offers
Hilton Honors American Express Surpass® Card $10 Up to $110 Yes, must activate in Amex Offers
Hilton Honors American Express Aspire Card $20 Up to $220 Yes, must activate in Amex Offers
Marriott Bonvoy American Express Card (not available for new applicants) $10 Up to $110 Yes, must activate in Amex Offers
Marriott Bonvoy Brilliant™ American Express® Card $20 Up to $220 Yes, must activate in Amex Offers

By dining in or ordering takeout at any U.S. restaurant, you’ll receive a monthly statement credit up to 11 times. If you have yet to take advantage of this offer on your eligible card, today is a great time to visit your favorite restaurant before your monthly credit expires.

The information for the Hilton Aspire Amex card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Select cobranded American Express business cards

(Photo courtesy of Delta)

On a number of cobranded Amex business cards, you’ll receive a monthly statement credit on U.S. wireless telephone services. Only cards that were opened before Jan. 1, 2021, are eligible for these credits, and some cards require you to activate this statement credit in your Amex Offers:

CARD MONTHLY CREDIT ANNUAL TOTAL ENROLLMENT REQUIRED?
Delta SkyMiles® Gold Business American Express Card $10 Up to $110 Yes, must activate in Amex Offers
Delta SkyMiles® Platinum Business American Express Card $15 Up to $165 No, automatically enrolled
Delta SkyMiles® Reserve Business American Express Card $20 Up to $220 No, automatically enrolled
The Hilton Honors American Express Business Card $10 Up to $110 Yes, must activate in Amex Offers
Marriott Bonvoy Business® American Express® Card $15 Up to $165 Yes, must activate in Amex Offers

You’ll receive a monthly statement credit until Dec. 31 — up to 11 times by the end of the year. Make sure you find a way to use this final month’s credit.

The Platinum Card® from American Express

(Photo by Isabelle Raphael for The Points Guy)

The Platinum Card from American Express has no shortage of perks that encourage users to pay its ongoing $695 annual fee (see rates and fees). Here’s a breakdown of some of the monthly credits that are set to expire today:

  • $35 Uber Cash credit: Enroll your Amex Platinum on your Uber app to receive monthly Uber Cash credits, redeemable for U.S. Uber rides or Uber Eats orders. While you receive $15 each month, you’ll get a $20 bonus in December for a total of $35 this month.
  • $20 digital entertainment credit: Pay for your eligible monthly entertainment subscription, including Audible, Peacock, SiriusXM and The New York Times, and receive up to $20 each month in statement credits (for a total of $240 per calendar year).
  • $25 Equinox credit: Pay for select Equinox memberships or a digital subscription to Equinox+ and get up to a $25 statement credit monthly, for a total of $300 per year.
  • $12.95 Walmart+ credit: Pay for your Walmart+ membership to get the full cost of it back in the form of a statement credit monthly, for a total of $155 per year. Plus Ups are excluded.

Enrollment is required for select benefits.

Related: The Platinum Card from American Express review

The Business Platinum Card® from American Express

(Photo by Ryan Patterson/The Points Guy)

Following the lead of the Amex Platinum, The Business Platinum® Card from American Express underwent a refresh with a new $695 annual fee that will kick into effect Jan. 13, 2022 (currently $595; see rates and fees). With this $100 annual fee increase, there are new business-focused statement credits, from Indeed to Adobe.

While most of these credits are distributed annually, the new U.S. wireless telephone services credit is disbursed monthly. You’ll get up to $10 back for purchases made directly with your U.S. telephone provider, up to $120 annually.

Therefore, if you have the Amex Business Platinum, be sure to pay your monthly cellphone bill by the end of the day.

Related: Strategies for maximizing the Amex Business Platinum

Bottom line

Monthly statement credits are an excellent way to recoup — or exceed the value of — an ongoing annual fee on a credit card. In fact, issuers have added numerous monthly statement credits to reward cardholders for their everyday purchases. Since all of your December promotions expire today, use those perks to treat yourself to your favorite local restaurant or reduce the cost of some of your bills.

For rates and fees of the Amex Platinum card, click here.
For rates and fees of the Amex Business Platinum, click here.

Featured photo by Alexander Spatari/Getty Images.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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