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Today I want to share a story from TPG reader Winston, who earned miles for a premium award to South Korea. Here’s what he had to say:

My partner and I took an awesome trip to South Korea last summer, and I scored a relatively sweet $3,500 fare in Delta One (on the 777 before suites) with non-stop flights between Atlanta and Seoul. When I came home, my SkyMiles balance was much fatter from those flights, along with other miles that had slowly accrued over the years. Unfortunately, my credit card game was weak, and I knew it was time for an overhaul. Some web searches led me to TPG, and I dove in.

After hours of reading I had a much better understanding of how this game works. Your articles on how to use SkyMiles and Amex Membership Rewards were incredibly useful, and helped me weigh the pros and cons of all the different cards out there for Delta flyers.

I settled on the co-branded Gold Delta SkyMiles® Credit Card and the Premier Rewards Gold Card from American Express, which came with bonuses of 50,000 miles and 60,000 points, respectively (no longer available). I love that Amex waives the annual fee on those two cards for the first year, and between the free checked bag, Sky Club discount, $100 credit toward airline incidentals, and discounts and points from Amex offers, I’ll come out ahead once the annual fees do kick in. Also, both cards waive foreign transaction fees, so they’re good for international travel.

The big payoff: 190,000 points round-trip for my non-stop flights this July in Korean Air business class on the 747-8. Based on the cash price of that one fare at the time of booking, my SkyMiles were worth around 2.8 cents each. I covered the $80 in taxes and fees with my incidentals credit, so my only out-of-pocket cost was the small fee to transfer Amex points to Delta. I’m going back to Korea for free and in style, and it’s all thanks to TPG!

I regularly take inventory of my credit cards to make sure I’m maximizing my spending and benefits, and to check whether anything in my portfolio has outlived its usefulness. As someone who has 20 or so active accounts, that process helps me stay organized, and I recommend looking at the big picture even if you’re just applying for your first card. Winston earned substantial bonuses, but he also got cards that offer him valuable ongoing benefits. When you can land that combination, it’s an easy win.

That said, I think Winston could do even better. The Platinum Card® from American Express is a great fit for Delta flyers and hub captives, since you get complimentary Sky Club access when you’re on a same-day Delta flight. The $550 annual fee might seem imposing, but you should always weigh annual fees against the value you get in return. The $200 airline fee credit and $200 in Uber credits offset much of the cost, and you get plenty of other lucrative benefits that should more than make up the difference. In Winston’s case, I think the expense is justified.

I love this story and I want to hear more like it! To thank Winston for sharing his experience (and for allowing me to post it online), I’m sending him a $200 airline gift card to enjoy on future travels, and I’d like to do the same for you. Please email your own award travel success stories to info@thepointsguy.com; be sure to include details about how you earned and redeemed your rewards, and put “Reader Success Story” in the subject line. Feel free to also submit your most woeful travel mistakes. If your story is published in either case, I’ll send you a gift to jump-start your next adventure.

Safe and happy travels to all, and I look forward to hearing from you!

The Platinum Card® from American Express

The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at SPG, Marriott, and Hilton. Combined with the 60,000 point welcome offer -- worth $1,140 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the $550 annual fee makes sense for you.

Apply Now
More Things to Know
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$550
Balance Transfer Fee
See Terms
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.