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Citi Double Cash Card has a sign-up bonus for the first time in a while — earn $200 cash back

Aug. 11, 2022
4 min read
A person holds a wallet while pulling out a credit card
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It's one of our favorite cards here at The Points Guy. The simple earning structure and no annual fee make the Citi® Double Cash Card one of the best credit cards for everyday spending. And now that the card earns ThankYou Points — not just cash back — it's more valuable than ever.

The major, persistent downside to the Double Cash card has been its lack of sign-up bonus. Luckily, that's changed — at least for a limited time. Let's look at the current welcome offer on the Double Cash card.

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Citi® Double Cash Card sign-up bonus

For a limited time, new applicants can earn $200 in cash back after spending $1,500 on purchases in the first six months from account opening. This welcome bonus represents a 13.33% return on spending.

Since the spending requirement for the Double Cash card's welcome bonus is spread out over six months, you can spend an average of $250 per month over these six months to earn the bonus. Plus, there's no annual fee on the card.

(Photo by John Gribben for The Points Guy)

Benefits of the Double Cash card

Rather than keeping track of complicated bonus categories on your credit card, the Double Cash card makes it simple.

You'll earn 1 ThankYou Point per dollar on each purchase. Then you'll earn another point per dollar when you pay your credit card bill. In this way, you can earn 2 points per dollar on purchases without needing to do any math or pay an annual fee. There are no limits to how many rewards you can earn on purchases with the Double Cash card each year.

Since the Double Cash card has no annual fee, its perks are quite subdued. However, cardholders still receive the following benefits:

  • Contactless payment with your contactless-chip enabled Citi card.
  • Access to Citi Entertainment, which provides special access to purchase tickets to thousands of events.
  • ID theft protection that helps eliminate the worry of identity theft by monitoring and alerting cardholders if suspicious activity is found.
  • The free services of Citi Identity Theft Solutions if your personal information has been stolen to commit fraud or theft.

You will pay a 3% foreign transaction fee if using your Double Cash card for purchases not made in U.S. dollars, so it's best to use one of these cards which don't charge foreign transaction fees when traveling abroad.

Cardholders can redeem their earnings for cash back, Shop with Points, gift cards and travel. Note that if the only ThankYou Points-earning card you have is the Double Cash, you only have access to three transfer partners: Choice Privileges, JetBlue TrueBlue and Wyndham Rewards.

(Screenshot courtesy of Citi)

However, if you have another card that earns ThankYou Points — such as the Citi Premier® Card — you will gain access to the full range of Citi's transfer partners. This includes 18 airline and hotel partners with which you can use your points.

Related: How to redeem Citi ThankYou points for maximum value

New applicants to the Double Cash card can also take advantage of an introductory 0% APR on balance transfers for 18 months after the introductory period, your variable APR will be 16.99% - 26.99%, based on your creditworthiness.

Click here to read our full review of the Double Cash card.

Bottom line

The current sign-up bonus on the Double Cash card is listed as a limited-time offer. We don't have an exact date on when it will end, so act soon if you're interested in signing up.

If you've been considering the Double Cash card as a great everyday spending credit card but were turned off by its lack of welcome bonus, now is a great time to apply.

Official application link: Citi® Double Cash Card with a $200 cash back offer after spending $1,500 on purchases in the first six months from account opening.

Featured image by MIXETTO/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards

2 - 6X points
6X6x points at hotels participating in the Marriott Bonvoy® program.
4X4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2X2x points on all other eligible purchases.

Intro offer

Earn 100,000 points75,000 points
Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.

Annual Fee

$125

Recommended Credit

670-850
Excellent/Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.

Pros

  • 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program
  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
  • 2x points on all other eligible purchases
  • Earn a free-night award each card renewal month (up to 35,000 points)
  • Receive 15 elite night credits to jump-start status
  • Transfer Marriott points to 40+ airlines

Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
  • See Rates & Fees
Apply for Marriott Bonvoy Business® American Express® Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best Marriott card for Business Owners
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards Rate

6X6x points at hotels participating in the Marriott Bonvoy® program.
4X4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2X2x points on all other eligible purchases.
  • Intro Offer
    Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.

    Earn 100,000 points
    75,000 points
  • Annual Fee

    $125
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.

Pros

  • 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program
  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
  • 2x points on all other eligible purchases
  • Earn a free-night award each card renewal month (up to 35,000 points)
  • Receive 15 elite night credits to jump-start status
  • Transfer Marriott points to 40+ airlines

Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
  • See Rates & Fees