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Ending soon: Earn $200 cash back on the Citi Double Cash Card

Nov. 10, 2022
4 min read
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It’s one of our favorite cards here at The Points Guy. The simple earning structure and no annual fee make the Citi® Double Cash Card one of the best credit cards for everyday spending. And now that the card earns ThankYou Points — not just cash back — it’s more valuable than ever.

Usually, the major, persistent downside to the Double Cash card is its lack of a sign-up bonus. Luckily, that’s not the case right now. However, we've received word that this limited-time offer is ending soon, so we highly recommend that you go ahead and snag it while you still can.

Let’s look at the current welcome offer on the Double Cash card.

Citi® Double Cash Card sign-up bonus

For a limited time, new applicants can earn $200 in cash back after spending $1,500 on purchases in the first six months from account opening. This welcome bonus represents a 13.33% return on spending.

Since the spending requirement for the Double Cash card‘s welcome bonus is spread out over six months, you can spend an average of $250 per month over these six months to earn the bonus. Plus, there’s no annual fee on the card.

JOHN GRIBBEN/THE POINTS GUY

Benefits of the Double Cash card

Rather than keeping track of complicated bonus categories on your credit card, the Double Cash card makes it simple.

You’ll earn 1 ThankYou Point per dollar on each purchase. Then you’ll earn another point per dollar when you pay your credit card bill. In this way, you can earn 2 points per dollar on purchases without needing to do any math or pay an annual fee. There are no limits to how many rewards you can earn on purchases with the Double Cash card each year.

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Since the Double Cash card has no annual fee, its perks are quite subdued. However, cardholders still receive the following benefits:

  • Contactless payment with your contactless-chip enabled Citi card.
  • Access to Citi Entertainment, which provides special access to purchase tickets to thousands of events.
  • ID theft protection that helps eliminate the worry of identity theft by monitoring and alerting cardholders if suspicious activity is found.
  • The free services of Citi Identity Theft Solutions if your personal information has been stolen to commit fraud or theft.

You will pay a 3% foreign transaction fee if using your Double Cash card for purchases not made in U.S. dollars, so it’s best to use one of these cards which don’t charge foreign transaction fees when traveling abroad.

Cardholders can redeem their earnings for cash back, Shop with Points, gift cards and travel. Note that if the only ThankYou Points-earning card you have is the Double Cash, you only have access to three transfer partners: Choice Privileges, JetBlue TrueBlue and Wyndham Rewards.

CITI

However, if you have another card that earns ThankYou Points — such as the Citi Premier® Card — you will gain access to the full range of Citi’s transfer partners. This includes 18 airline and hotel partners with which you can use your points.

Related: How to redeem Citi ThankYou points for maximum value

New applicants to the Double Cash card can also take advantage of an introductory 0% APR on balance transfers for 18 months after the introductory period, your variable APR will be 17.74%-27.74%, based on your creditworthiness.

Click here to read our full review of the Double Cash card.

Bottom line

The current sign-up bonus on the Double Cash card is listed as a limited-time offer. It will be ending soon, so act now if you’re interested in taking advantage of it.

If you’ve been considering the Double Cash card as a great everyday spending credit card but were deterred by its lack of welcome bonus, now is a great time to apply.

Official application link: Citi® Double Cash Card with a $200 cash back offer after spending $1,500 on purchases in the first six months from account opening.

Featured image by AFP/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review
Apply for American Express® Gold Card
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Rewards

3 - 4X points
4XEarn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
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Intro offer

Earn 60,000 points
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

Annual Fee

$250

Recommended Credit

670-850
Excellent/Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

There’s a lot to love about the Amex Gold card. It’s been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there’s no reason that the foodie shouldn’t add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x).
  • 3x on flights booked directly with the airline or with Amex Travel.
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months.

Cons

  • Weak on travel outside of flights and everyday spending bonus categories.
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits.
  • Few travel perks and protections.
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
BEST FOR DINING AND GROCERY REWARDS
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Intro Offer
    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

    Earn 60,000 points
  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

There’s a lot to love about the Amex Gold card. It’s been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there’s no reason that the foodie shouldn’t add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x).
  • 3x on flights booked directly with the airline or with Amex Travel.
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months.

Cons

  • Weak on travel outside of flights and everyday spending bonus categories.
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits.
  • Few travel perks and protections.