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Bilt Rewards adds Japan Airlines as newest transfer partner

May 13, 2025
5 min read
Japan Airlines planes at Haneda International Airport
Bilt Rewards adds Japan Airlines as newest transfer partner
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Editor's Note

TPG founder Brian Kelly is a Bilt adviser and investor.

There's exciting news for Bilt Rewards members: The program has added a new transfer partner ... and it's a valuable one. Starting at 9 a.m. EDT on Tuesday, May 13, members will be able to transfer Bilt Points to Japan Airlines Mileage Bank at a 1:1 ratio and use them to book Japan Airlines flights to Japan, Emirates' luxurious business-class seats and more.

Read on to learn all about transferring Bilt points to Japan Airlines Mileage Bank and why you might want to.

Related: New first class, business class and the rest: Flying the Japan Airlines A350-1000 in all 4 cabins

Transferring Bilt points to Japan Airlines

Oneworld airlines
ZACH GRIFF/THE POINTS GUY

Bilt currently partners with 20 other airline and hotel programs, most of which transfer at a 1:1 ratio (except Accor Live Limitless, which transfers at a 3:2 ratio). Bilt expects most transfers to Japan Airlines Mileage Bank to be completed within 10 minutes, which is on par with our tests of transfers to Bilt's other partners.

Japan Airlines Mileage Bank typically requires accounts to be at least 60 days old in order to redeem miles. However, Bilt members will be able to redeem miles within seven days after a transfer if their Japan Airlines Mileage Bank account is not 60 days old.

"We encourage all Bilt members to immediately enroll in JAL Mileage Bank whether they have impending plans to transfer to JMB or not in order to start their 60 day account aging and not have to wait up to 7 days after transferring for redemption eligibility," Richard Kerr, Bilt's vice president of travel, said in a press release.

We're particularly excited about Bilt's newest transfer partner because Japan Airlines Mileage Bank has historically not partnered with transferable credit card points programs, making it one of the hardest airline currencies to earn. The only way for most people to transfer to Japan Airlines Mileage Bank before this announcement was via Marriott Bonvoy, which offered a poor 3:1 transfer ratio. You can also transfer Barclays Arrival miles to JAL, although the cards that earn these miles have been closed to new applicants for years.

Japan Airlines still uses an award chart that Bilt members will now be able to leverage for some great redemption rates. For example, you can fly from North America to Japan for only 25,000 miles each way in economy or 50,000 miles each way in business class.

JAL award chart old
JAPAN AIRLINES

However, the program has announced some changes to its award chart that will go into effect June 10. After that date, flights to Japan will cost 27,000 miles each way in economy and 55,000 miles in business class — still a great deal.

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JAL award chart new
JAPAN AIRLINES

As you can imagine, Japan Airlines Mileage Bank miles are a great way to visit Japan on points and miles, and having Bilt as a transfer partner will make it much easier to boost your balance. You can also use these miles to book Japan Airlines' partner carriers, such as Emirates, American Airlines and Korean Air. Japan Airlines uses a separate award chart for partner flights.

For instance, you can fly Emirates business class from New York to Dubai for 80,000 Japan Airlines Mileage Bank miles each way. Or, you could book a first-class seat on Alaska Airlines from Seattle to London for 60,000 Japan Airlines Mileage Bank miles each way.

As an added bonus, the program sometimes offers transfer bonuses as part of its Rent Day promotion, which has been known to provide additional bonus opportunities when it introduces a new transfer partner. So, you may get a chance to earn some extra Japan Airlines Mileage Bank miles when you transfer Bilt points for the first time.

Related: Should you pay your rent with Bilt? We crunch the numbers

Bottom line

The latest addition to Bilt's list of transfer partners is a particularly exciting one because you can't transfer any other credit card points to Japan Airlines Mileage Bank. This opens up new redemption opportunities for Bilt members.

This development comes hot on the heels of Bilt adding Southwest Rapid Rewards as a transfer partner. Bilt has alluded to other big developments in the works, too, including platform changes that would let members earn points on mortgage payments.

If you're not a member yet, now is a great time to sign up for the Bilt program. Also consider adding the Bilt Mastercard® to your wallet. This card offers a $0 annual fee and the ability to earn 3 points per dollar spent on dining, 2 points per dollar spent on travel and 1 point per dollar spent on rent (up to 100,000 points in a calendar year) and all other purchases. Note that you must use your Bilt card five times each statement period to earn points on rent and qualifying net purchases.

The information for the Bilt Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Featured image by JAMES MATSUMOTO/SOPA IMAGES/LIGHTROCKET/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

4 / 5
Go to review
Rewards rate
1XChoose to earn up to 1X points on rent and mortgage payments with no transaction fee
2XEarn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases
Intro offer
Open Intro bonus
50,000 Bilt Points + Gold Status + $300 of Bilt Cash
Annual fee
$495
Regular APR
26.74 - 34.74% variable
Recommended credit
Open Credit score description
Good Credit, Excellent Credit

Pros

  • Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
  • Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
  • $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
  • $200 Bilt Cash annually
  • Priority Pass membership
  • No foreign transaction fees

Cons

  • Moderate annual fee
  • Designed primarily for members seeking a premium, all-in-one card
  • Earn points on housing with no transaction fee
  • Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
  • 2X points on everyday spend
  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
  • Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
  • Priority Pass ($469/year value). See Guide to Benefits.
  • Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.