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Check the CardMatch Tool to see if you’re targeted for a 100,000 Platinum Card offer or 50,000 Premier Rewards Gold offer. These offers are subject to change at anytime.

Every once in a while, targeted credit card welcome bonus offers come around that are much higher than what’s available to the public on the same card. And, one of the best places to look for these offers is the CardMatch Tool.

If you haven’t visited recently, now is an excellent time to check your CardMatch offers because we’re seeing the return of the incredible 100,000-point offer on the Platinum Card® from American Express. The particular offer that we’re seeing requires $5,000 spending within the first three months of account opening to earn the 100,000 point welcome bonus:

Offer seen on July 12, 2018.
Offer seen on July 12, 2018.

American Express welcome bonuses are “not available to applicants who have or have had this product,” and that limitation is found on this offer as well. While there are some reports of being able to get a welcome bonus for the same card many years after closing the account, this “once per lifetime” welcome bonus limitation is an important restriction to keep in mind. There’s no word yet if the American Express welcome bonus tool is integrated into CardMatch.

How To Use CardMatch

CardMatch is straightforward to use, but those who haven’t used the tool before might be curious about the process. Here are the easy steps to check your offers:

  1. Go to the CardMatch homepage.
  2. Enter your first name, last name, home address and last four digits of your social security number.
  3. If you want to be contacted by CardMatch, enter your email address. Otherwise, uncheck the contact box.
  4. Click “Get Matches.”
  5. Check the box to accept the terms & conditions.
  6. After a 60-second or less search, your pre-approved offers will appear.

Note that this process creates a “soft” credit inquiry on your credit report. This means that the inquiry will show up on your credit report, but it’ll have no impact on your credit score — similar to if you checked your own credit report through a free annual check or a paid service.

Is The Platinum Card Worth It?

The headline is certainly the spectacular 100,000 Membership Rewards point welcome bonus. Based on TPG’s most recent valuation at 1.9 cents per Membership Rewards point, the welcome bonus alone is worth $1,900. Once you learn to maximize the value of your Membership Rewards points, you can get much more value than that.

The Platinum Card only gets more valuable the more you travel. On the spending side, you’ll earn 5x points on airfare purchased directly through the airline or through American Express Travel, as well as 5x earnings on prepaid hotels booked through Amex Travel. The card also rewards frequent Uber users with up to $200 per year in Uber credits, and recently added $100 in credits for Saks purchases each year.

And then there are the lounges. Cardmembers are granted access to nine spectacular Centurion Lounges — seven of which we pitted against each other this summer, plus two new lounges in Philadelphia (PHL) and Hong Kong (HKG). Three more Centurion Lounges are coming soon to New York’s Kennedy (JFK)Denver (DEN) and Los Angeles (LAX), while the new larger Dallas (DFW) lounge will open in a few months. Cardholders also get access to more than 1,200 lounges — including 13 airport restaurants in the US — through a Priority Pass membership and access to Delta Sky Clubs when traveling with Delta.

Public Platinum Offer

If you aren’t targeted for this excellent offer, the current public offer for The Platinum Card® from American Express is a 60,000-point welcome bonus for spending $5,000 in the first three months after signing up. Considering the incredible value that this card offers frequent travelers, this isn’t a bad offer. But, obviously, 100,000 points is much more lucrative.

Other CardMatch Increased Offers

We’re also seeing increased offers for the Premier Rewards Gold Card from American Express. The targeted Premier Rewards Gold offer can get you 50,000 points after $1,000 spent within the first three months, which is double the welcome bonus on the public offer (25,000 points) for half the spending requirement ($2,000).

Offer seen on July 12, 2018.
Offer seen on July 12, 2018.

We are also seeing elevated offers on the Blue Cash Everyday® from American Express with a $200 statement credit — instead of the standard $150 credit offer.

Offer seen on July 12, 2018.

And we’re seeing a better-than-normal offer for the Blue Cash Preferred® Card from American Express. While the standard offer is $200 cashback after spending $1,000, you’ll get an extra $50 back if you’re targeted and apply through the CardMatch tool.

Offer seen on July 12, 2018.

Be sure to check the tool today to see what offers are available for you.

H/T: Doctor of Credit


This is The Points Guy’s permanent page on CardMatch 100,000-bonus offers. Keep in mind you may see some reader comments referring to older deals below.

CardMatch Tool

The CardMatch Tool will match you with offers from our participating partners in less than 60 seconds. Check today to see if you are eligible for a better offer on premium cards like The Platinum Card from American Express or Premier Rewards Gold card.

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More Things to Know
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