5 things you can buy your Valentine with your annual card credits

Feb 12, 2020

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Valentine’s Day is right around the corner, and that means love is in the air. Whether you’ve been married for 40 years or are trying to impress your new best friend, shelling out for a Valentine’s gift can get pretty costly.

We feel you. So here are five gifts you can buy your Valentine using the credits offered by your credit card. They never need to know.

Chocolate covered strawberries from Saks 5th Avenue

I know, I’m as surprised as you are about this. But it’s true — Saks sells a variety of Valentine’s Day goods, and a dozen chocolate covered strawberries are on the list.

Even better, these strawberries cost the exact bi-annual $50 credit that you receive for holding The Platinum Card® from American Express, which means you’re not left scrambling to find a use for three or four dollars before June. And since your credit resets in the latter half of the year, you can do it all over againAm I sensing a post-Halloween romantic revival?

A Valentine’s bouquet from Doordash

Did you fail to grab a gift before you headed home? Well if you live in a city that has DoorDash and hold a Chase Sapphire Reserve®, you can take advantage of your new $60 credit to have not just flowers, but also a teddy bear and chocolate sent straight to your home in 30 minutes.

See, you weren’t forgetful — you were having them hand delivered.

A FitBit Versa from Dell

Save their heart (health) with a FitBit Versa purchased using the up to $100 Dell credit on U.S. purchases from The Business Platinum Card® from American Express.  You may argue that it’s not sexy, but buy a matching set and celebrate your FitBit-inspired fitness.

Or, if you’re in the mood for a little mood music, grab a Bose Soundlink Speaker instead and let your inner Marvin Gaye loose.

A luxury travel kit from Saks 5th Avenue

Did you know that Jack Black is into body wash now? Neither did I, but this set comes complete with beard lube and a handy carrying case for the frequent traveler in your life.

As above, use your $50 semi-annual credit from The Platinum Card® from American Express to snag this set.

A Valentine’s Day Cinnapack from Grubhub

This one’s cheating a little, since it costs more than your American Express® Gold Card up to $10 monthly credit, but come on — it’s a package full of cinnamon rolls in the shape of a heart. Who wouldn’t love that?

You can splurge a little and pay only $6.49 when you use your monthly dining credit on your the Amex Gold Card. Or, if you’re truly strapped for cash, saunter on over to The Cheesecake Factory and scoop up a slice of Ultimate Red Velvet Cheesecake for $7.95. We won’t judge.

Feature photo by FatCamera/Getty Images.

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points


CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
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Either $5 or 5% of the amount of each transfer, whichever is greater.
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